I have 200k in savings now, feel pretty lucky but also want to maximize. Currently have everything in SPY (using margin), but open to suggestions. Not interested in real estate - don’t have any time. Looks like Robinhood has the lowest margin rates. 1) if I stick with my current situation, which platform is the best for just holding everything in an SPY index on margin?
| +193 | Evercore > Goldman and I don’t think it’s particularly close anymore | 73 | 1h |
| +158 | Article: Why UBS's Asian M&A bankers are thriving and UBS's American M&A bankers are not | 18 | 13h |
| +125 | Think Twice before Recruiting for HOUSTON IB!! | 60 | 8h |
| +86 | UBS Offer Day | 36 | 1h |
| +74 | I hate Wells Fargo | 20 | 14h |
| +57 | No return offer - feeling like a failure is an understatement | 24 | 15h |
| +49 | How cooked am I as an incoming WF IB SA 2027? | 17 | 2d |
| +47 | WF Return offers | 32 | 6h |
| +41 | 2026 Investment Banking Return Offer Climate | 25 | 2d |
| +41 | Should I go back into a junior IBD role for comp? | 19 | 9h |
Career Resources
Get instant access to lessons taught by experienced private equity pros and bulge bracket investment bankers including financial statement modeling, DCF, M&A, LBO, Comps and Excel Modeling.
why tf are u using margin
Give it to me
Maybe I'm confused by your wording but holding SPY (on margin, lol) != savings, lmao
what's ur margin rate??
Like 7%
This 200k. Is it sitting in a savings account? What does that have to do with your margin backed SPY holdings?
I brought my $250K to a small cap company stock after I joined them last year. Putting my career + money at risk but I feel more confident being an insider investor than invest passively to SPY. Never regret. Maybe this is also an option for you :)
This seems like a terrible idea, spy is diversified, your firm is not…
are you nuts using margin to hold leveraged SPY? for gods sake buy futures
how long did it take u to get to 200k savings? any tips?
Deserunt eius et minus aut reprehenderit natus magnam. Laudantium iste rem suscipit nesciunt et sunt. Qui harum saepe reiciendis.
Sapiente excepturi omnis distinctio dolor perspiciatis. Cumque velit fugit consequatur. Soluta ipsam illo nihil error quas in. Molestias rerum eveniet rerum omnis. Saepe error quibusdam tempora corrupti odio.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...