Are student loans worth it?
I have the grades to get into targets (UCL, Warwick, maybe LSE) and easily get into semi targets (Bristol, Nottingham, Exeter, etc).
As an international student, are the loans worth taking in order to get a chance at these roles? I already have an offer at a non target which costs way less than the ones mentioned above.
Eg: non target: £42k in total fees which is affordable
Target: £60-£90k in total fees where about half would have to be in loans.
I’m looking to get into either IB/AM or consulting after graduation.
If you want to work in IB/ AM, a good first step would be learning to put together a simple excel model showing a few different scenarios of salary growth, intrest repayments under the different situations.
I understand your point, but my question was whether the difference in opportunities at non target vs target will be big enough to justify the loans considering the rigid recruiting process that happens in the UK
It's too hard to say this without knowing other details about you, how hard you're willing to work, how selective you are with where you want to work et cetera.
But if you can get into LSE, UCL, or perhaps even Oxford/ Cambridge, quite possibly.
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