Hi everyone, I am considering the Capital One Savor One vs the WF Signature. The main benefit of the Savor One over the signature is that it includes groceries and entertainment, while the Signature has travel, gas, and transit. So my question is how often do IB analyst go the grocery and make their own food, or do IB analysts primarily use their meal stipends for food?
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A lot of people bring food to work so grocery, cheaper that way and depends what you prefer
aren’t the meals provided by the bank though if you use the stipend?
Yeah but depending on bank they only stipend for up to a certain amount
got it thanks, i think i’ll just try to stay under to cover food
Somewhat rarely - you will be at the office past 8pm every night, so maybe 2-3 days a week (weekends) you make your own food. Most banks only give enough for dinner so you're either buying your own lunch or meal prepping (hard to do with IB hours)
I would also prioritize a points card over cash back... it's way better to be building points to use in the future instead of just getting a tiny amount of cash back. It's also okay to spend some money on a CC, there are plenty of really good $95 ones and they often pay for themselves with points and benefits. Don't drive yourself insane on the categories, it's not that much of a difference in the grand scheme of things - but your 30 year old self will appreciate being able to use the hard-earned points
Thank you! After my credit building student card, I recently got the WF active cash card, so i'll look for one with points to complement it
Definitely get savor
why is it better?
bump
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