30 Comments
 

Oh and I don't mean some lavish vacation where I'm dropping thousands a week on meals and performances and shit. I mean moving to the beach house and chillin out

 

$50 million differs significantly from $1 million because the investment objectives shift drastically. $50 million of investable assets makes you an institutional investor and the philosophy shifts to achieve more long-term institutional objectives. Whether this is a charity endowment or a family office, there is a bigger emphasis on wealth preservation and a lower emphasis on liquidity.

Given this, I would suggest a 1/3 of the portfolio go towards hedge fund and private equity investments. If it were me, I would also invest in some art as well because I have always been a strong proponent of art market investing...

 
Vancouver Canucks 2011$50 million differs significantly from $1 million because the investment objectives shift drastically. $50 million of investable assets makes you an institutional investor and the philosophy shifts to achieve more long-term institutional objectives. Whether this is a charity endowment or a family office, there is a bigger emphasis on wealth preservation and a lower emphasis on liquidity.

Given this, I would suggest a 1/3 of the portfolio go towards hedge fund and private equity investments. If it were me, I would also invest in some art as well because I have always been a strong proponent of art market investing...

calm down pal....

 
MistaBooks
Vancouver Canucks 2011$50 million differs significantly from $1 million because the investment objectives shift drastically. $50 million of investable assets makes you an institutional investor and the philosophy shifts to achieve more long-term institutional objectives. Whether this is a charity endowment or a family office, there is a bigger emphasis on wealth preservation and a lower emphasis on liquidity.

Given this, I would suggest a 1/3 of the portfolio go towards hedge fund and private equity investments. If it were me, I would also invest in some art as well because I have always been a strong proponent of art market investing...

calm down pal....

He answered the question as thoroughly as OP was looking for. I thought it was a quality answer.

MM IB -> Corporate Development -> Strategic Finance
 
Best Response

if i had 50 MM to invest, i'd set aside $25MM and open up a hedge fund with $25 MM AUM, with no clients. Then after one year, i put in the other $25MM and advertise that my fund doubled in value. Investors will be impressed and I will increase total AUM to $100 MM. I will then pay those investors with another 50MM from the next investors and then pay next investors with the money from investors after that. I'll probably create some innovative shit like a new trading system more superior to the NASDAQ just to look legit. Oh wait...

 
lookatmycockif i had 50 MM to invest, i'd set aside $25MM and open up a hedge fund with $25 MM AUM, with no clients. Then after one year, i put in the other $25MM and advertise that my fund doubled in value. Investors will be impressed and I will increase total AUM to $100 MM. I will then pay those investors with another 50MM from the next investors and then pay next investors with the money from investors after that. I'll probably create some innovative shit like a new trading system more superior to the NASDAQ just to look legit. Oh wait...

I want in on this Ponzi scheme.

 

Vancouver Canucks hit the nail on the head. At that point you shift to a wealth preservation mode. You could invest partially in PE and probably some in dividend producing stocks and then an inflation adjusted annuity like IP said and then just live within your (substantial) means.

Honestly, there would be a chance that I took some of that money say, $2mm-$5mm and purchase a company I can be involved in. Ideally the company would grow and so would my net worth. I don't know what type of company that would be, but it would have to be one that I think I could add value to.

Regards

"The trouble with our liberal friends is not that they're ignorant, it's just that they know so much that isn't so." - Ronald Reagan
 
SECfinance He answered the question as thoroughly as OP was looking for. I thought it was a quality answer.
cphbravo96Vancouver Canucks hit the nail on the head. At that point you shift to a wealth preservation mode. You could invest partially in PE and probably some in dividend producing stocks and then an inflation adjusted annuity like IP said and then just live within your (substantial) means.

Honestly, there would be a chance that I took some of that money say, $2mm-$5mm and purchase a company I can be involved in. Ideally the company would grow and so would my net worth. I don't know what type of company that would be, but it would have to be one that I think I could add value to.

Regards

Thanks guys! Appreciate it SECfinance and cphbravo96. I answered the OP's question because it was very interesting / thought-provoking... Unlike every other "how do you invest $1 million?" question, the $50 allotment is a big game-changer and really opens up a lot of different investment strategies. For example, a $1 million portfolio should never consider a highly illiquid and risky investment such as private equity funds but a $50 million one needs to look at the world the way the Yale Endowment fund makes long-term institutional decisions...

I interview a lot of people and will actually use this question in future interviews!

 
Vancouver Canucks 2011
SECfinance He answered the question as thoroughly as OP was looking for. I thought it was a quality answer.
cphbravo96Vancouver Canucks hit the nail on the head. At that point you shift to a wealth preservation mode. You could invest partially in PE and probably some in dividend producing stocks and then an inflation adjusted annuity like IP said and then just live within your (substantial) means.

Honestly, there would be a chance that I took some of that money say, $2mm-$5mm and purchase a company I can be involved in. Ideally the company would grow and so would my net worth. I don't know what type of company that would be, but it would have to be one that I think I could add value to.

Regards

Thanks guys! Appreciate it SECfinance and cphbravo96. I answered the OP's question because it was very interesting / thought-provoking... Unlike every other "how do you invest $1 million?" question, the $50 allotment is a big game-changer and really opens up a lot of different investment strategies. For example, a $1 million portfolio should never consider a highly illiquid and risky investment such as private equity funds but a $50 million one needs to look at the world the way the Yale Endowment fund makes long-term institutional decisions...

I interview a lot of people and will actually use this question in future interviews!

Looks like I should get a management fee for starting this thread...

 

I would just put all of it in inflation linked bonds and live off the interest. There's a lot I can think of doing with 2 million a year.

-MBP
 

50 million worth of MS $17 Dec 11th put options

"Look, you're my best friend, so don't take this the wrong way. In twenty years, if you're still livin' here, comin' over to my house to watch the Patriots games, still workin' construction, I'll fuckin' kill you. That's not a threat, that's a fact.
 

Voluptatem quam eveniet id voluptatem nemo. Laboriosam eos dolorem veritatis dolorum exercitationem autem vero. Vero asperiores aspernatur ut ipsam eligendi maiores.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.3%
  • BMO Capital Markets 12 97.7%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.7%
  • JPMorgan 01 97.1%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (15) $434
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (79) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
dosk17's picture
dosk17
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
CompBanker's picture
CompBanker
98.9
8
GameTheory's picture
GameTheory
98.9
9
DrApeman's picture
DrApeman
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”