Living in Jersey City as an Analyst
Will be FT in NYC, but looking to live in Jersey City. I've spent time on the Waterfront and it seems like a nice place to live. Have met senior-level guys living in Jersey City, but they have more time to make the commute. It would be a 15 – 20 minute commute into the office. I am worried about the commute and missing out on the NYC lifestyle. Would like to hear anyone’s perspective on living in Jersey City over NYC
Pros: Quieter/Suburban Environment, Less Taxes, Cheaper Rent Cons: Missing out on NYC Lifestyle, Longer Commute
Cons: Will make it very tough to get laid
Think my chances would be better in a smaller market with less high maintenance women
IDK a single girl in her earlier 20s in Jersey City, you're gonna be surrounded by big 10 frat stars and middle aged women. Also, you're going to have 0 friends in Jersey City. Are you gonna go out alone? Cause they're not coming to JC to go out
If it's really a 20 minute commute, that's not bad at all and probably shorter than midtown or upper east side to wherever you are.
There's a type of person that will be much happier in Jersey City and a type that will be much happier in Manhattan. You know yourself better than anyone here. If it's just a cost thing, I don't know that it will be that much cheaper than places in Manhattan, assuming you have a roommate. If you like the neighborhood better, go for it.
Change con to MAJOR CON. Wait until you go out with the analyst class and it's 1am, path train isn't running, busses are no longer running. You're tired, hungry, drunk, and need to be at work by 8am so you order an uber. The uber ends up costing you 120 and you quickly realize your all in expense of living in Jersey City is higher than living in an apartment in the city after several of these uber rides.
You'll miss out on a big part of your development by living in Jersey City. If you are looking for quiet, you can live in upper east/upper/west, fidi, hell's kitchen. Lots of places in the city where you can get great value for your money.
Hell, I would recommend williamsburg/greenpoint/downtown brooklyn over jersey city.
OK there's not way it's "great" value for the money, but rest of point taken
With this attitude, it may be best for you to fade off into obscurity in Jersey City.
Path Trains run all, night gaps get pretty big tho.
The path runs 24 hours but it is infrequent on late nights that are not weekends. It does not matter because most banks and other financial institutions will provide you with a car service if you are working past 10pm. This is for safety reasons aka so they won't get sued.
Main con is you can’t quit GS cuz the commute will suck
Good point
In Capitalist America, GS quits you!
Wheres the office. If midtown Hoboken is better. If fidi jersey city is better
FiDi
Live in JC, it’s great. Less taxes, bigger apt w/ amenities (basketball court, gym, golf simulator, etc), less rent, less than 20 min commute to office
Re: cons on going out. Just use extra savings from rent difference + taxes difference to subsidize Uber costs when going out late and you’re still net positive earnings when compared to peers.
In 1.5 years, only once my uber bill was more than $100 from work and that was during peak time, 7pm, while raining.
The usual charge is around $50.
And I live in the farthest place of Jersey City. .
Assuming you go out twice a week and every time you have to be out until 3am, your monthly charge is $400.
The savings you have from taxes, rent, groceries, are much higher than that.
But you don't do that. You usually take the path.
Commute to FiDi is less than 20 mins and to Midtown max 40mins door to door.
If you take an uber after work anytime after 9pm, you will be home in less 30 mins.
As far as dating goes, nobody cares. The people that reject you based on where you live probably would have rejected you anyway.
I may live in the area but I am in Manhattan everyday of the week apart from when I work from home.
I am not saying you should live in NJ. It is just that you shouldn't listen to stereotypes people have for places they never lived in.
It made sense when banks were hybrid. 3-2. I think most banks are full time in the office.
Nobody is going to like this comment but if you live in grove street or exchange place area of jersey city your commute to your office in FiDi will be shorter than many of your coworkers living in Manhattan. The Exchange place -> WTC path is legitimately 5 minutes. Can’t be beat.
I used to live in jersey now live in Murray hill. Neither are “great” but can’t say transit options are much better here than there
I live in JC and absolutely love it. Got a legit penthouse (~3k sf) for $9k/month (three roommates). Full gym, saunas, basketball court, soccer field, etc. 29min commute door to door.
If your office based in Jersey then go for it otherwise you get paid enough to live in the city and find roommates
You can also look at parts in Brooklyn
if you want to remain a virgin, then it is a good choice.
nothing gets a girl's p**sy drier than hearing a guy lives in Jersey City
But it's good for ugly dudes. Save money and rejection. Better home and CFs. Comment does not apply to those who do or care about getting laid.
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