What rank to reach out to in a bank?

Hi everyone, 

I'm class of 2028, from a non-target, recruiting for SA 27. I'm super confused about how to get an effective referral (ie. a referral that's gonna get me a first round). Yes, I know that if I can get that from someone senior, a first round is mostly guaranteed, but for certain banks, I can't really get any MD-level referral. For those banks, I have a lot of calls with junior bankers, but the majority of the people who take my calls are people who are super new to the desk, let's say like 3 months in the job, and they are telling me they have no pull in recruitment. Is this gonna help me at all in terms of getting a first round? Or should I stop reaching out to analysts who are too new unless I just want to get some info about the bank? Thanks!

20 Comments
 

If you want referrals that will for sure get you an interview, only senior MDs (ex., group heads or noted rainmakers) for BBs. Everyone else cannot guarantee you interviews, including more junior MDs. The path for non-targets is to really know the job inside out, show you are prepared for it in every call, and have a few people internally that will push for you.

 

For banks where I can only get in touch with young analysts, what are some ways do you think they can help me in terms of referrals and is there something I should do about it ? 

 

Ask them if there is anyone else you can talk to at the bank; they will likely refer you to someone more senior, if even just an associate, who has been around a bit longer and can actually help you (They know you're job seeking). Analysts are a great resource for information on the bank and you should be taking notes on your conversations so you have content to discuss/speak to during your interviews.  

 

People on this site overvalue referrals waaaaay too much. An assoc or even a VP is not going to fast-track you straight to AC. As long as you show good technical ability in interviews, have solid motivational and competency answers, the result will take care of itself. Reaching out to people at any level to learn more about the firm is fine and something you can quietly bring up in interviews, but defo don't straight up ask for referrals. I promise you it won't do much 

 

Yeah but I just want to maximize the chance of at least getting my resume looked at. Do you know if very new analysts can help with this?

 

Highest ROI for me was reaching out directly to MDs. If they are busy, they will usually cc an analyst or two for you to talk to that will then feel obligated to do so. MDs love talking about themselves, so let them do that most of the call. Smile.  

 

It isn't that straight forward. This just sounds like they've just made sure your resume made it into the pile and will actually be considered. Don't discount this as that's still helpful. However, it doesn't sound like they are personally vouching for you. In 10+ years I've seen very few instances where someone sticks their neck out for a kid they spoken to a couple times.

 
Most Helpful

I'm seeing a few misleading comments on this thread. For context I'm based in the UK, at a large bank (not a boutique 4-person shop), and a senior banker.

For entry evel roles, it doesn't matter what level you get a referral from. A referral is a referral. There are regulations and policies in place for good reason which prevent senior (or any) bankers from giving (or being seen to give) any candidate an edge by allowing them to circumvent stages of the recruitment process. 

A referral will mean that your application is manually reviewed (as opposed to being screened out based on failing to meet certain thresholds) and judged on its overall merit. However, you absolutely need to pass the recruitment online testing - no way to circumvent that. My own firm even disallows me from following up on referrals.

My own view is to target ANs. (1) likely more sympathetic and willing to help. (2) if you later name drop them in an interview it sounds so much more relevant and credible.

 

I'm applying for US banks, but is it common for people doing college in the US to apply for internships in the UK? 

 

Eaque neque ex dolorem ipsam. Dolorem perspiciatis dicta sed corrupti. Iste aliquam dolorem accusantium deleniti voluptatum est aut dolores. Similique eum sed eius quae perferendis. Velit adipisci sit minima quidem libero incidunt. Minima mollitia aliquam ducimus ullam optio.

Sequi harum vel aut consequatur. Adipisci deleniti id saepe consectetur qui ut. Quos facilis rerum ea tenetur cumque. Consequuntur qui illum et laudantium voluptatem. Et aut et perferendis soluta optio.

Quae nostrum beatae suscipit molestiae quia ipsa. Fuga consequatur illum suscipit expedita ut hic. Laborum sunt beatae iste est quasi rem.

Eligendi id odit non atque sint. Facere aperiam officia est molestiae veritatis velit. Itaque qui rerum libero aliquam aliquam qui. Officia dolore architecto velit accusamus earum minima dolorem. Et nobis unde est non saepe veniam culpa. Non quidem soluta maiores et sed.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • BMO Capital Markets 12 97.7%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.7%
  • JPMorgan 01 97.1%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (15) $434
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (79) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
kanon's picture
kanon
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
CompBanker's picture
CompBanker
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
dosk17's picture
dosk17
98.9
8
GameTheory's picture
GameTheory
98.9
9
DrApeman's picture
DrApeman
98.9
10
Jamoldo's picture
Jamoldo
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”