When do banks ask to submit your transcript?

My GPA is going to be a full .1 higher at the end of this school year than it is now, so I'm debating what GPA to put on my resume now when sending it to recruiters while networking. Will any bank ask for my official transcript before a superday or wait until they are willing to give a full time offer? I do not want to be untruthful in any way, but I want to put myself in the best position for success.

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