Are you paying for the additional loans, or are your parents? Either way graduating earlier seems like the better decision financially. Putting money aside, as a recent college graduate, I would definitely stay in college longer if I could. It is some of the best years of your life. Whatever you choose, there are always pros and cons of post college life.

 
Ajit94:
It is some of the best years of your life.

Really? I feel like that only applies if you're some fraternity guy with rich parents or hot girl (preferably in a sorority). Most of the times it seemed like everyone else was just trying to get their degree and find work afterwards. Then again, at the university I went to, Greek Life was a pretty big deal and a lot of the social life on campus revolved around it.

 

I know multiple people who were slightly older and did everything they could do be done as fast as possible. They seem mostly happy with it. One important element could be how close you are and want to be with your social circle, especially if you're not planning on switching location. Starting early can create a gap that some people do not like.

 

" Starting early can create a gap that some people do not like."

I think I didnt get what you mean. I am totally switching (my school: in TN, internship is in DC)..

 

That answers it. A couple friends of mine (who stayed in the same area) complained that starting work earlier than other members of their social circle made it relatively tricky to keep up some relationships (which is normal, but some find it harder than others).

 

Haha, but that "extra" time will be still there even if i graduate earlier. I will have free 6 months. Planning on 3 months vacation of doing whatever, and maybe start 2 or 3 months earlier on the job so i can be ahead of other selected interns? Im kind of leaning toward graduating earlier at this point (also been in college since 2012)

 
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