Not including co-invest and carry, how much do you guys have saved?

23 years old first job 20k 

23 yrs $90k between cash, 401k, etc

Did you do an MBA?

Including or excluding pension? Makes a huge difference in the short term (but clearly totally illiquid). I could double my savings effectively if I’d put my general investment account savings into my pension. How to account for down payment on house, cash paid in for coinvest etc? 

33

$1.5M between retirement brokerage 529s etc 

$175K cash

$1.8M trust 

Just started b-school but 26 with 350k brokerage + 100k retirement

Are you counting 401k in that? If so,I’d say you are behind, but it’ll depend how you got there (b school? Loans? IB to PE or something else?).

Your 401k alone should be $250-300k conservatively (considering the bull market until this year). Then I normally shoot for at least 20% of income or so saved per year (then add in investment performance). 

Good news is you aren’t counting carry and that can quickly add up to a lot of money (my wife is in PE so I’ve seen how quickly money can add up), but this year is setting up to be a tough one so hard to know what you can count on going forward. 

About to be 27 years old (4.5 years work experience at end of this year)

Brokerage: $160k

Retirement accounts: ~$40k 

Should have more in retirement accounts but was leaning towards grad school at one point so prioritized cash savings. Given where the market is right now I’m pretty content with where I’m at, ~$200k net worth.

25 y/o

$25k cash

$35k brokerage

$30k 401k + IRA

= $90k net worth (but personally don't think retirement accounts should be included)

Was quite a bit higher before the market turned as I was overallocated to tech and crypto like the idiot I am

24 - Banking/PE in very LCOL south. 

~120k in cash (yeah I know I'm supposed to be fully invested at 24 but i guess it worked out and I'll buy aggressively at these lows)

10k in i-bonds

8k in brokerage

~70k in retirement accounts if you count that.

so like ~140k liquid / 210k ish total. 

25 - 2 years banking; 1.5 years HF.

~$20k in cash.

~$235k in investments (brokerage / retirement accounts).

Net worth: ~$255k.

Similarly to a user above, I have a significant amount of unrealized losses because I was (still am) over-levered to tech / NASDAQ. My NW is a lot lower now than it was a year ago but that comes with the territory.
 

30 - got into banking after a few years post-grad, and off-cycle moves didn't help with bonuses

$250k cash - pulled almost everything out early this year

$200k down payment on house in 2020 - probably gone up 3x after some other minor improvements

I don't keep much cash on hand, normally between 5-10k. Use a LOC if I had an emergency.

Basically all free cash is going towards coinvest. I should probably change my username to Illiquidity. 

24, real estate in major Midwest market. $40k cash, roughly $20 in brokerage, 401k, Roth. Glad I kept the cash this past year.

Why exclude co-invest? At least include co-invest principal as that’s your own real money that can easily be tracked. 

26, Canadian
$375k net worth (no money in co-investments and 0 carry). 4 years of banking and PE combined.

Age 27, +/- $300k with the market today, hit a high of maybe $440k last year but high beta gives and it takes. This will be first VP bonus, so should get close to where I was in a couple months if the market stays flat.
 

Doesn’t seem right to exclude coinvest given it’s just another way to deploy capital, but I value it at cost until realized. At cost, add another maybe $40k. 

2nd year analyst in banking

40 cash

200 across brokerage/i bonds/retirement accounts

19

~30K cash

11k roth IRA

1k I Bond

I'll bite. 30yo, single income. Recent downturn has been painful, but I'm sitting around $1.6mm including RE equity but excluding my coinvest interests (another $200k or so) and carry (I place 0 value here until it hits).

Was originally anticipating breaching the $2mm mark this year but life has its way.

26, 1.5 YOE, 30k total, certified Europoor

26yrs old, 4 YoE, live in London. In US money I’d say I have about $50k in retirement accounts, $80k in illiquid private company investments and $20k in my bank account. Friend of mine in REPE wants to look at distressed hard assets over the next 18 months which might be fun to put my next bonus into, some of the IRRs are crazy on Opportunistic RE and I’ll certainly learn something about a new asset class. People say I should save for a house but I don’t see the point, would have locked in a much less nice living situation than letting my quality of housing increase alongside my earnings, especially in finance where in the junior years your earnings go up by some multiple between 1 and 1.5 every year

20 y/o - Senior in college

Cash: 20k

Brokerage: 3.5k

Liquid = $23.5k

• Car: 10k

NW = $33.5k

Self-made and it required a lot of sacrifice. Believe this is a solid number going into my IB stint. Going to capitalize on the next 10 years and reach a Milli by 30.

30 years old

Net Cash: $27.5k

Brokerages + Retirement: $775k

Equity in primary residence (at cost): $415k

Co-Invest (at cost): $40k

21 years old

Net Cash: 1.2k

Brokerages + Retirement: 62k 

Cryptocurrency: 5k

Car: 15k

Starting analyst stint in 2023.

-

24 second year analyst $130k including brokerage, 401k, cash etc

23 2nd year, banking

Cash 150k

Brokerage: 20k

iBonds: 10K

Just started working on my finances last weekend and definitely under optimized.

Would love to connect with anyone else looking for solid investments (airbnb, small bizz, etc)