Citi S&T vs UBS S&T - which?
Offers from both: citi s&t, ubs fixed income+ubs equities. Which and why?
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what interests you more? If you are interested in equities more than FI then def take UBS...if you are impartial then it comes down to fit...which one did you like the ppl better?
also note that UBS S&T is in Stamford, CT if that matters to you at all.
I didn't know UBS was stronger with Equities. I do know that Fixed Income is based entirely in Stamford while Equities does have a NY office. I want to pick either Equities or Fixed Income but to be completely honest the only thing I vaguely can differentiate of the two is that Fixed Income is considered to be more quantitative and is product-based whereas there's more "story telling" in Equities. That's literally all I know.
The Stamford thing does bother me a bit because I'm a total urbanite, but it's not something I would factor in too much.
UBS has a great atmosphere; I was completely calm, almost sleepy, while waiting in the interview room. Citi has diehard alum who I owe big time for helping me out over the past month or so.
I care more about strengths I guess? Is there a desk or group that Citi/UBS is really well-known for? (That UBS Equities hint was really helpful; thank you) My alum told me to contact them with preferences and they would setup a meeting for me if I need to.
I guess I care more about future prospects as well. Citi is currently being broken up but UBS keeps throwing out these massive non-stop write downs and mass lay-off numbers which scares me to be honest.
I don't like that whole "beer carts" during work thing at UBS. I'm all for partying hard after work but working while intoxicated? Just not me. I like the fact that they try to build relationships through other means though.
UBS is being broken up too but slowly
What kind of programs are they? My friend did Citi about 2 years ago and he said it was rotations/ Do you like that?
It sounds like you click with Citi and the Citi alum better so I'm going to go with Citi
interesting...beer carts was a big sell point for me when i thought about going to UBS. but seriously, I think your concerns are the wrong ones (strong desks, safety, etc.) b/c lets be honest, if you want safety then don't go to either bank...furthermore, dont get into this industry right now. do research on the different products and figure out which ones are for you...you are a SA, so the strength of the desk is a lot less important than other factors at this point.
In light of the current crisis and UBS and Citi's unique exposures, it is quite likely the offer rates this year will be equally low (~10-15%).
In terms of equity vs. fixed income, I guess it depends on one's interests. Equities at UBS is well known for DMA, algos/program trades, etc. so having a strong background in C++/C#, SQL/Perl and VBA would be a big advantage. On the fixed income side, probably good VBA and Bloomberg API would be very useful. Interns in research should try to get exposure to eviews, SAS, SPSS or STATA.
I don't think you should discount UBS being in Stamford. You'll be waking up an hour earlier than you otherwise would for S&T, and you'll be wasting 90+ minutes per day on the train, if you catch the express.
let's assume that you take the Citi offer - you may have a 30 minute commute, max, from anywhere in the city.
assuming you get a reasonable amount of sleep, that means you lose 2+ hrs of leisure time with the UBS offer - one of the draws of S&T is the shorter hours. plus, living your life by the metro north schedule would suck - especially if you get stuck on a project that keeps you working late in stamford, beyond market hours.
citi may be in a dire situation, but I don't forsee the investment bank crumbling like the North American operations at UBS. I would take Citi, hands down.
Definitely agree with yesman's comment about discounting stamford. when you have a long day at work, the last thing you want is to be frustrated waiting to get home.
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