WHAT AM I DOING WRONG..HELP!!!

Hey Guys, how’s everyone? Alright I need some help on my resume. I just recently graduated this May and currently work at J.P. Morgan as a Personal Banker and hate it.

I am looking to get into anything in finance right about now. I can't stand this sale thing it is not helping my career what so ever. I've applied to numerous jobs with no avail. I don't know what else I can do to better myself other than doing my MBA. I am willing to bust my rear end for a good job and sacrifice my social life for it right about now.

I am looking to get into these fields;
BB
PE
PWM
AM
MM
Finance/Accounting

My resume is posted below can someone help me out with this. Thanks in advance for the help.

http://www.razume.com/documents/17357

 

Don't take this the wrong way but... you need to do some finance related things in order to spice this resume up a bit. I realize how hard it is to get a job but in order to get a paying job, consider offering your services for free for a bit doing something that you can put on this resume to stand out a bit. I'm not only referring to internships but also things like investment clubs. Also i noticed your in CFA, doesn't the institute have any resources?

 
Best Response

Here are the changes you need to make, starting from the top. My guess, since you don't have a grasp of past tense or plurality, is that you are either a native or second generation Chinese speaker. That can be good if you apply for positions that want a native speaker (look for JP positions based out of Hong Kong). However, you should know better than to send out this resume without having someone who is pretty good at English look at it. Also, this is pretty much the whitest profession on Earth, so if you interview and have broken English they won't hire you. It's shitty and it sucks but that's the way it is. Good luck.

Acquired and deepened Assumed....account packages compliance...for opening personal Cross sold CDs, 401Ks, and Home Mortgage Loans ("and client relationship" doesn't make any sense - you can't "maximize" a relationship) gauge risk profiles and appropriate financing options (I know you are using gauge to modify appropriate but it sounds awkward in this context) Structured an excel database of insurance portfolios Restructured management expense reports to provide clients Synthesized large amounts of excel data into simplified worksheets for management (delete line - you were an office drone doesn't sound impressive) Reconciled daily obtain potential new members Facilitated chapter executives (try not to say one word over and over - member was used in the previous line) Put each license on a seperate line and make "Licenses and Certifications" a sub-heading. "Special Skills" should be "Technical Skills"

 
monkeysama:
Here are the changes you need to make, starting from the top. My guess, since you don't have a grasp of past tense or plurality, is that you are either a native or second generation Chinese speaker. That can be good if you apply for positions that want a native speaker (look for JP positions based out of Hong Kong). However, you should know better than to send out this resume without having someone who is pretty good at English look at it. Also, this is pretty much the whitest profession on Earth, so if you interview and have broken English they won't hire you. It's shitty and it sucks but that's the way it is. Good luck.

Acquired and deepened Assumed....account packages compliance...for opening personal Cross sold CDs, 401Ks, and Home Mortgage Loans ("and client relationship" doesn't make any sense - you can't "maximize" a relationship) gauge risk profiles and appropriate financing options (I know you are using gauge to modify appropriate but it sounds awkward in this context) Structured an excel database of insurance portfolios Restructured management expense reports to provide clients Synthesized large amounts of excel data into simplified worksheets for management (delete line - you were an office drone doesn't sound impressive) Reconciled daily obtain potential new members Facilitated chapter executives (try not to say one word over and over - member was used in the previous line) Put each license on a seperate line and make "Licenses and Certifications" a sub-heading. "Special Skills" should be "Technical Skills"

Thanks alot man for this, this really helped out

 

You know what, you would probably do real well with an MSF. You have two large banks on your resume and with a solid MSF name and maybe an internship you could breaking into a MM or boutique for sure.

 

Once you're done with the other comments above, just a few questions I am curious about (these are serious):

  • You acquire and you deepen both new and existing relationships monthly? What does that mean?
  • How did you generate $10,000 for JPM? Is this from client accounts? That's like $50 an account based on 200 monthly (assuming you did 200 total only and not really every month)...$10k just seems like chump change...
  • You just graduated. What's your GPA?

In addition to the other comments,

  • I would get rid of your computer skills - to me, it just sounds like you're saying you can walk, something that should be a given
  • Watch the parallelism on the first word of each bullet
  • EDUCATION doesn't have a ":" after it - details details details...you need to proof-read and make this perfect
 
MittRomney:
Once you're done with the other comments above, just a few questions I am curious about (these are serious):
  • You acquire and you deepen both new and existing relationships monthly? What does that mean?
  • How did you generate $10,000 for JPM? Is this from client accounts? That's like $50 an account based on 200 monthly (assuming you did 200 total only and not really every month)...$10k just seems like chump change...
  • You just graduated. What's your GPA?

In addition to the other comments,

  • I would get rid of your computer skills - to me, it just sounds like you're saying you can walk, something that should be a given
  • Watch the parallelism on the first word of each bullet
  • EDUCATION doesn't have a ":" after it - details details details...you need to proof-read and make this perfect

Hey thanks for the advice yea I'll explain;

Like had to attain older customers by selling "sticky products" such as direct deposit, online bill pay etc..which means deepen on the personal banking level. We also had to do this with new customers too sell as many convienance items as possible.

The second on you'll be surprised, this was only from my first month of production, not everyone deposits 50dollars for checking accounts. Some of them came from selling CD's and Saving, like open up a saving account for 2000 dollars. It was all about generating new money for the bank.

Hopefully that clarify's some of your questions. Thank's again for your help.

 

Whoa thanks alot everyone for all your help so far, I am going to edit this as soon as I get out of work today. I didn't know I had this many errors, going to go get an english grammer and start reading it.

 

Hey thanks again for everyone's input. I just have a few questions if you guy can assist me with.

-I thought in a resume we were supposed to quantitative things. That’s the reason I put those values in my resume. I know they’re really small compared to the big picture. -It's really hard for me to find people that are willing to critic my resume and not just say whatever and thanks again for that. -My school had nothing to offer and there were no real banks at recruitment I had to get my last two previous jobs on my own and still looking to improve myself. -I know my chances are really slim for IBD but I really want to give AM a shot and willingly to go all out to get it. -I have a friend on the inside at Barclay and am using their referral program but I want to make sure my resume is sharp before I send it out there again. -I done a case study/research my last semester on M&A and was wondering whether I should put that on my resume. _ Last I sent my resume out to over 100 hundreds of listings thinking my resume was fine till now what should I do about that ahh...

Thanks again, just trying to learn as much as possible and avoid mistakes like I did in the pass.

 

mjali001,

My first two jobs right after college were Personal Banker at Bank of America, and Personal Banker at Washington Mutual (now Chase). Did it for a little over 1 year, hated both, but useful in retrospect because of the daily face to face with customers and the sales invoved (in my opinion you learn the most while doing the things you hate the most).

My goal was always finance, but because of my majors (Intl Studies and Econ), I had a hard time getting in. But one day, I finally got a call from UBS and got hired as a Client Service Associate. Nothing fancy, and I even had to get a pay cut (I was doing good with my sales at the bank), but sometimes you have to take a step back to take two forward.

I went there very humble, and I immediately got licensed (7 and 66), and I would print daily all the research reports that the bank would publish. I told to myself that regardless of my position there (basically opening brokerage accts, placing some trades etc), I would take that opportunity to learn as much as I could about investing.

In a office of over 50 financial advisors, I immediately focused on the most successful ones, and I would just talk to them, ask questions. It is amazing how people are willing to help when you have the right attitude and show interest.

After a few years, the advisor I was working for decided to leave and open his own independent office, and I followed him for a nice raise in salary, plus he appointed me assistant portfolio manager, and I am the head trader for the firm.

I now know more about trading and building a portfolio than most of those advisor at the old office, simply because we do not deal with funds etc, we actually select our own stocks and do our own research.

Therefore my friend, do not give up, I know exactly how you feel, been there, done that. But just when you think that it will never happen, you will get that call, that moment of hope. But you have to be humble and learn as much as you can.

Good luck !

 

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