Conservative investing is cringey when you’re 28>

Debate me but I’d rather yolo my investments in high risk stock then max out my Roth IRA. I don’t care what anyone says, you can make way more money if you’re smart with it. This is financial advice btw.

7 Comments
 

These stocks are a zero-sum game (actually less, since you pay transaction fees & commissions). If you think you'll win every time, or most of the time, as opposed to simply maximising ur loss potential, you're defying the role of statistics. Aside from taxes obvs

 

IMO if you really enjoy day trading and following the market as a hobby... give yourself 10 or 20% of your portfolio and let yourself trade it. Lock up the rest in something safe like SPY and absolutely no touching it if you run out of trading money.

Yes you can make money but it's extraordinarily unlikely on penny stocks. At least give yourself a nest egg, trading 10k on your yolo stocks is not that much different from trading 100k. And if you end up making money, cool you have more to use 

 

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