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This is really common for the upper middle/upper class. You will notice it a lot more in the coming years when your peers are buying nice homes and you are wondering where they got the $. A lot of families start passing down $ when their kids are adult children and could benefit from it the most (vs getting a lump sum inheritance at 60yo)

Only thing it’s a flag for imo is that her family is wealthy

This is fairly common, among the people I know or among colleagues. It isn't things like phone bill or clothes (the kids can afford that on their salaries), but often a family vacation to a luxury spot, the down payment for the house, maybe helping acquire a rental property, ...

Doesn't have to be parents either - a colleague inherited a house in London from his grandmother who passed away. It is a bit rundown, but the market value is above 2M GBP...

Very much of a mixed blessing. The financial safety net can result in grown kids who are much less ambitious or personally financially successful than the parents would have expected, or who make questionable financial decisions themselves. Some help can be great, but the price of privilege is real.

It’s not the parental support that would be the red flag imo, but the reason for it is important. 

Are they spending parents’ money because those have too much cash and want to support their child to have a better life when they’re still in their prime (I.e. younger and can do a lot of stuff with the money), and your gf uses the money in that way (while not relying on it)?

Or do parents need to provide ongoing liquidity because the child has an unsustainable lifestyle and they just crave lifestyle creep and if the parents stop, will you have to pick up the tab? Both may look the same from the outside but that’s why it’s crucial you know your gf’s character and no one here can do that for you. 

Why do you care?
I don’t understand, why would that be a problem? Are you mad at trust fund babies who get a Ferrari 458 for their 18th birthday? Then why do you care if some somewhat rich family helps their child get a house and avoid a costly loan, especially right now that interest rates are fucked?
It’s natural to help your children, you sound like those bitter Europoors who argue we should abolish inheritance.

jelly bro? i would be, lets be salty together about your gf 

Is it for monthly expenses or are they just occasionally doing it out of good faith, helping save for a major thing, and more than happy to fork over some extra "fun money" from time to time?

My parents are willing to roll over my college tuition into a Roth IRA for me, will probably pay for my MBA as they did for school, and I'm sure would kick over some money for a future wedding or house way down the line. However, they made it abundantly clear that I make enough money to completely sustain myself and will not be helping with expenses (as I went over my compensation and costs with them to help me create a spending plan). 

But just to echo a lot of what's said in this thread - if she's making 200k and needs her parents help with stuff like rent, or even a rainy day cost <$5000, then that's a serious red flag. 200k is well above self sufficient anywhere in the US including NYC. 

Edit: If she's in serious school debt then you could make an argument, but based on OP's context I'm assuming her parents probably covered her college or MBA

Pretty common at any age. When buying our house, in a pretty decent area last year, our RE agent said my wife and I were some of the only youngish people that he has seen buy in the area without a large check from mom and dad.

You can hate on anyone receiving financial support especially when they’re adults but we’d all like to be in that situation where we get money from parents. What’s the point of having kids if you don’t want to support them? Especially if you have the means to

So your girlfriend has a high powered job, which means she's probably ambitious, and is making good money.  What's the problem here?  It isn't really any of your business how her parents choose to dispose of their wealth, it has nothing to do with financial independence.  If your girlfriend was bad with money, or heavily in debt, or drifting aimlessly in life then I might say that your values don't align, but it sounds like that isn't true.

Having aligned goals around money is really important for a relationship, but I until you have that conversation/merge your finances, it really isn't any concern of yours.  Someone who cannot hold down a job and parties nonstop because they have a huge allowance from their parents would be a red flag for me, but not for everyone - it's just a question of priorities.  Look at it from everyone else's perspective - her parents worked hard (presumably) to be able to help their children, and now that their daughter is an adult, they're doing what they can to help her have a certain standard of living.  Your girlfriend has a job and a partner and has got her life together - why should she turn down free money, especially a gift from the one source that it's socially acceptable to receive a "freebie" from?

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If the kids are going to inherit the money later anyway, what’s the big deal?

The red flag for me is if mom and day are helping out because the kid can’t manage personal finances no matter how fat the paycheck from work.

Echoing a lot of what has been said about the fact that it’s normal for parents to help their kids. However, while the help may not an immediate problem, it could be an issue if you two get married. You didn’t mention how much the parents are contributing or the frequency, but if they are funding her lifestyle in a significant way, I’d be a little concerned on two fronts. First, if you two marry, do her or her parents expect you to pay for her lifestyle? Second, if they are going to help her after you two marry, how involved are they going to be in your life?
 

I know three couples going through these issues in different ways. In one relationship, the husband is currently not talking to his in-laws. The other two couples are working through things well though, and the parental involvement and lifestyle disagreements are more like minor nuisances rather than dramatic hurdles. 

How much does your gf get in additional support? Is it significant or just generic expenses like healthcare coverage, birthday/holiday gifts etc? 

My sister makes a similar amount and my parents pay half her rent. My other sister just got $500k for a down payment and they're paying for her ~$400k wedding pretty much in whole. I support myself because I think it feels better for me personally as the son, but I have hundreds of acres of farms, houses, and a big portfolio to look forward to. But my parents have never spent much on themselves, they live comfortably but like to support us and have more than enough resources to. Only downside I see if you start taking it for granted and expecting it, which might make you kind of miserable.

Firm believer in not raising priviliged/entitled/snot nose kids. That being said, those life lessons are taught pretty early (ex: not replacing nice stuff they break, giving them top tier everything, Tesla at 16, making them think poor people are inferior, not having them work a summer job), they are likely pretty fully baked into adulthood by mid 20s. If parents are well off (retired, own their home, can vacation and stuff, etc) then why not give it to their kids to use for something like a house, wedding, education, etc.? In that situation the kids are by no means obligated to their parents money, but I understand why parents would choose to give it.

That IMO in itself isnt a red flag.

What is the red flag or not is how she views that money. Does she treat it as the gift it is and uses it responsibly? Or is it immediately earmarked for whatever dumb shit she wants to buy, and then treated like a free budget line item going forward?

Yeah, it's a red flag, absent crippling student debt or some other unique extenuating circumstance. Otherwise, if you can't get by on 200k out of college then either budgeting is non-existent and/or spending habits are out of control. This screams princess syndrome and don't be surprised if/when the parents wean her off from their "help", that you will be expected to take their place (i.e. contribute more).

200k income and parental support? must be buying a townhouse in toronto

It doesn't really matter whether or not someone else's daughter or son receives support. I've noticed in the US practically everyone is receiving support in some form whether its the rich gf getting 100k/year from her parents or your former VP who is getting unemployment checks. Everyone is trying to get by and there is no shame at all in receiving help from anyone 

It's only a Western concept that families should not share wealth with each other once they reach a certain age. In fact, it's only a relatively recent western concept.

Dynasties don't get made by hoarding wealth.

I'm now officially "old" and married with a few kids (ignore title in my profile - I'm old), and while I don't get any monetary support from my parents, I'm not ashamed to admit my parents still help out occasionally with "in-kind" stuff (e.g. the use of their vacation homes, etc.)

This usually comes into play when my family and I go skiing at a certain very nice, but pricey location (think $2000+ / night hotels at peak season) that we enjoy going to. I could afford to pay for that out of my own pocket (or stay somewhere inconvenient that is far from the mountain), but my parents are supportive and would in fact prefer if we stay at their place and save money. Skiing is already a relatively expensive activity, so if you can save money on accommodation / lodging, it makes a difference.