109 Comments
 

Something that will give people the power to share and make the world more open and connected. The finished product will allow people all over the world to stay connected with friends and family, to discover what’s going on in the world, and to share and express what matters to them.

 

A company that serves as mobile payments processor/merchant services provider. Imagine being able to accept credit or debit cards offline, through some sort of hardware that attaches itself to the audiojack of an iPhone/Android phone! It would make payment processing easier for any sort of mobile business, like food trucks.

 

Buy a shovel and offer your hole digging services. I mean no one wants to dig a hole right? Might want to buy some gloves as well.

Follow the shit your fellow monkeys say @shitWSOsays Life is hard, it's even harder when you're stupid - John Wayne
 

provide a good or service people will pay money for also, location location location!

heister: Look at all these wannabe richies hating on an expensive salad. https://arthuxtable.com/
 

An app that lets other people give you their start up ideas so you can make money off them

Those who can, do. Those who can't, post threads about how to do it on WSO.
 
SSits

An app that lets other people give you their start up ideas so you can make money off them

Ching ching

I'm talking about liquid. Rich enough to have your own jet. Rich enough not to waste time. Fifty, a hundred million dollars, buddy. A player. Or nothing. See my Blog & AMA
 

Start a site called texmexmsg, where people can send text messages to the service and it will give them free mexican food!

“Millionaires don't use astrology, billionaires do”
 

Doesn't matter what it is, as long as you call it the "Uber of _____" people will invest at least $10M in your Series A

Life, liberty and the pursuit of Starwood Points
 

The idea is the easy part - execution and moxie separates the dreamers from the doers.

Global buyer of highly distressed industrial companies. Pays Finder Fees Criteria = $50 - $500M revenues. Highly distressed industrial. Limited Reps and Warranties. Can close in 1-2 weeks.
 

think snapchat, but it sends only the word "Yo"

and no pics

heister: Look at all these wannabe richies hating on an expensive salad. https://arthuxtable.com/
 

A product that you can cover your head and help you think. I'm thinking it should be called a "thinking cap".

Follow the shit your fellow monkeys say @shitWSOsays Life is hard, it's even harder when you're stupid - John Wayne
 

You need to talk to anyone and everyone about your idea. Get some supporters who are legitimately interested in the outcome. Gather data to show whether or not an improvement is desired - you need more than just anecdotal evidence if you want to raise money. You'd also need a strong team of people interested in entrepreneurship and the idea.

Be as open as possible, especially in the early stages. Your idea has no value unless you have an ability to execute on it. Start working on a business plan and continuously update it. Having sample code or mockups significantly improve the quality of your business plan.

Good luck. Start ups are extremely difficult, especially if you're not connected with the entrepreneurial types. Those people are constantly bouncing ideas off each other, and no one is really the sole owner of an idea unless he or she can do everything alone. You'll find that the intelligent people are the busiest, often working on multiple projects.

 

Coding software is the easy part, it's the execution of the business plan that is tough. First of course, you need a business plan, which I don't think you do. Key questions you want in your business plan (nothing new here): -idea -comp advantage -market assessment -execution strategy -financial model

-software is definitely hard to break into, if it's not an off the shelf software product (like MS Office), then you will need to have the software implemented, migrated, have user acceptance and training, etc.

To get yourself started, I'd say do the following: -short business plan based on the abvoe -more market research to solidify the idea -network with angel investors/tech entrepeneurs (tons of social programs TiE, etc) -startup capital will come form: you, friends/famiily, angel investors (will low value your company)

-remember software is tough, you have no patent protection pretty much so anyone can copy your idea and with better execution run you over..but being an entrepeneur is not about the payout it's about the experience

good luck!

 

How do I invest?

"For I am a sinner in the hands of an angry God. Bloody Mary full of vodka, blessed are you among cocktails. Pray for me now and at the hour of my death, which I hope is soon. Amen."
 

Do you have any startup ideas?

"You stop being an asshole when it sucks to be you." -IlliniProgrammer "Your grammar made me wish I'd been aborted." -happypantsmcgee
 

Create an app that lets you take a picture and send it out to the world on-the-line. This app should let you have filters to make pictures look retro. Then call this app pic-toe-gram.

Follow the shit your fellow monkeys say @shitWSOsays Life is hard, it's even harder when you're stupid - John Wayne
 
Ray Mckigney

Why not a lucid dreaming app that allows me to dream about being Gekko or Bateman while being married to a Playmate.

so unobtainable for you that it should be considered your dream's dream

speed boost blaze
 
torchic Ray Mckigney:

Why not a lucid dreaming app that allows me to dream about being Gekko or Bateman while being married to a Playmate.

so unobtainable for you that it should be considered your dream's dream

Life's great! Scratch the old dream; I just had a dream that is about 15X happier. I propose a device that can recreate old dreams. Got that, "passionforinvestment bank".

 

A dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream. Isn't quite deep enough yet.

Follow the shit your fellow monkeys say @shitWSOsays Life is hard, it's even harder when you're stupid - John Wayne
 
Best Response
heister

A dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream within a dream. Isn't quite deep enough yet.

The world is actually a dream from a memory within the mind of god

 
Ray Mckigney

Why not a lucid dreaming app that allows me to dream about being Gekko or Bateman while being married to a Playmate.

Keep your weird fantasies to yourself, please.

"For I am a sinner in the hands of an angry God. Bloody Mary full of vodka, blessed are you among cocktails. Pray for me now and at the hour of my death, which I hope is soon. Amen."
 

Agreed. Blumie had a genius idea with this company. SMS --> Tex-Mex cuisine is the next big thing. Act fast before Elon Musk enters the fray.

"Yes. Money has been a little bit tight lately, but at the end of my life, when I'm sitting on my yacht, am I gonna be thinking about how much money I have? No. I'm gonna be thinking about how many friends I have and my children and my comedy albums."
 
IlliniProgrammer

I have an idea that makes keeping track of weight loss relatively easy. But we need some partnerships with some pretty big companies to make this happen.

Your office chair, via bluetooth connection, tells you how fat you're getting in real time as you waste away in your cubicle, scarfing down seamless and getting exercise only your walk to and from the can?

"For I am a sinner in the hands of an angry God. Bloody Mary full of vodka, blessed are you among cocktails. Pray for me now and at the hour of my death, which I hope is soon. Amen."
 

I was thinking about creating a credit card company (which I think OP would agree should be pretty easy) targeted at children and teens within the top 1%. It would be called "Monopoly Money" and there would be card designs available for each Monopoly denomination (with the white $1 being for newcomers to plastic, and the orange $500 being for experienced 16-18 year-olds who can handle a higher limit, for instance). Aside from just being innovative in general, it would also be set apart from existing (boring) credit card companies because users would occasionally get "Chance" and "Community Chest" notifications after transactions. For instance, "Lucky you! Enjoy double points for the next month" or "Uh oh! You'll be charged double for that transaction."

 
rabbithole

I was thinking about creating a credit card company (which I think OP would agree should be pretty easy) targeted at children and teens within the top 1%. It would be called "Monopoly Money" and there would be card designs available for each Monopoly denomination (with the white $1 being for newcomers to plastic, and the orange $500 being for experienced 16-18 year-olds who can handle a higher limit, for instance). Aside from just being innovative in general, it would also be set apart from existing (boring) credit card companies because users would occasionally get "Chance" and "Community Chest" notifications after transactions. For instance, "Lucky you! Enjoy double points for the next month" or "Uh oh! You'll be charged double for that transaction."

you're so intelligent, i'd 3 to be charged double for a transaction!

speed boost blaze
 

Nulla voluptatem ut qui odio. Voluptas fugiat eos quia quo quidem reprehenderit molestiae. Quos atque pariatur repudiandae et. Magnam dolorem quo deserunt sit numquam vel sed. Quos incidunt vel minima est iure. Sed sequi sunt amet. Qui aut id consequuntur velit iure eius omnis cumque.

 

Assumenda omnis corporis eius perspiciatis. Debitis et eveniet vel ullam consequuntur laborum ullam ea. Autem voluptatem aut quas voluptatibus. Non illum voluptas amet fuga. Laboriosam rerum dolor sit quia. Odio est qui ab tempora molestiae.

Cum veniam maxime dolorem totam rem autem excepturi. Reiciendis et beatae repellat excepturi quo rerum est. Ut quaerat magnam et nihil exercitationem. Eos blanditiis sapiente assumenda repellendus. Blanditiis ut in ut possimus animi. Fugit reprehenderit molestiae enim eveniet dolore ipsum qui. Vel aut eveniet optio qui incidunt dolore ut itaque.

Dolore odio facilis sunt doloremque distinctio doloribus quia suscipit. Quasi asperiores sint aut quo dolores qui alias voluptate. Rem et quisquam dolorem eum cum voluptatem nesciunt provident. Ut porro delectus blanditiis dolore culpa.

Nesciunt molestiae velit possimus quia magnam. Veritatis consequuntur vel ea rem veniam et dolorem eos. Necessitatibus et vel quis amet neque eveniet. Minima qui qui aut minus accusantium odit nihil.

 

Fuga quaerat sit quibusdam. Perspiciatis totam quia recusandae voluptates earum quis. Suscipit eos enim exercitationem quos.

Voluptatem voluptas blanditiis doloribus est fuga. Ut voluptatem id cumque enim voluptatem ea similique. Quod ea rerum iusto culpa modi quia quam. Sed consequatur ea ut ipsam et ducimus.

Voluptas ut in expedita. Ullam quia consectetur tempora aut voluptates necessitatibus nisi consequuntur. Nobis similique minima explicabo error. Quaerat aliquid sit veritatis amet quidem. Iure iste eveniet laboriosam cumque. Quia qui ut in.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.8%
  • Morgan Stanley 07 97.2%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • Banco Santander 02 97.7%
  • BMO Capital Markets 12 97.2%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.2%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (16) $429
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (80) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
Betsy Massar's picture
Betsy Massar
98.9
6
dosk17's picture
dosk17
98.9
7
GameTheory's picture
GameTheory
98.9
8
CompBanker's picture
CompBanker
98.9
9
DrApeman's picture
DrApeman
98.9
10
Linda Abraham's picture
Linda Abraham
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”