Bonus Spending - Materialistic

None of this 401k shit. What material items or experiences are you going to blow your bonus on? 

Comments (86)

  • Analyst 1 in IB - Restr
Jan 18, 2022 - 1:15am

Just remember that the cheapest sexual adventures in foreign countries are often the most expensive. Be careful out there

  • Business School in CorpStrat
Jan 18, 2022 - 9:22am

Definitely would need to start medications to prevent possible exposure to HIV within like 3 days of the interaction which may be hard to get a hold of safely in a 3rd world country (majority of STDs/STIs are fairly treatable even if exposed honestly but having HIV sucks even with medical advancements largely due to the stigma). Sex tourism is not worth the risk unless it's somewhere where they have to get tested constantly and you happen to be desperate I guess?

Jan 19, 2022 - 4:57am
big1, what's your opinion? Comment below:

It's that S&T you don't get cabs for working late (because you rarely work late)

Offshore liffe
  • 2
  • Analyst 2 in S&T - Equities
Jan 24, 2022 - 10:21pm

As someone in S&T…

I approve of this joke lol. Not bad

Jan 18, 2022 - 10:40am
NoEquityResearch, what's your opinion? Comment below:

I'm spending mine on diaquiris by the pool in 20 years. Would invite you over but you'll still be working.

Jan 18, 2022 - 8:57pm
MrBarelyComprehensible, what's your opinion? Comment below:

Not hating on your choice, but there is a certain pleasure to spending quality time with friends and family while you can, instead of in 20 years. I lost a lot of friends and family in the past year, enjoy what time you got while you can, instead of when you're 45. Life is too short to not enjoy it while you can.

  • VP in IB - Gen
Jan 18, 2022 - 6:34pm

Pods absolutely suck imfho. There are different levels of espresso budgets, but there is a decent set up you could put together at each band. Away from that, a hand grinder and chemex would be so much better than a pod to make pour-over.

That being said, you may enjoy the convenience of pressing a button over the taste, which is fine so you can get back to grinding.

Jan 18, 2022 - 11:41pm
BoutiqueBaboon, what's your opinion? Comment below:

"You'll never have to pay for coffee, except that you will want to always have fresh beans, experiment with different roasts and regions, and spend an unreasonable amount of money supporting small roasters" pls fix

Breville is def a great machine though. Go to rec for anyone who wants a quality simple setup and doesn't mind overpaying a tiny bit to save the trouble of piecing together an ad hoc set up.

2020 Update: recounting my experiences in PE and sharing thoughts on recent deals at
  • 3
Jan 18, 2022 - 11:37pm
BoutiqueBaboon, what's your opinion? Comment below:

Have a pretty decent set up from deal hunting for well-spec'd lower brands, but my next upgrade will definitely be a manual La Pavoni. Not sure if I'd suggest it as a first machine, but it's truly a work of art and you can get the Euro for ~1k. Biggest cost is that you'll want to upgrade your apartment to have a spacious open kitchen layout so you can properly showcase the machine.

2020 Update: recounting my experiences in PE and sharing thoughts on recent deals at
  • 1
  • Analyst 2 in RE - Comm
Jan 19, 2022 - 9:18am

I have a Gaggia classic & Eureka Mignon Specialita.

Total setup was ~$900 but I love it.. really can't beat having fresh espresso on tap anytime you want 

  • Intern in IB-M&A
Jan 19, 2022 - 10:03am

I have a bialetti moccamaster and love it. Definitely not as fancy as a true espresso machine, but for $40 it does a surprisingly good job. If you don't over grind the beans and follow James Hoffmann YouTube video on it, it makes really great espresso with good beans.

Feb 2, 2022 - 11:13am
UpperTownRE, what's your opinion? Comment below:

Bought a Jura ENA 8 with my bonus. Not worth it IMHO I should have stuck with good old Nespresso pods.

Jan 18, 2022 - 9:27pm
CuriousCharacter, what's your opinion? Comment below:

I've got a 5711 and it's basically respect from others in watch form.

  • VP in IB - Gen
Jan 18, 2022 - 6:47pm

Love it! Great effort to get to ~18 without the consistency of clubs and I assume no ability to consistently play and practice.

Keep at it, but found for me it was very difficult to get beyond ~12 - 14 or so. The consistency, and when certain things click, you can hopefully see a big jump from hitting mid-90s to approaching low-80s on good days. Regardless, it's a lifelong skill and enjoyable to play in all situations (with friends, clients) if you can break 100.

Jan 19, 2022 - 11:13am
GoingToBeAnMD, what's your opinion? Comment below:

Good choice! That will 100% make a difference in your game. I'm a lifelong golfer and bought my first fitted set about 10 years ago and it significantly increased my joy of the game.

Good luck!

Jan 18, 2022 - 3:18pm
CATBanker, what's your opinion? Comment below:

If I had to blow it on an object I don't really need at the moment, probably finally my first Rolex to the collection. Definitely interested in the GMT II might get on a waitlist at least. 

"A guy gets on the MTA here in L.A. and dies. Think anybody'll notice?" - Vincent
  • 1
  • Prospect in IB - Cov
Jan 20, 2022 - 7:25pm

Wait until they have a better team. This team isn't worth watching from any seat.

Jan 19, 2022 - 11:42am
TechBanking, what's your opinion? Comment below:

My sister's edition 1 got delivered last month. They are finally starting to come through. 

  • 1
Jan 20, 2022 - 10:51pm
NonTarget5, what's your opinion? Comment below:

That's a good question. They didn't officially add a dealer markup, or what would be something like "Market Adjustment" on the sticker.... BUT... they added additional options that they offer through their dealership (not through Ford) that I didn't ask for but would like. It moved the price up about 4k so I bent over and took it.

Jan 19, 2022 - 9:07am
DifferentKindaHigh, what's your opinion? Comment below:

I finally got my record player set up with some speakers and a receiver, so I've gone a bit crazy with vinyl purchases the past couple weeks. Also bought a couple tickets to see War on Drugs and Beach House, so mainly music related stuff it seems haha. Next on the list is a couch upgrade..have had a mediocre Overstock one since moving to Chicago, so want something I can just lay and veg out on, without the cushions shifting a whole lot. Leaning towards making a trip to a RH to feel some out.

Jan 19, 2022 - 4:53pm
BreakingRich, what's your opinion? Comment below:

Had a hookup for RH and got mine at a significant discount. I hate it. Love the shape, but the fabric didn't come out how I initially believed. The cushions don't hold their shape and I've had them replaced (for free), but need to do so again. It looks sloppy. 

I'd look elsewhere unless you're planning to buy The Cloud, then full send. That thing is great if you can ever get up.

  • 1
Jan 19, 2022 - 11:22am
GoingToBeAnMD, what's your opinion? Comment below:

I'm a little closer to retirement that most of you so the bonus going into the 401k is an important part of my plan. 

But, that also buys me peace-of-mind for the rest of the year because I can do fuck all with my money and I know that my retirement is taken care of. After all, the majority of us make a healthy salary, it's not like bonus is the only money coming in, right?

December tends to be a slow month in the office for me. I took a week-long trip to Hawaii this year and I loved it. I will be using my money to spend all of December in Hawaii this year. I'm going to take my dog, post up at a nice beachside hotel again, have my girlfriend join me for a part of the trip and just lay on the beach, drink and play golf for the whole month, guilt free. 

  • 4
Jan 19, 2022 - 1:16pm
GoingToBeAnMD, what's your opinion? Comment below:

I'm mid 40's. I'm aiming to retire at around 55. I won't retire with all the money in the world, but enough to play golf & drink wine every day for the rest of my life. 

  • 1
Jan 19, 2022 - 2:19pm
CarsnWatches, what's your opinion? Comment below:

Congrats man! I love the Caymans/GT4s even more than the 911s. They are so aesthetic. What color did you go with? 

  • Analyst 3+ in IB - Cov
Jan 20, 2022 - 2:41pm

Congrats man! I love the Caymans/GT4s even more than the 911s. They are so aesthetic. What color did you go with? 

Thank you! Mine is Shark Blue. I love the look of the GT4's too and it was a great way to start building a relationship with Porsche. They accepted my 992 GT3 order (no allocation) so I'm thinking maybe if I do finally get a call in a couple years, I'll be able to trade up to one and have the funds to do so.

Jan 19, 2022 - 4:52pm
GoingToBeAnMD, what's your opinion? Comment below:

I'm assuming you bought CPO? You'd have an easier time finding a samsquanch than a new Cayman on the lot. 

  • Analyst 3+ in IB - Cov
Jan 20, 2022 - 2:45pm

I'm assuming you bought CPO? You'd have an easier time finding a samsquanch than a new Cayman on the lot. 

I actually got mine brand new at MSRP. Completely lucked into it. My local Porsche dealer doesn't do markups on custom orders and the guy who originally ordered the car backed out. This car wasn't even listed online and I happened to stroll in at the right time. Could not pass up the opportunity to get it

  • Intern in IB-M&A
Jan 21, 2022 - 6:34pm

Awesome car, congrats! Would highly recommend PPF and ceramic coating (and ceramic tint since Texas) if you haven't already. Great color choice too

Jan 19, 2022 - 3:22pm
QuiltEmerson, what's your opinion? Comment below:

Brand new tailored suits 80s style, some expensive Cuban cigars, and 3 kilos of blow, for my Tony Montana NFT Christmas card anno 2022. Did you get the link, mum?

 Also thinking about getting a 458 or a 911, depending on the size. However, I think I might be smart and get something like a Model 3, and put the rest into my NFT...   

I don't know... Yeah. Almost definitely yes.

  • 2
Jan 20, 2022 - 8:28am
GoingToBeAnMD, what's your opinion? Comment below:

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Jan 21, 2022 - 6:30pm
Engineer Monke, what's your opinion? Comment below:

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