Do Investment Banking Summer Analysts gain any benefits when it comes to their bank accounts?

I recently accepted an investment banking offer at a BB. Until now, I have never opened a bank account (I used my parents' cards), and I am considering opening my first bank account with the BB but only if I receive any benefits like lower interest rates on loans or higher deposit interest rates.

If such benefits are not given to interns, I would still like to know which option you think is the best for college students to bank with (Chase, BofA, Wells, etc.).

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Don't think any type of benefits apply for interns

As a FT you may get the Gold or Platinum tier level for free (instead of having to have a $20k/$50k account balance). These benefits are quite small... like 5-10% increase in savings account interest rate (basically nothing), can order checks for free instead of like $50, rewards boost if you have their credit card, small discount on mortgage or auto loan. nothing earth shattering.

Use whatever bank is most convenient for you - I use BofA (FWIW, I work at a different bank with a retail arm) because it's convenient, app works fine, and every town in America has a branch. I reached the above status levels fairly quickly just by having an emergency fund/few months living expenses accumulate in my account, don't even notice the benefits.

There's not a huge difference between checking accounts. credit cards are more important because of the rewards ecosystems/perks.

 

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