Title pretty much says it all. Incoming analyst with 30k saved up. I know that trading restrictions are pretty annoying and everyone at my bank just uses etfs. With that said, I’m looking to invest about half of my savings, would it be okay to dump it in spy? Curious what other professionals who don’t have time to actively trade do.
| +239 | Investment Banks Ranked By Your Divorced Blue Collared Uncle | 19 | 4h |
| +162 | Think Twice before Recruiting for HOUSTON IB!! | 65 | 3d |
| +146 | UBS Exits 2026 | 39 | 1d |
| +69 | Congrats on the ROs. I Still Don’t Know Which One You Were | 8 | 1d |
| +54 | Work life balance = highly overrated | 21 | 5m |
| +40 | Did not get a return offer due to headcount, but happy to move on. | 8 | 1d |
| +39 | IB RO Discussion | 8 | 16h |
| +29 | Getting a BB job just for brand name? | 5 | 1d |
| +29 | Lied about bonus to future employer | 17 | 1d |
| +28 | Early VP promo timeline | 16 | 1h |
Career Resources
Get instant access to lessons taught by experienced private equity pros and bulge bracket investment bankers including financial statement modeling, DCF, M&A, LBO, Comps and Excel Modeling.
Very few "retail traders" I know make the same ROI or more than $SPY. Some may be a few points above, but with considerable amount of time, stress and effort invested. There is no problem in investing in index ETFs if you have no interest in other research/trading/investment efforts.
Would you say the same logic could be applied to something like qqq, or would you advise away from a 100% allocation given its more concentrated nature.
Regardless in what you invest, I would also do some research, develop an investment plan for the year ahead (if possible), and understand the forecasts for the ETF you are aiming at.
I am personally not invested in QQQ because I pick my own stocks within the tech sector (based on interest, public perception or simply a hunch).
Don’t buy SPY, believe it was a .75% expense ratio. Would rather buy a low cost alternative
It’s 9bps. Could also do voo for 3, but was more about the concept the specific sp500 etf
buy VTI and get all the small caps thrown in for 4bps
Not a bad idea
Probably the best thing to do other than having it all sit in a low-yielding savings account
It’s totally fine but would consider VOO or VTI instead simply due to expense ratio. All are incredibly liquid.
Ea dolorum non eum quas cumque quis explicabo. Aut corporis omnis numquam minus. Qui alias labore molestiae placeat iure consectetur doloremque. In dolor asperiores repellat sunt.
Et enim quae dignissimos a eius. Quas suscipit qui odio ea.
Et deleniti illum et consequuntur at id ducimus. Id consequatur laborum corporis facere debitis sint ut. Earum consequuntur dicta sed ut et.
Quaerat repudiandae amet officiis et neque aut. Deleniti sed et earum cupiditate. Officia aut odio quaerat ratione expedita iusto libero. Sunt voluptas minima quia nemo ullam eius quisquam assumenda. Expedita facere velit sapiente accusamus perspiciatis. Minima placeat aut qui in.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...