Mutual Fund vs Low-tier BB IB

I did my summer at a lower-tier BB in healthcare and accepted the return. Through a random connection (met a portfolio manager at the gym) was able to get an interview and offer at a mutual fund with ~$45B AUM as a generalist associate. The TC is slightly under IB by ~$10-20k but WLB is much better. I didn't even think about recruiting FT for AM but this opportunity fell into my lap and I was lucky enough to get an offer. They're asking to me start right now but my IB FT doesn't start until July, would it be fine to accept this offer, work for 1-2 months and if I end up liking it renege on my IB offer in June? Or should I reject the offer and stick with my BB offer? I honestly am not sure what I want to do 5 to 10 years in the future so I think IB definitely gives me more flexibility on that end, but if I end up back in AM later that would have meant I wasted 2 years doing work I disliked when I could have been in AM at the start. Any advice is appreciated

5 Comments
 

Simple: stick with banking. You hit the nail on the head— it provides more flexibility down the line as you’re not even sure what you want to do yet due to it being banking and BB branding. 

 

45B seems a bit low in AUM. AM's economics works way better than BBs when its places like Wellington, Cap Grp, T Rowe, D&C, etc. 

 

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