Which funds are ticking time bombs?

Inspired by all the American Securities news recently. I recall when I was graduating from business school they were among the top targets for people, above some of the MFs for their perceived returns, culture, and growth trajectory only for them to blow up  out of nowhere.

Any other firms come to mind that are seemingly doing well but could be in trouble in the near term?

163 Comments
 

Tons of firms went from $1b funds to $5-10b funds the last 10-15 years. A lot of those will have issues going forward similar to AS.

 

Judging by universally stretched P/E ratios, a FED rate that won't go much below 4.5%, and the speed of the Nvidia selloff yesterday......pretty much any fund that isn't short is flirting with annihilation.

Get busy living
 

UFOinsider

Judging by universally stretched P/E ratios, a FED rate that won't go much below 4.5%, and the speed of the Nvidia selloff yesterday......pretty much any fund that isn't short is flirting with annihilation.

It's just fun to come back and read this every once in a while XD

"If you don't have any enemies in life you have never stood up for anything" - Winston Churchill | "It's a testament to the sheer belligerence of the profession that people would rather argue about the 'risk-adjusted returns' of using inferior tooth cleaning methods." - kellycriterion
 

My question is how fucked can they actually be? They’ve scaled to ~$150B AUM and have had very solid returns - are we just expecting straight donuts, long holds, and a heavy loss ratio in those few funds that were deployed in 2020-2022 (I believe it was around ~$59B deployed in that time period by TB).

They’ve even raised a majority of their NEXT flagship fund - are LPs just more blind than the average people on this thread? Or there’s more to it? I would love to hear any further thoughts.

 

Don’t get me wrong they’ve made some steep purchases but what a lot of people underwrite / give them credit for purchasing companies at isn’t really what they’re purchasing them for. Instead of the Revenue / ARR multiples people quote, they’re most often buying off a synergized PF EBITDA figure on Day 1 and are going deep operationally (systems, HC cuts, etc) to get there over first 6-12 months of the hold.

 

Vista made some overpriced investments but will be fine. Certainly not one of the worst offenders from ‘20-22.

 

Vista made some overpriced investments but will be fine. Certainly not one of the worst offenders from ‘20-22.

Their issue is their funds post 2005 suck...2007 fund still has 3 companies and fund has a 7% IRR. The remaining companies are some how held at cost but are likely donuts. Best days are long, long behind them. Follow the spin outs of Vista if you want funds actually on the rise.

 

Hasn't both THL and Golden Gate been basically hobbling along for years anyway? Charlesbank likely going way of AmSec (except already was smaller to start with). 

What you are seeing is industry wide retrenchment - LPs are pulling money out. Bubble burst etc. The cycle is just slower in PE because the capital is locked up for so long. So many portfolio BKs / distressed exchanges / liability management is taking place and will take place. We haven't even hit a recession yet. 

 

The best way to judge from the outside is looking at fundraising trajectory and exit rates - ultimately, funds need to give money back to raise new funds (at least eventually in the long run). If a fund hasn’t exited anything in the last few years it’s probably a sign that a) they don’t have anything going well enough to exit and b) LPs aren’t as likely to want to re-up if they already have a bunch of money tied up with a manager.

If a fund went from a $1b fund to a $5b in the last 5 years, it means they either have phenomenal returns and will keep growing or they will stumble soon. A fund that has been steadier (but growing slightly) just has much lower risk of reverting to a previous smaller size.

This current fundraise is where cracks are showing. Everyone raised monster funds in 2021. Most are now re-raising since everyone did so many deals in ‘21-22.

If someone is posting a good fundraiser (getting to the same size or larger reasonably quickly) that is a great sign in today’s climate.

If they’re cutting targets or have just been in market for years, stay away.

 

The best way to judge from the outside is looking at fundraising trajectory and exit rates - ultimately, funds need to give money back to raise new funds (at least eventually in the long run). If a fund hasn’t exited anything in the last few years it’s probably a sign that a) they don’t have anything going well enough to exit and b) LPs aren’t as likely to want to re-up if they already have a bunch of money tied up with a manager.

If a fund went from a $1b fund to a $5b in the last 5 years, it means they either have phenomenal returns and will keep growing or they will stumble soon. A fund that has been steadier (but growing slightly) just has much lower risk of reverting to a previous smaller size.

This current fundraise is where cracks are showing. Everyone raised monster funds in 2021. Most are now re-raising since everyone did so many deals in ‘21-22.

If someone is posting a good fundraiser (getting to the same size or larger reasonably quickly) that is a great sign in today’s climate.

If they’re cutting targets or have just been in market for years, stay away.

Agreed, although my main caveat is this can take years to play out. For example, if a fund raised in 2022 with 2-3 investment period. Then, they'll try to raise the next fund over 2 years. Now, it's ~2026/2027. Just be cognizant it takes time. 

 

Honestly any fund that marks to 2x gross but is sitting at like 0.1 DPI with no exits on the horizon. They’re fucked if they need to fundraise any time soon. And that could apply to a number of late stage growth, crossover, momentum players. It’s why you’re seeing funds take NAV loans, synthetic liquidity solutions, etc. Pretty jammed up exit environment if we don’t see M&A and capital markets activity pick up in the next year or so. And then the question is do you get rid of the shitcos to double down on something you’ll get high returns from later on, or do you sell what is being valued highest today to get more cash back to LPs and use that goodwill to fundraise into a hopefully nice vintage. All depends on your time horizon and the relative quality of opportunities you’re seeing within your strategy. Note - this is mostly from a minority investor perspective. 

 

Platinum is the most inaccurately portrayed fund on this website. Every time they’re mentioned it’s like “so many zerosssss” but, like, that’s the model. You probably have a bunch of dogs at KPS too but the hit threshold is uncapped because of the value orientation. People don’t like Platinum because of the specific personalities there and the fact that the basketball team sucks and other intangible factors but there’s a reason LPs flock

 

Victim of its own success in some ways. Tac Opps 10 years ago was a very cool group that did everything from growth/VC to MM buyouts to distressed credit to infrastructure—i.e., anything that was compelling but fell outside the mandate of BX’s other funds. Over time, the more successful parts of the business (growth, infra, etc.) were spun out into their own separate strategies. Meanwhile other funds started strategies focused on weird illiquid stuff so BTO wasn’t the only game in town. As a result the group is a shadow of what it once was. 

 

For most financial sponsors, the key is how leveraged you are. If your leverage is really high, then with interest rates being much higher, the private credit guys and the money lenders are going to eat into your equity really fast, and before you know it, you've blown multiple covs and either need to cure it with more money (which often doesn't work) or surrender the company to the lenders. Less leveraged players can just hold onto bad investments for a long time and tread water, and this generally doesn't result in losing catastrophic amounts of money, but the returns are also lackluster, which hurts big-time on the fundraising side.

Hold periods are getting longer. There are lots of failed M&A processes. M&A deal volume is pretty low compared to COVID times, but has picked up a little bit from the trough. A lot of people who would normally consider going to market are holding off because they know that people are not willing to buy at the same multiples they were a few years ago. There's a lot of amend and extend, backroom negotiations, and grappling with lenders going on right now. 

Private equity feels like perma-equity sometimes, that is, when they don't get their clocks cleaned by being overlevered. A lot of healthcare rollups are in real big trouble.

 
kellycriterion

For most financial sponsors, the key is how leveraged you are. If your leverage is really high, then with interest rates being much higher, the private credit guys and the money lenders are going to eat into your equity really fast, and before you know it, you've blown multiple covs and either need to cure it with more money (which often doesn't work) or surrender the company to the lenders. Less leveraged players can just hold onto bad investments for a long time and tread water, and this generally doesn't result in losing catastrophic amounts of money, but the returns are also lackluster, which hurts big-time on the fundraising side.

Hold periods are getting longer. There are lots of failed M&A processes. M&A deal volume is pretty low compared to COVID times, but has picked up a little bit from the trough. A lot of people who would normally consider going to market are holding off because they know that people are not willing to buy at the same multiples they were a few years ago. There's a lot of amend and extend, backroom negotiations, and grappling with lenders going on right now. 

Private equity feels like perma-equity sometimes, that is, when they don't get their clocks cleaned by being overlevered. A lot of healthcare rollups are in real big trouble.

Last sentence I've seen first hand with people i know at port co's. Specifically in practice roll-ups.

 

A lot of the doctors figured out that you can just work less and still do okay, even if practice profitability goes down. They aren't incentivized to do more like an owner would. RCM and integrations are a nightmare. Sometimes people will try to consolidate the payor contracts, but the payors always know best and have the last laugh. There's a lot of other things I could mention. It's a mess.

 

I mean yes.. they are literally all bidding on the same deals 

I've pounded the table on here that these $10b+ funds have little to chance of producing returns we saw from these same firms in the past (when they were $1b funds). There's only so many companies they can bid on and they're all valued at billions of dollars, making a 2-3x return much harder to produce than buying a company at $100mm EV. Taking a public software company that's down 90% from ATHs (and on it's way to a donut because public markets destroy companies that will never make a profit and have declining revenue to boot). Classic catching a falling knife.

 

I get that it’s technically paywalled and the numbers aren’t perfect but these kinds of discussions would be really well-served by people citing actual Preqin and PitchBook data on returns, marks, DPI, etc. Some notable zeros that hit the news, or even some 0.8x tech investments from 2021, are not a barrier to decent fund-level returns and successful raises.

I just feel like this forum has had way too much of the “oh they’re going under” / “but they just raised their target!” dichotomy or the inverse “Parter Name x is a stone cold killer” / “fund marked at 1.5x” juxtaposition when talking about the very same fund and it ends up just not being helpful.

 

What's going on with BX Life Sciences? Thought that was a growth area for them.

like everyhing BX related they have to go so damn big things don't work anymore. Clarus was like $200mm fund before BX bought them and now it's 15x that, just doesn't work at that scale.

 

The founder is such a pompous tool box - "we like to take our time with investments, we are very selective". Yeah, good job selecting a turd. Lack of ambition masquerading as prudence.

SOFR+400
 

Pariatur officiis iste sunt itaque totam aperiam. Officia fugiat porro iusto blanditiis eius pariatur. Qui voluptas error aspernatur ut molestiae est accusantium. Nam esse aut rem.

Assumenda inventore saepe est a sit fugit inventore. Sit odit sit eum vel molestias consequatur iure qui. Velit velit temporibus voluptatum atque laboriosam voluptatem. Natus recusandae qui illum repellat et placeat.

Fugiat odio quaerat totam dicta non. Itaque ea quae doloribus optio dolores non. Modi quia placeat neque officia magnam et. Sint eveniet quo quod facilis odit. Provident qui ut voluptas iste. Nesciunt qui quam quo.

Quod odio autem ut necessitatibus. Velit est atque nulla aut ipsum animi quia. Adipisci qui sed ut magnam illum quidem.

 

Ut aut sed modi cupiditate maxime aut. Est modi officia voluptatem pariatur neque eos eveniet sint. Eos ut odio sunt dolor dolorum.

Est distinctio ad repudiandae vel fugit reiciendis voluptates. Est unde sit quibusdam id aut impedit sit inventore. Occaecati modi repellat reiciendis non molestiae.

 

Est et officiis quia fugit voluptatum sapiente quibusdam. Natus omnis ipsa molestiae illum facilis ad ex. Et excepturi dolorem rem et. Placeat et quas beatae veniam minima explicabo.

Impedit et earum adipisci laudantium. Ut est eum minima deleniti quidem eum. Aut sed quis esse officiis. Libero optio repellendus aliquam consequatur velit. Officiis ut quae expedita quidem.

 

Vitae ex enim voluptas qui. Sit quod nobis molestias magni. Inventore minus impedit sed quisquam ut sunt consequuntur. Et incidunt qui occaecati.

Voluptas consequatur totam porro et sed fugiat molestias aut. Natus maiores asperiores cupiditate facere. Voluptatem officiis rerum fugiat rerum dolorum soluta. Exercitationem sed deleniti asperiores deleniti doloribus et. Expedita ipsam hic cumque perferendis ea.

Eum ipsam quos aut et numquam qui tempore. Non dolorum optio alias eveniet. Ratione rerum eos non id.

 

Amet accusamus similique molestias distinctio commodi perferendis et. Deleniti veniam nihil ullam quis voluptatibus. Quae et odit laboriosam excepturi soluta veniam quia. Unde repudiandae amet optio unde ut non.

Quibusdam minima vero et. Magni pariatur est nihil nam veritatis quis consequuntur. Et sapiente esse omnis quo impedit dolor aliquid saepe. Similique consequatur ut sit et iure. Similique quia qui nihil.

Career Advancement Opportunities

July 2026 Private Equity

  • The Riverside Company 99.6%
  • Blackstone Group 99.3%
  • KKR (Kohlberg Kravis Roberts) 98.9%
  • Warburg Pincus 98.5%
  • Vista Equity Partners 98.1%

Overall Employee Satisfaction

July 2026 Private Equity

  • Blackstone Group 99.6%
  • KKR (Kohlberg Kravis Roberts) 99.2%
  • The Riverside Company 98.9%
  • Ardian 98.5%
  • Starwood Capital Group 98.1%

Professional Growth Opportunities

July 2026 Private Equity

  • Bain Capital 99.6%
  • The Riverside Company 99.3%
  • Blackstone Group 98.9%
  • Starwood Capital Group 98.5%
  • Vista Equity Partners 98.1%

Total Avg Compensation

July 2026 Private Equity

  • Principal (9) $653
  • Director/MD (24) $547
  • Vice President (99) $363
  • 3rd+ Year Associate (104) $281
  • 2nd Year Associate (235) $272
  • 1st Year Associate (411) $229
  • 3rd+ Year Analyst (33) $157
  • 2nd Year Analyst (97) $134
  • 1st Year Analyst (272) $124
  • Intern/Summer Associate (38) $81
  • Intern/Summer Analyst (356) $61
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
Secyh62's picture
Secyh62
99.0
4
kanon's picture
kanon
99.0
5
CompBanker's picture
CompBanker
98.9
6
DrApeman's picture
DrApeman
98.9
7
Betsy Massar's picture
Betsy Massar
98.9
8
dosk17's picture
dosk17
98.9
9
GameTheory's picture
GameTheory
98.9
10
Linda Abraham's picture
Linda Abraham
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”