Economics Major?
So I've been looking around and it looks like BAs in Econ (from non-targets) are a lot less marketable than Finance/Accounting majors. This concerned me because I'm currently majoring in Econ and I'd be able to graduate in 1 year. I could add another major like Finance and graduate in 2 additional years on top of that.
Would my job situation be that dire that I should consider double majoring, even though it would take me 3 years to graduate? Or would I be fine graduating with Econ w/ electives in Finance and Accounting (possible minor)? I have a 3.5 (projected final: 3.6-3.7) GPA and want to get into F500 Corp Fin or Credit/equity/investment research.
Thanks!
I don't know where you've been looking but some of my friends with Econ majors are doing just fine. Wouldn't hurt to tack on a finance or accounting minor, but I wouldn't say the double major is worth an additional 2 years
Econ and Finance are probably the two most in-demand majors in business
Econ will serve you just fine. The best comparison I've heard on the subject is that the 3 fields are like a triangle. You will come to rely on all of them if you work in any of them.
Economics, being the most abstract and theoretical leg of the triangle can be best grasped in an academic setting, or by reading in your free time.
Finance & Accounting can be learned relatively quickly on the job, and once you knock out the intro classes, you have enough of a base foundation to get started on the job. If you have the spare credit hours, I'd look into an Accounting minor to give you a foundation in analyzing a GL, which is where Corp Fin gigs will want you to start.
Disclaimer: I'm an Econ major, no minor. I was able to learn the other stuff as I worked on projects and asked questions.
Thanks so much for the response, very helpful. Would a Finance minor also be a viable option (for Corp Fin)? I'd probably get a higher GPA than with an Accounting minor, and I'd also have a few Acctg electives as well (Financial Acctg, Managerial Acctg, Financial Analysis & Management). Or do you think the Accounting minor would help more?
I'd say if it keeps your GPA higher and you enjoy it more, go for the Finance minor. The difference between the two won't make or break you landing your first job.
it also depends on internships. do you have an internship this summer?
you should be fine with just Econ, do the minor
how good is a BA degree in econ, from a non target,in terms of job prospects in the finance industry (Originally Posted: 08/13/2017)
i go to the university of maryland college park and was thinking of majoring in Econ BA and was wondering how hard would it be for me to find a job in the finance industry whether it be coporate banking, corporate finance, IB, Hedge funds, PE etc
Just go for a 4.0. It will open doors.
You might want to seek an accounting minor to prove you can do financial statement analysis.
Following up on what the other guy said. Econ is fine (I did it). In terms of financial statement analysis, if you pass the cfa level 1, that should be enough to get your foot in the door. I've spoken to many finance majors, and tbh, I think that major is pretty worthless for investing, because it doesn't matter if you can calculate a bunch of values and ratios or npvs. What matters is if you can accurately predict future cash flows. And often times, past performance alone isn't a good enough indicator of the future. Also, if you're really serious, start investing now and/or writing research reports. You don't need a 4.0 but it never hurt, I'd recommend 3.5+ to have a shot.
tldr, Econ is fine.
This doesn't apply to the other types of jobs you mentioned. I have no idea how their recruiting operates.
Economics Major Sufficient? (Originally Posted: 04/03/2011)
I'm a high-school senior who has been accepted to Princeton, Cornell, UVA, Notre Dame, and waitlisted at Duke and Vanderbilt.
So my first question is, if I want to do finance (specifically investment banking) which school should I go to?
Now obviously Princeton is the elite school of all those, but the problem is it doesn't have an undergraduate business school like Cornell (CALS) UVA and Notre Dame. It just has an economics major, and you can get a certificate in Finance.
So would only getting an economics major be more of a hindrance coming from Princeton than majoring in Finance, which would be possible at UVA and Notre Dame (And possibly Cornell)
From what I have gathered on this site, you wouldn't even need to do economics if you went to Princeton. You could do Art history or some shit and still place well in IB if you have a 3.5+
Go to Notre Dame. Princeton is alright but Notre dame is #1 in business according to businessweek rankings. Go to Princeton if you want to study liberal arts, go to Notre Dame is you want to study business/finance and want to attend the BEST undergradaute business school since 2009 (IN year 2008 it was ranked #2).
first off, congrats, you have a ton of awesome options
don't listen to him - he's a known troll and this is seriously the worst advice i've seen. it would be a terrible decision to go notre dame over princeton unless princeton is 40k more expensive per year or something (and even then it's a very tough call).
not only that, but economics is way more than sufficient, and in fact i would argue economics is better for banking than finance/business because you come out with a more well-rounded education. hell, you could major in history/government at princeton (or cornell) and come out ahead of notre dame. your school > your major
Princeton>Cornell>UVA
agreed. Def Princeton with a solid 3.5+ GPA will set you up well for I-Banking, heck I've met people that went to small liberal arts school who made it to MD in less than 10 years.
troll. no-one would possibly be stupid enough to even consider turning down Princeton.
this
also how did you get waitlisted at vandy when you got into princeton? guess college admissions is really a tossup these days
firefighter are you no longer a troll or something
Princeton without question, although Cornell has decent placement if you really love Cornell and hate Princeton
Princeton.
Do the certification in finance program.
If you can do econ with something like math or physics and maintain 3.4+, you will be solid gold.
Princeton hands down. Aren't they the most connected school to the street? I wouldn't say Econ is far superior to finance. I did both, and if your at a good b-school, its competitive and worth it imo. Anyway though, Princeton and don't look back. Congrats!
I was/am 100% sure I was going to Princeton, but I was just wondering if pursing an undergrad business school could be better. I know Harvard is a really good IB feeder, along with Wharton and Yale, but I wasn't sure about Princeton.
I don't know how I got waitlisted at Vandy, and indeed college admissions is a toss up; I got rejected from Wharton early decision and rejected from West Point, which academically I am overqualified for. Meh.
Two more questions: 1. Is Duke a big IB feeder? And if so, would it be worth it to go there if say I got a half scholarship or more? 2. From undergrad college how does recruiting work for IBing, or just finance in general. (I mean I'm not 100% set on IB, but it seems like a job I'd love, and I definately want to work in finance or improbably accounting) Do firms send people to the university and set up interviews?
Or is there a guide somewhere I can read on this site explaining the recruiting process for college seniors? Thanks
Coming from a highly ranked school (one of the ones mentioned here), I would strongly suggest Princeton. The name opens a lot of doors. Also, the school has a tremendous alumni network.
Many of my classmates have gone into investment banking. As for your major, its virtually irrelevant. The most important thing (sadly) is that you get top grades. If you have a high enough GPA and some extracurricular activities you can land an investment banking internship either you sophomore or junior summer. This will happen whether you're a math major, a chem major or something like art-history or anthropology.
Do well in the internship, maintain your grades and you'll be a shoe-in when it comes time to apply to a full-time job.
As for majors and specifically economics, there are two paths (at my school). One is easy, light math, primarily hand-wavy, worthless material. The other is extremely quantitative and the individuals usually double major or minor in econ/stats, econ/math ... we even have a few do econ/math/stats.
The average GPA at Princeton is a 3.28. Go there, it's a complete banking feeder. HPWS are the unrivaled schools recruited from for finance. Duke, UVA, Cornell, and Vandy are all second options to any of those.
Econ Major: Liberal Arts- Big Mistake? (Originally Posted: 12/29/2012)
I am an Econ major at a non target university through the liberal arts department. This means I don't have accounting/finance classes, however I took a few math classes that were electives. Econ is offered through both liberal arts and the business school at my university, however it was too late for me to join the business school and graduate on time when I finally figured out what I wanted to do with my life. I have decent internships/leadership positions and good extra curricular activities, 3.6 gpa, honors student... Will this put me in an even worse position when looking for positions in AM or IB than I would have already been coming from a non target, or will firms even notice the difference?
I mean, if they know much about your school and that you guys have a business program that you are not a part of they might ask you to explain why you aren't part of it. Otherwise, I doubt it would make that big of a difference to be honest.
If you're from a non target and you're going for firms that don't normally recruit at your school then they won't give a crap as long as you self study finance, study for the CFA, etc. You might be asked during the interview why you weren't a part of the business program as the liberal arts college is usually easier to get into than the engineering/business colleges and you'll have to come up with an answer for that, but otherwise it isn't a big deal.
its not like you learn that much from college coursework anyway. They really need to distill a bachelors degree down to 1 year.
Most analyst jobs ask for business/finance/econ/accounting majors so no one is gonna think you come from some out-of-the-blue major - you'll still probably get just as many interviews as the finance kids.
Also, I'm not sure if your mom told you this when you were young, but it's okay to be different. I've heard from friends who sift through resume books that after about the 50th 3.6 gpa finance major resume they look at, everyone looks the exact same. And frankly, econ isn't really all that "different" in terms of what the guys picking out resumes are used to seeing.
Just back up why you think 1. an econ degree is interesting to you and gives you a different perspective than the finance guys and 2. why you value a liberal arts education.
Also, you yourself said it's too late to change. So just make the best of it. You're not at any disadvantage.
Husky32 and Black Jack- Thanks for your input. I wanted to go to law school, declared as Political Science and realized that it was too late to do business when I figured out what I wanted to do as a sophomore. Had some serious life changing events around that same time that pushed me towards finance so I think I will be able to offer an explanation.
College Major - Economics major preferred? (Originally Posted: 04/14/2009)
I was wondering if an economics major is that much preferred to any other liberal arts major. The target school that I attend does not offer pre-professional degrees such as business, finance, or accounting. THerefore the only major that is applicable to finance in any was is economics. Yet overall this does not seem to pertain to investment banking that much. Would it be more beneficial to have a major in an unrelated field (such as Political Science) and have a minor in economics and take the few finance classes offered?
how does economics not pertain to ibd? granted, you're not learning the technical aspects, but you are learning what motivates what you do, and will have a better grasp of how corporations, markets, etc function than if you were to major in polisci. definitely go with econ.
Generally Economics will give you a much better understanding of wtf is going on in the business & finance world. Also any semi-decent Econ department offers classes related to IBD: finance, corporate finance, risk management, decision making, econometrics.
P.S.: have you thought about double majoring? Econ is relatively short major.
Econ definitely isn't short if you're genuinely interested.
As soon as you finish the unbelievably simplified macro/micro models as an undergrad, your economic foundation is shaken once you start taking grad level courses.
MIT, aren't you a freshman? What the hell would you know about graduate econ? It's not like they suddenly change the rules, it just gets more complex, but if you are smart you should have figured out most of what they'll tell you already.
For the OP, I agree econ is a short major, as is polisci. You can easily double major if that's what you want, though an econ + math double major would look better.
Not majoring in Econ- top schools (Originally Posted: 05/10/2012)
At top schools (think ivy's, duke,etc...) where there is no undergrad b-school, is it necessary to major in Econ? I know there is already a lot of posts about this subject, and it really doesn't matter what you major in as long as you show interest and have a high GPA, but it seems like the only other relevant major is Math. I am interested in Econ but not enough to major in it, possibly minor in it. But will a major in Math brand me as more of a quant, or better suited for s&t? I want to do IB, but what other options are there? (Let's just assume it's Duke).
Major is irrelevant but make sure you know your stuff during interviews. Math is generally viewed upon favorably in finance.
enjoy math at duke
Explain.
You're generally more of a badass if you took something hard (physics, math, engineering, sciences, etc) rather than easy in college. Bankers recognize the difficulty of those subjects and are at worst indifferent between those and economics. However, you can major in anything so long as you do well. One caveat: If you are a humanities major from a top school, they will probably interview you but might test to see that you are really interested in finance and/or can do math in your interviews.
The only real way that taking a "hard" major like math can hurt you is if you lack social skills or come across the wrong way in your interviews. IBD is rather simple in terms of quant skills so be careful that you don't say that you're doing IBD b/c you like math or quantitative problems. Otherwise you should be in S&T. Also be sure that you can show that you are interested in finance/banking (e.g. through an extracurricular).
Make sure you do your prep work for interviews and you'll be solid.
This. At my first finance interview(SA IBD), the interview asked me why I was interested in finance/banking. I had no demonstrated interest at the time and it definitely hurt me. And I was an econ major.
Ok, thanks guys. Seems like as long as I take a few econ/finance courses, I should be fine.
So what I am taking away from this that a major in math would show quantitive skills and ability to do the workand having a leadership role in a business type club/ec that actually does things would be fine and in this case Math vs Econ major doesn't really make a difference (at a target school with a good GPA of course). Anything I am missing here?
That math is fucking hard and econ is about 5 times easier.
I am at a top school (think NW / Brown / Cornell) and I am a math / econ double. Econ classes are CONSIDERABLY easier than math classes period. Don't major in math just for IB, you will hate yourself.
I am not doing math just for IB, otherwise I would be doing econ, but I will most likely just minor in econ because it is not interesting enough to major in for me. What level math are you taking? Also have you taken econometrics yet? I heard that is an ass kicker. From what I have heard Econ is slightly easier than math, it is one of the harder middle-tier majors(in terms of difficulty) while math is one of the easier majors in the "harder" majors (engineering and so on).
I agree with the poster above you. Econ is MUCH easier than math. They are not even close. Many econ classes require no math beyond basic derivatives and arithmetic, and the "analytical thinking" required is not very difficult.
And regarding econometrics: don't underestimate the the ability of econ departments to dumb things down. Econometrics at my school was definitely not an "ass kicker."
I think one of the reasons econ is considered difficult is that among the social sciences (econ, psych, poli sci), it is the most number-heavy at the undergrad level, and many students assume that quantitative work is harder than essays and reading. At many undergrad programs, it isn't.
When comparing Economics and Math, is math that much harder? It seems like econ is one of the most popular majors at almost every school, so would math give me a leg up as long as my GPA is within range? There are a ton of econ majors going for IB, but it seems like not a lot of math majors are. Now that may just be because math majors aren't as interested in IB as econ majors. If math is that much harder, are there any other alternatives to economics at a school with out an undergrad business program that would be looked favorably upon?
What do you guys think of a Statistics major? Is it viewed favorably?
how about double major in Econ and finance. OR Accounting and finance? These are the most common. Haven't seen that many Econ and accounting doubles.
Im actually doing an applied math major. I would strongly recommend applied math/ stats over pure math for anyone who wants to do anything besides just math. As of now I am planning on econ grad school but I know quite a few applied math people going into finance. If you want IB do econ and poli sci or something as, especially at top schools, GPA trumps major.
Are you saying econ is a lot easier?
[quote=jgx101]What do you guys think of a Statistics major? Is it viewed favorably?[quote]
I've heard stats majors are more for trading, stuff like stochastic process, but I'm no expert and I am also interested. How much of a difference is there between let's say Applied Math and Stats majors in terms of difficulty?
I've heard stats majors are more for trading, stuff like stochastic process, but I'm no expert and I am also interested. How much of a difference is there between let's say Applied Math and Stats majors in terms of difficulty?
At my school we have an "Applied Math and Statistics" major which puts them all together. If separate, I would say they are probably about equal depending upon the classes/professors.
Hypothetical situation - 2 people, 1 is an econ major the other is a math major, same gap, both in a business club, good interviews, target schools. which one?
bump
Is it possible to get a CF job after graduation with a degree in Economics? (Originally Posted: 07/10/2013)
I attend the University of Michigan-Ann Arbor. I'm majoring in Econ right now. The school doesn't exactly offer an accounting or finance major. Am I at a disadvantage for CF with an Econ major?
I assume by CF you mean corporate finance, and by that I assume you mean finance within a F500 company.
If so, there should be absolutely no reason why you shouldn't be able to in my opinion. Start attending any careers fairs your school might host, and get in touch with alumni of your school through any formal networks that might exist. In my view, an Economics major would actually be more appropriate for certain CF functions such as FP&A etc.
Good luck
Is this a serious question?
Yeah your major determines your path in life.... didn't you know?
Yes absolutely. At a school like Michigan you should be able to get many f500 CF interviews as an econ major if you have a good GPA and leadership experiences.
You're at a disadvantage insofar as not EVERY program takes econ majors. That said, the majority of the programs want accounting, finance, or related. Most of them include econ in "related", or specifically state that they take econ majors. Just make sure you know the basics of accounting and finance AND you can show a history of interest in a career in business.
Agree with DM. Does U of M offer an accounting minor? As far as the major itself on a resume goes, I don't think being an econ major hurts, but you definitely need accounting knowledge or you may stumble during some interviews.
And if they don't, doing a business minor will help give you some background. Also, if the teacher likes you and you earn a top score in the class, you might be able to get into that professor's higher-level classes.
Yeah, you will be fine, the topic probably won't even come up in interviews.
I wish our society would really drop the mindset that a few letters on a piece of paper detirmine your future career. Sure some majors help more than others, but for the most part your skills, personality, and a little luck will detirmine your career path and future successes.
It's not quite as simple as you make it out to be. Why would a company hire an English major for a finance job? They shouldn't. They look at specific majors because they want people with a technical background or at the least quantitative ability.
Why do banks hire philosophy or economics majors to be investment bankers? Neither the allegory of the cave or the ISLM model has much to do with your ability to value companies. Companies look for certain traits and skills when recruiting, not just a certain degree because they know as long as you are of a certain cognitive level they can teach you what you need to know. At the end of the day it doesn't take a genius to be an investment banker, anybody can be taught how to use excel.
Well first of all, economics is quantitative and falls under the category of a target for most finance-type jobs. Second, investment banks don't hire philosophy majors. They hire Ivy League grads (and from other top institutions) who have usually demonstrated their interest in business in some way or another and happen to have earned a degree in philosophy.
Also, philosophy is a much better degree to get than, say, English. The analysis and sheer amount of information you have to sift through is ridiculous. English/Art History/Anthropology etc aren't anything useful to the business world (well, maybe communications for an english major)
large corp treasury where you are managing money/trading FX or FI
It's totally possible, but i can say from experience it will probably be marginally more difficult than with an accounting degree. Econ doesn't really fit into any neat boxes the way accounting, finance, supply chain, engineering, etc.. do. Apply widely, get a finance focused internship, and network with recruiters. Oh and have a good story for why you are interested in corp fin.
how should econ majors prepare for INTERVIEWS? (Originally Posted: 10/29/2007)
I'm an econ major with no financial experience, looking for a summer internship. Unfortunately I've forgotten alot of my micro and macro economics already. Are the interview questions going to be financial-accounting questions about price to earnings ratio, dcf, etc or are they about the theory of interest rates and inflation?
this thread might help with the finance topics you could prepare for:
http://www.wallstreetoasis.com/node/9841
i dont mean to bash you, but how can you forget micro/macro already when you're an econ major still in school?
as an econ major, don't expect too many technical questions. This does however, depend on the bank you are interviewing with. For example, if you interview with a boutique that doesn't have an extensive training program (i.e. HLHZ), they will expect you to have done the legwork on your own and learned some basic accounting (which you can easily pick up by reading a book...even the vault guide). Since the BBs recruit heavily at Ivy's and expect to get econ majors, they want to see how you think and if you are intelligent enough to pick up the technical skills in training. Don't expect too many technical questions in those interviews, but you should know some broad finance topics (how would you value a company?). Don't expect to walk someone through a DCF, but you should certainly know what it is and what it entails (and some other methods of valuation).
Also, make sure you have your story down as to why you are an econ major and not a finance major. You are going to have to demonstrate interest in the markets and your desire to be in finance. You can do this through a variety of avenues--extracurriculars, past internships etc.
thanks for the help. I'd be more than happy to prepare through vault. I just hate going back to my old macro book to explain theories of consumption.
Is an Econ Degree necessary to get into Quantitative work? (Originally Posted: 10/16/2017)
Specifically at Yale, would a Mathematical Econ degree be better or a Math/CS path (double major)? I'm interested in both, and will probably complete the 4 yr bs ms program for math as well.
Quant is a broad term that gets used fairly loosely. That being said a more quantitative degree would be things applied mathematics and financial engineering. IMO.
Depends on the type of quant. If you’re doing quantamental, Econ and econometrics will suffice. If you’re going into algo type quant, you should do math and cs. Econ doesn’t cut it. Also, get a phd.
Economics Degree from UCB? (Originally Posted: 05/23/2007)
I'm not really too sure if I want to get into Ibanking, but just want to set out my plan and get some opinions.
I am transferring to either UCLA or UC Berkeley this coming fall (not from a community college) and majoring in either UCLA-Biz Econ or UCB-Econ. I'm leaning towards Berkeley since I want to work in the Bay Area. The problem is, everyone here seems to think that an Econ degree from a non-ivy is useless or not worth it. I don't want to major in Business at Haas because its too focused and a part of me wants to maybe become an economist. I know for sure that I'm going to take the necessary amount of courses required for CPA, because I eventually want to work for a Big 4 (I have an internship with them this summer and want to keep it going) in advisory/corp. fin.
My question is, how will majoring in Econ as opposed to Haas affect Ibanks perception of me? Thanks.
This might sound harsh, but econ is the most common "plan b" degree for people who didn't get into Haas. So some banks would just assume that you were rejected by Haas, especially if you are also taking all the accounting classes from Haas. With that said, an econ degree from Cal would definitely still open many doors for you, and a high GPA in Econ would still land you many banking interviews.
biz econ at ucla would be the same as hass at cal, although hass is clearly ranked higher. half of the biz econ classes are taught through anderson.
i graduated from ucb with an econ degree and will be working at MS next yr. i never applied to haas.
if you like econ do econ and if you like business do business. no doors will be closed to you by being an econ major.
"no doors will be closed to you by being an econ major."
No.
Economics Majors (Originally Posted: 06/22/2007)
Is it better to go with Econ BA or Econ BS? or does it not matter
Explain why.
go with one that gives you higher gpa....
Nobody gives a damn whether you have a BA or BS.
If your school offers both (like CMU), the BS will be more quantitative and require a few more econometrics-type electives, while the BA will have those as an option but not a requirement. Other than a few courses, there really shouldn't be any difference.
so an IB won't care what your major is even if your school offers both?
What happens to the GPA average if I took those econometrics courses already and did poorly-switch to the BA major instead(and those quantitative courses aren't required), doesn't my MAJOR GPA go up and I can use that?
They will not care.
I agree with noob123, go with the one that will allow you to attain a higher GPA.
Unless you are getting the BS Econ from Wharton...
It really does not matter. and btw, the program at CMU is hardly quantitative...
I'd go BA b/c it shows you may have some other interests other than math and econ. Taking philosophy classes and lit classes actually help you learn how to think for yourself. You do want to think, don't you?
What if I dont major in Economics? (Originally Posted: 06/01/2011)
Does your major really matter that much? What if I do something like Business Administration?
No it won't if your goal in life is to be a whore or a violinist.
In my opinion classes and work experience count for more. If in the interviews you can showcase that knowledge it shouldn't be a problem what your major is. Bulge Brackets hire people from various backgrounds. Major in what you enjoy doing.
Do you have to major/minor in econ to get into IB? (Originally Posted: 05/13/2012)
Or is it a just a reccomendation. Would studying CS/math put me at a disadvantage?
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