+13 I think the point you made about interns who will realize they hate banking is spot on and that can likely result in higher attrition than usual. Fuhnance
+13 Rest assured monkey interns, many other (if not all) major banks will follow Moelis and Citi's steps here. They know that virtual interns are not on equal playing fields. BankingChimp2
+13 What’s wrong with the forum lately? Not sure what RBC has to do with this other than a lot of DB guys jumping ship to there. Incoming interns at each place are fighting with each other. VP in 
+13 Reading the comments on this is quite surreal. "no one should work 80 hours without a bonus" "they can't afford not to pay junior analyst" WE DESERVE OUR BONUSES!!! Disjoint
+13 Those that want to put 100% of the blame on China for the spread in the U.S. have to admit that the Trump administration took the notoriously dishonest Xi administration at face value... Alt-Ctr-Left
+13 Current 1st year analyst here. To those complaining about having to compete for a FT offer during virtual training, I analyzed a few arguments I've seen. Analyst 1 in IB-M&A
+13 I agree with your point..but the thing is there is no better solution. There is no real way for interns to be judged as they would a normal, in-person internship if its virtual. Prospect in Other
+13 I think you’re exaggerating. maccon
+13 It's marginally more difficult from a content perspective (was a lot more when it happened deeper into you analyst stint), but there are far fewer seats, which makes it hyper-competitive no matter what questions t First_Year_15
+13 Not sure what you need by math. Dont have a property level number off the top of my head, but see here: teddythebear
+13 I feel that the topic of diversity programs is very nuanced and complex, but I do think there is merit in supporting candidates who are low-income/first gen. feck
+13 Might get MS for this but this is a terrible way to go about it. Either learn how to correctly format a text document with paragraphs or put the effort in and take your time when writing. Prospect in IB-M&A
+13 Come on, you didn't even change the copy pasta to be finance related? VP in IB - Cov
+13 I wouldn't force it. As long as you're happy with who you are, and you’re chill people will like you. For what it's worth, there aren't that many "partiers" at these BB SA programs anyway. Cash is Trash
+13 It is hardly false that young people are dying and suffering long-term lung & kidney damage as a result of the virus. Developer in RE - Comm
+13 "AB84"LOL dude, and guess what, young people die of car accidents, drug overdoses, and snake bites! Developer in RE - Comm
+13 Yes. Not sure how much of an authority an MBB intern is, but this is WSO, so what do you expect. leltec
+13 Graduated Industrials member - when did Wharton become this toxic? Seems like this is one of the silent majority type of things where an odd bunch come here to shit talk one another. Burnttwig9
+13 yeah it was a nerve wracking experience but I had no clue I was in the wrong place until halfway through the meeting. It just hit me like "dude what the fuck are they talking about". Analyst 1 in IB - Cov
+13 I disagree with both comments above but am interested in hearing counter thoughts. Concretemonkey
+13 Lots of good advice above. I'll pepper in some thoughts - and you can take or discard whichever may be of fit. earthwalker7
+13 Been to every major old school French restaurant, but a super-fun one was Jean Georges where the partner (law) who's a real oenophile advance-ordered his selection of wines for each of the 5 courses. Shaynepunim
+13 Not sure if the previous comments are based on facts or assumptions but McGill has recent alumni at Lazard LA, Houlihan LA, JP Morgan NY, LionTree NY, Moelis, Goldman Sachs, Credit Suisse NY, Evercore NY/Houston, RBC NY an richmondbrotha416
+13 I think I disagree on the whole abusiveness/damaging/surviving thing you are going for. Sounds great to write it up that way, but it really is an over sensationalized angle. ChuckieSullivan
+13 I completely prepped for taking the CFA for this June (lvl 1), then it got delayed. I feel what you are going through. It's tough. Brownfield Capital
+13 A couple basic resources.. HCCRE02
+13 "CRE" The idea that BobTheBaker or Alt-Ctr-Left
+13 "Rashers"Why do you think wealth inequality is bad and should be fixed? Really. CRE
+13 Deleted Intern in IB - Restr
+13 Came to comment this. I come from a hardworking self-employed family so we have assets that the upper middle class would have but we have a "working class" lifestyle. alasdihsduasdguasduadsys
+13 I feel like this is very 2020 and guilty before innocent. YES I SAW WHAT OTHER GIRLS ARE SAYING AND I AM INCLINED TO BELIEVE THEM. Intern in IB - Gen
+13 TL;DR: There is hope. Don’t let junior finance life get you down. TorontoMonkey1328
+13 Trump is going to lose in November, and he'll try to do everything in his power to shink the ship between Nov - Jan. It's gonna be a shit show of unprecedented proportions. tackytech
+13 This is actually a really great question. We've been working in IB for so long and no one has bothered to ask about the best banks. Richard.3
+13 During an MBB interview I had while trying to lateral from IB to Consulting, my last interview was with a partner and before I even introduced myself, I was asked what school I went to. Analyst 1 in IB - Cov
+13 I've been thinking a lot about this recently. I'm in the NY Metro area, and I'm an upper-middle-class white guy who grew up middle class. However, I am not Jewish. Associate 3 in RE - Comm
+13 100% bro there is something wrong. and you have to get to the bottom of it. it’s not a networking thing - if your resume is this solid coming from a target there is a big red flag somewhere else that we don’t know about. Associate 2 in HF - Other
+13 Slightly off tangent but not being top bucket but the bucket right after is the sweet spot imo. Analyst 2 in IB-M&A
+13 lmao this is great. Associate 2 in HF - Other
+13 This is just false. Explain to me how a student in a low-income community gets less funding allocated to them compared to a student in a high-income community? 36K vs 13K according to Gov Cuomo in NY. undergrad20
+13 “Unfortunately it’s minorities who are poorer” Lmao. So let’s dissect that. Analyst 2 in IB-M&A
+13 Actions have consequences. She is absolutely entitled to say what she wants how she wants where she wants. But there are consequences. Deloitte is entitled to not want her as an employee. rickle
+13 "Intern in IB-M&A" it might be a controversial opinion but MBB pretty much offers better overall experience than IB. Business School in PE - LBOs
+13 “The heart has its reasons which reason knows nothing of. We know the truth not only by the reason, but by the heart." Blaise Pascal earthwalker7
+13 In my experience salaries in HK are lower than in US. Taxes are also lower in HK than in US. My starting salary as a post-MBA associate working at a well branded international EB here was about 85k/year. earthwalker7
+13 did anybody actually bother to watch it before going on a crusade? clearly, the show has never claimed to represent the "true life" nor does it aim to do so. yes, the show exaggerates but isnt that the role of satire? tbo1789
+13 "Dr. CRE
+13 This is some really low quality “I’m 12 and this is deep” type content. Your thoughts are all over the place. YoungKapitalist
+13 2 years ago GS was the first bank to go and last year evercore was the last to go. Prospect in IB-M&A
+13 I’ve read through literally every comment on here, and OP, don’t take this the wrong way, but it seems that you are very set on Michigan and are pushing back against almost everyone saying to pick Yale - this is a mistake Howard Hughes
+13 Can't say I'm surprised. Delegating work to interns is difficult to begin with - they're mostly a negative value-add. The Real Donnie Azoff
+13 Stop living in the past. Maybe it was the best four years you've had so far, but it pales in comparison to what you'll experience should you choose to embrace and grow at every stage of life. Addinator
+13 Look - shit sucks. Almost everyone on WSO has been there in some form or another. I remember the difficulty in finding work when I was laid off from my first job because of the GFC. Frieds
+13 This thread looks like a complaint but is in reality: Prospect in Other
+13 I absolutely cannot comprehend the resistance to wearing of masks. Maybe I've been gone from the US for too long. The comparison against the Greatest Generation is quite apt. I doubt the GG would have thought twice. earthwalker7
+13 "Nightman Cometh" Really cute cat. Super nice thing to do. Isaiah_53_5 💎🙌💎🙌💎
+13 I think BAML is a no brainer, for the following reasons: Black Jack
+13 I think people forget the history of Jefferies and why the culture there is so awful. Analyst 1 in IB-M&A
+13 I can imagine four years with him as President. Won't see our POTUS deliberately allowing hundreds of thousands of Americans to die based on their political affiliation. Ozymandia
+13 Approach 1 would provide dogshit returns...if you're ok with underperforming the market (or at best matching market performance when you could've just bought an ETF...) Sequioa
+13 Hell yes, of course it’s an option. theATL
+13 holy fucking shit what is wrong with you people? why are you giving this lying sack of shit more advice on how to wiggle out this situation? JBK
+13 Just wait until that cute chick you met at the bar and have been banging for a year wants a ring and a kid or two haha. Ovechkin08
+13 oof, lots to unpack here. thebrofessor
+13 I remember my GS superday.  I can still see the look on the other non-target kid's face right before I choked the last breath of life out of him.  From the depths of the combat pit, I looked over my shoulder to L Analyst 2 in IB - Restr
+13 Tech IBD ANL 2 here, I like seeing short, concise emails with a resume attached and your availability. Flexibility is helpful too given our schedules can change frequently. RecoveringInvestmentBanker
+13 Taiwan is criminally underrated by the rest of the world (ex-East Asians). Friendly people, safe, clean, great food, deep history and culture, nice beaches, easy to get around Taipei has a fun party scene. Jamoldo
+13 Op has never  been called racial slurs, never had to code switch to conform, never had to feel insecure and question whether his ethnicity or foreign sounding name will be the reason he is dinged in an Prospect in IB-M&A
+13 @andylouis @Patrickcurtis PrivateTechquity 🚀🚀🚀
+13 This could be bias from where I'm living at the moment, but America has seemingly just given up on COVID. We have collectively decided that it doesn't matter if hundreds of thousands of people die. CRE
+13 You must be a real blast to work with... Analyst 1 in IB - Cov
+13 This is widely inaccurate and don't get me wrong here, I hate taxes and think a lot of the way the system works is kind of fucked and borderline stealing but...this guy sounds like a total moron. Business School in IB - Cov
+13 The Kardashian family is equally filled with bimbos and vastly more accomplished yet I don't think particularly highly of them either, although I do have a bit of respect for Kim due to her championing crimina Analyst 2 in CorpDev
+13 ” Voting is crucial for democracy but this mindless encouragement is only going to cause mass uninformed voting. Alt-Ctr-Left
+13 I truly don't care how society perceives me, and certainly couldn't give a fuck how people feel about other people in finance. Nightman Cometh
+13 In terms of total comp potential: princepieman
+13 I had a similar feeling starting my career, albeit I was making much less money than you. I think most people feel like this when they start out. If I could things over again, this is what I would try to focus on: d-_-b
+13 Sorry brah, as an Asian male you are fairly high on the theoretical dominance heiarchy, even higher than white females.  The left loves grouping people into neat identity buckets and determining reactions to a given s calvincoolridge
+13 Agree. I always ended up losing respect for past partners who’d act like the world was melting because of a simple ass 6:30 pm ask at her fashion job or those with poor work ethic.    VP in IB-M&A
+13 that last point, 100% thebrofessor
+13 Most of the biggest news publishers and most widely shared pages on Facebook are conservative. Twitter has a slight left bias, but crazy Q Anon shit and straight up misinformation is still widely shared. 6969
+13 The big multi-strat funds are organized in teams and you need to become a subject matter expert in specialties like merger arb and distressed. Muad'dib
+13 I did one a number of years ago and frankly was the reason I was able to get into finance. Quaneaser
+13 Most people don't have the mental capacity to understand geopolitics, like the kid above. The fact that Trump played the Beijing Joe card somewhat effectively speaks to how easily the population can be manipulated. DeletedKids
+13 Replying to my own message here because I wanted to add this: if your strategy is “I will stay up later than everyone else” or something similar where you just try to grind harder at every single second, this will burn you Analyst 2 in IB - Gen
+13 The reason your post was deleted is because modern society is terrified of the idea that certain cultures can, on a wide demographic scale (while respecting the importance of individual variability), have defects or flaws. Analyst 1 in IB-M&A
+13 Because white supremacy can only thrive on black inferiority. MfckngChimp
+13 praxis Arguments? Lead Left
+13 I made a vey similar move from a much earlier point in my career. I would advise against this switch for your particular case. The reasons I'd advise against this are: Investment Analyst in HF - EquityHedge
+13 Associate 1 in PE - Other Associate 2 in IB - Cov
+13 Ugh, I wish Biden would hurry up and take office so he can censure the shit out of free speech for people like you. Taking your guns is just the bonus. After that we slowly demoralize America. Associate 2 in IB - Cov
+13 This is essentially just a rehash of what's been said above, but this truly is insanity. Analyst 1 in IB-M&A
+13 I think his biggest mistake was turning COVID into a culture war. GuyLafleur
+13 This is the tail risk he was selling with trades like that and making his position public. Maybe a great investor but risk management and trading skills are just as important. rumplestiltskin
+13 IB_Highfinance In ten years, where do you see the entire industry? As a whole couldn't a plethora of things change? I quit this site because of censorship
+13 Sloan - Sloan offers six real estate specific courses, which are cross-listed with the MIT Center for Real Estate (CRE), a globally recognized research center offering a one-year  Associate 1 in RE - Other
+13 I saw some guy on tik tok talking about how it is sometimes better to think about your relationships in reverse and it really hit me different. Nightman Cometh
+13 1. Yes, there will be occasions when you won't be able to get 8hrs of sleep no matter how efficient or productive you are. And it's always good to have that in mind because it will happen BUT... angelosgeorgakis
+13 Your comments are pretty appalling and you are using a common tactic of confusion and deception to try and validate your point.  Investment Manager in HF - Other
+13 What is causing this, besides the insane deal flow, is the fact that seniors are jamming 1st year analysts as they always have, but the analysts have NOWHERE TO ASK FOR HELP. Associate 1 in IB-M&A