Silver BananaTopicReplies
+104Investment Banking Resume Template - Official WSO CV Example

<img src="" alt="Investment Banking Resume Template - Official WSO CV Example" /> <p><b>Attached to the bottom of this post, you will find the Wall Street Oasis Investment Banking Resume Template...

+93Non-target --> FT Off-Cycle IBD Analyst


So I have been around here for about a year and half now, and have to say thank you to the community. Really learned a lot and got my foot in door based on the advice on these forums. ### The Non-Target School Now for my story, I attended a large (20,000+ students) non-target school. We...

+60Is investment banking full of rich kids?


It seems that to get into investment banking, you must: - apply early - have been to a target school - in order to get into the target school, excel in high school, have money and you must know which schools are targets for investment banking It seems like that in order to tick off all...

+49Story time: first ever bonus


Hey everyone, The title is pretty self-explanatory, could any of the older guys share their feeling when their first bonus hit their checkings account? Not looking for any numbers, rather the feeling /sense of accomplishment, I'm sure at that time of your career it was something to be...

+37My favorite line from analysts:


Gotta love it when you ask for an analysis and this is the response, “*I didn’t check my work, but here you go*.”

+33Damn these freeloading billionaires!


So Warren called billionaires freeloaders because they paid around 3.2% of their total worth as tax this year while the rest paid 7.2% of their wealth. I think it is f***king stupid that he used % of total worth to say that billionaires are "Freeloaders". But I might be the one...

+33Thrown out halfway through interview


Hey y'all, I am just wondering if this has like happened to anyone else before. I was interviewing at a F500 the other day, and halfway through my 6 mini interviews I was interrupted by the HR head telling me the interview was done and for me to exit the building. It was pretty...

+28Investment Banking in London (EMEA) - Strongest Players, League Tables, Salaries, Differences...


Here is a summary of Investment Banking in London. ###Strongest Banks: In Europe, Goldman Sachs and Morgan Stanley are traditionally the strongest banks that get the most high profile transactions. They are followed by the 'Elite Twins in London' Lazard and Rothschild and the...

+26Becoming a Principal


For many of us who are still younger on this page, it is an intended goal to become a principal. As I think it would be very helpful, for those who are principals (on the younger side): * How did you get to where you are now? * What route did you take career-wise? * What obstacles did...

+24Learning Curve as 2nd Year Analyst


I am currently working as an investment banking analyst at a <abbr title="bulge bracket">BB</abbr> and 6 months after starting the job, I feel the learning curve flattens very quickly. I don't learn much from making another pitch book and even in the live deal, I feel...

+23Private Equity Resume Template - Official WSO CV Example

<h4>Attached to the bottom of this post, you will find the Wall Street Oasis private equity resume template for experienced professionals, used by the WSO paid service and thousands of candidates to successfully land a job in private equity.</h4> For those of you with deal or...

+22Market Cycle - Where Are We and What Are You Doing About It?


Markets are cyclical, interest rate cycles are inevitable, and even when history doesn't repeat tends to rhyme. So where are we in the market cycle? I have my own opinions but yours are more interesting. Take a look at the chart and weigh in. What's your strategy at...

+20Green New Deal


Don't want to be the guy to put politics on here but thought this would be a good thing to discuss. The resolution presented today says the US can achieve this through a series of steps over the next 10 years, including: * Funding projects and strategies to build the US's...

+20The Mechanics of a Mispricing


There have been a few other related posts that I have commented on recently that touched on mispricings and catalysts. I wanted to take some time and write something up that brings it all together in one post. This is something that took me a while to understand and come around to when I was...

+19AMA: Non-Target who didn't break into IB


Currently working at an insurance broker (think Marsh/Aon/Willis) Graduated from a state school Ask on

+16Has anyone famous ever posted on WSO?


Has anyone famous ever posted on WSO? Who is the most successful person to have posted on WSO? Other than Dick Fuld of course.

+16Houston Investment Banking 2019


Wanted to start a discussion and get some opinions on the current state of banks/boutiques across Oil and Gas/Energy, especially since <abbr title="Deutsche Bank">DB</abbr> recently closed down its Houston office. I've heard that, as far as the <abbr...

+15Investment Banking is Broken


I just left <abbr title="investment banking">IB</abbr> and went entrepreneurship way, so this is a bit of a rant post and a throwaway account, but felt like I need to share. With all do respect to hard-working individuals out there - investment banking industry is broken...

+12Non-Target with Great Experience and 4.0 GPA - How do I get people to talk to me when Networking or turn HR's head when I apply?


Hello everyone: I am on the cusp of sending cold emails to various analysts, associates, and VP's at Boutique and Middle Market Investment Banks in specifically the Boston area. I recognize the importance of networking for a non-target; however, I want to make sure before I start...

+12AMA: F20 Strategy Director at 25 Y/O


Overly caffeinated and procrastinating on some technical writing that needs finishing. My path: * Top 25 Undergrad with concentrations in Management Information Systems and Supply Chain Management with a 3.2 GPA but strong work experience * Four years of grinding through a blue chip...

+11What do you get when you take personality tests?


INTP master race. The greatest men in all of history are INTPs. Alan Greenspan, Paul Allen, Larry Page, myself.

+10Is this associate compensation competitive?


A lower <abbr title="middle market">MM</abbr> <abbr title="private equity">PE</abbr> firm offered $160k cash comp, with a vague description of deal participation. This is for a pre-MBA associate in a state with no income tax and fund size ~$500m. Is...

+10What job position has the all around smartest people?


Doctors? Lawyers? Investment bankers? To me it would be venture capitalists. All the venture capitalist I have met are crazy smart

+10Be a WSO Social Chair & Help Host WSO Meetups in Your City


We've been getting more events going on lately (Paris, Toronto, Charlotte & DC this month, plus <a href=""><abbr title="New York...

+10Is there a future for non-quant hedge funds?


I'm a banking analyst and I did an internship in <abbr title="private equity">PE</abbr> and I liked it but I think there's more opportunity in the public markets and I want to have autonomy (and high earning potential) earlier in my career than post-MBA <abbr...

+9Suntrust and BB&T merger - now a BB?



+9In Search of Wisdom


Hey monkeys, I'm a sophomore at a semi-target. I've recently switched to major in econ and am interested in finance. Specifically, I want to work in Private Equity or Investment Banking. I think that I would be more suited and more interested in the deal side of finance rather than...

+9Top Chicago IB

w s

Background: Notre Dame sophomore looking into Investment Banking internships/jobs in Chicago. Was wondering if there was a list or if people had suggestions of top <abbr title="investment banking">IB</abbr> firms and groups to start networking with.

+9Is Meridian That Bad?


Obviously, there are stigmas about certain prominent industry players, especially in regards to brokerage shops. I get the prestige associated with certain firms, but for those with legitimate experience/knowledge re: working at or with Meridian: could an analyst there get similar (or even...

+9MSF Class of 2020


Every year I do a post like this on about this date for students seeking admission. Most MSF/MMS program start their application cycle around this time so it is usually helpful. Prior years Q&A are listed...

+9Financial & Valuation Modeling Boot-Camp

<strong>Financial modeling</strong> is a skill that any investment banking analyst will have to master. Although the majority of investment banks and other financial firms now have formal training programs, many students and prospective finance professionals are choosing to enroll in...

+8Is calling leads on the weekends beneficial?


I have been calling My leads on Mondays and Tuesdays and periodically throughout the weekdays for many years. I have been using the T-Max Predictive Dialer that works great by reducing all the ring time and just giving me live people.....but wondering if there might be potential on the weekends...

+8Employer asks you if you’re interviewing elsewhere


What should one do if their employer point blank asks them if they are interviewing? Sometimes it’s easy for an employer to get suspicious by a couple untimely doctors appointments and such. Did anyone encounter this before? Is it considered distasteful to flat out lie?

+8Is LinkedIn Premium worth it?


I tried cold messaging a guy from a firm I'm interested in and it led me to LinkedIn premium. The first month free, $29.99 a month after that. It allows you to direct message recruiters (don't really care), see who's viewed your profile (aka which "friends" of yours are...

+8Thoughts on KeyBanc IBD?


Most of the stuff I've seen is dated. What is the opinion on KeyBanc <abbr title="investment banking division">IBD</abbr>, in particular their tech group? How does it rank amongst other <abbr title="middle market">MM</abbr> firms? Thanks.

+7RBC a BB now? Thoughts!


<abbr title="Royal Bank of Canada">RBC</abbr> advised BB&T on its merger with SunTrust. It's obviously a huge deal for the bank. Is it a <abbr title="bulge bracket">BB</abbr> now or on a good track becoming one?

+7How to Like Wine?

Sunshine Funshine

Is there a way to acquire a taste for wine? Are there some good starter wines you can try to build up your taste? What are your favorite wines?

+7Top Super Bowl Ad


Some pretty interesting ads happening during the game yesterday. Any favorites? Audi cashew ad was pretty hilarious.

+7Why choose Sales and Trading over Investment Banking?


What are the advantages to sales and trading over Investment Banking? What should your interests be to go into Sales and Trading? what types of technicals do you need to know for Sales and Trading?

+6What Percent of Interviews are Legitimate?

Sunshine Funshine

I saw a post about this guy who hates interviewing millennials. Not sure if he was trolling or not, but he brings up some good points. So I was just curious - most interviews consist of "behavioral" and "technical" questions. With all of the forums/guides/threads out there,...

+6MSc Finance Profile: Admitted to Bocconi and SSE


Hi all - Was admitted to Bocconi today and SSE last month and figured I'd share my profile for others looking to apply to either of these schools. I didn't apply to any other MSc Finance programs, was only really interested in these two. **Degree:** International Business,...

+6CIM Group - Reputation and Culture


Hey <abbr title="Wall Street Oasis">WSO</abbr> - long time lurker, first time poster here. I'm wondering if anyone has some good insight on the <abbr title="confidential information memorandum">CIM</abbr> Group's development team,...

+6Most interviews in a row without receiving an offer?


I'm 0/10 can anyone beat me? And why is it suggested that my speech and behavior are inadequate upon learning that I have been rejected so many times in a row? What if society is the problem?

+6PE mega funds with real estate focused fund


Which megafunds have real estate groups? What are some of the best real estate focused groups among these megafunds?

+6How to Overcome Extreme Risk Aversion?

Sunshine Funshine

I'm a college student and there's this one stock in particular I've had my eyes on for a while. I feel pretty good about it, and I want to invest in it - the problem is I'm a college student, I'm new at investing and I hate losing money and the fear that the stock price...

+6Difference between late stage VC and growth equity


Hi all, currently evaluating a late stage <abbr title="venture capital">VC</abbr> (Series C +) fund offer. Team looks good (harvard MBAs) but what concerns me after reading this board is that it would be next to impossible to get into <abbr title="private...

+6Is CBRE HR a dead end?


Reached out to multiple brokers at CBRE. Two (in different cities) have offered to connect me with HR, as well as reach out to other brokers I can talk to. Is their HR a dead end? They've reached out in one city and asked for resume, cover letter, linkedin and see what openings they have....

+6IU Kelley Top Target or Semi-Target?

College bound_2135

Seeking insight into Indiana Kelley, it seems like their workshop places absolutely lights out to EB’s, BB’s, and MM’s. However others seem to be skeptical of IU. As a college senior trying to get a holistic view of the school, how well is it respected and perceived on the street? Does the...

+6Choosing Between USC and Ross, help?


Hey everyone, Currently been admitted to USC on a full tuition scholarship (school is basically free, I pay something like 10k a year for food+housing) and UMich - Ross (65k/yr for all 4 years). Cost isn't a big deal, but I would ideally like to have the money in my 529 ready for me in...

+5What are board meetings like?


For anyone that is on/attended board meetings, what are they like? I would assume there’s probably some standard procedures (discussing financials/budget) with the rest of time focused on specific pressing issues currently facing the business. Can someone educate me? Also would be curious to...

+5New Case Webinars in WSO Investment Banking Interview Prep Pack

Over the last 12 months, we have made a big effort to improve our <span class='keyword_link'><a href="/guide/investment-banking-interview-prep-questions">investment banking interview</a></span> prep package by bringing to you relevant webinars with...

+5Burned out HF guy, what are my exit options


I worked at equity long/short hedge funds for 7-8 years. I wasn't quite able to bridge the gap between analyst and PM, but burned myself out trying, and topped out at senior analyst. I got tired of the constant urgency, dreaming about my positions, waking up in a cold sweat, the...

+5PE Interview - Need to learn modeling in 2 days


Hi fellow monkeys I am in the process for an analyst position at <abbr title="private equity">PE</abbr>, I first passed a phone interview, and was invited for a 1-1 in person interview at their offices. At one point the gave me a laptop and a keyboard and I was given...

+5BB&T + SunTrust = ??

John Pierpont

[WSJ Article (Paywall)]( BB&T is buying SunTrust in a $66 billion all stock deal. Combined, they'll create a bank with $442 billion in assets. You west-coasters probably...

+4Side hustle starting Facebook ads agency for small business?


looking to diversify my career. anybody started a side hustle FB ads agency (contacting small business like dentists, chiropractors, lawyers, etc..and pitching them your service of coming up with FB ads and running them on the business behalf)? How do you go about it? I've been...

+4Tips for keeping a tidy Inbox


My inbox is like big dumpster of emails and lately it’s been bothering me that it takes a long time to find stuff. What do you guys do to keep your inboxes organized? Looking for some tips and tricks beyond some common sense stuff. Thanks

+4Holland Partner Group - Development Team


Has anyone worked or known anyone who's worked on Holland Partner Group's development team? I'm choosing between them and another well known developer and would love to hear some insight.

+4WSO Internships & Employment Opportunities


Join the Wall Street Oasis Team! <h4>Open opportunities for students: </h4> <ul> <li><a href="">Blogging Internship</a></li> </ul> <h4>Open opportunities for...

+4Feel like I'm going to be stuck in this job, what do I do?


Last May I graduated from a non-target state school. I majored in finance and economics, and graduated Summa Cum Laude with a 3.94 GPA. I didn't have many EC's as there weren't any finance or investing clubs, and got shot down twice when we tried to start one. In terms of work...

+4Best place to include asset management fee in proforma?


Long time lurker here. Currently enrolled in a MSRE program looking to make a career switch. Been helping out with the modeling on a few deals. Just curious where it is most appropriate to include an annual broker-dealer fee (1.5% of initial equity) in the proforma cash flows? Would you include...

+4Considering a switch to BD in PE


Hi fellow monkeys, Here is the situation. I've been at my firm (F500) for about a year and a half in an analyst position within the executive group primarily focusing on corporate finance, investor relations and some corporate strategy projects. I've also passed the first 2 <abbr...

+4Does school pedigree matter after getting the job?


I read that firms are considering hiring more and more consultants from different backgrounds and non-target schools. However, does being from a non-target background affect your opportunities to advance after getting hired? I'm asking because I notice that most of the highlighted employees...

+4Please Help a Kid Out


Hello, I am a senior in high school and now it is time for me to pick a college. I have narrowed my choices down to 3 schools. Fordham, Indiana, and Penn State. I have written a little about my financial situation down below. Penn State: In-State so total cost will be around 37K. Around...

+4Is back office experience worse than no experience?


A lot of posts on <abbr title="Wall Street Oasis">WSO</abbr> suggest that having back office experience may work against you when attempting to move to front office. Does this mean that a college student should avoid working in the back office, even if that means having no...

+4What is the deal with Tobin & Co, are they still not paying Their analysts?


As the topic above states. Many will know they make unpaid full time offers to incoming analysts. Is this still the case?

+4Credit "hacking" and life

Sunshine Funshine

I saw an ad on YouTube where this 20 years old opened up over 200 credit cards (including a Black Card) and has accumulated over $3MM in credit and basically flies around the world in private jets and stays at fancy hotels for free. Obviously, that's pretty far-fetched for most people,...

+3How much does non-prestigious undergrad matter if everything else is good?


I'm currently a senior at a (barely) top 100 undergrad. I fortunately managed to land a <abbr title="full time">FT</abbr> job at a top <abbr title="middle market">MM</abbr> <abbr title="investment banking">IB</abbr> and will...

+3Get Your Resume Reviewed by Industry Pros

Recruiting season is here make sure you're ready for it with a <strong><a href="//">Finance Resume and/or Cover Letter Review</a></strong> from one of our expert resume reviewers. Need it done in a...

+3Not including University Name in Cold Email


Hello, I posted a much longer discussion on the Job forum, but I wanted to bring this up here in a very quick format: I'm an undergrad with a 4.0 GPA...

+3Tax rate to use in interviews now?


Hi guys: On many of the technical interview guides, questions on 3 financial statements still use the assumption of tax rate = 40%. Given the new corporate tax rate is around 21%, do we need to adjust to using 20% when we walk through these questions in interviews? Thanks!

+3LEK to PE, timing


Hi <abbr title="Wall Street Oasis">WSO</abbr>, I am a year 1 at LEK, looking to transition over to <abbr title="private equity">PE</abbr> in the next year or two. I was wondering if anyone could speak to the timing of when to begin reaching out to...

+3IB Analyst Position Looking For Immidiate Hire In California


Envisiage advisors is the company. Echelon is also searching. Radiology Partners is looking for an <abbr title="mergers and acquisitions">M&A</abbr> anlyst/rep. Looking for undergrads/pre-MBA aka temporary position or you're playing support for a more...

+3What % of the equity are GPs putting into deals these days? Whats the minimum?


My buddy at a real estate <abbr title="investment banking">IB</abbr> said that around 10% is normal for GPs to be putting into deals, but I just wanted a sanity check on that. Would 5% be considered low for a new-build boutique hotel?

+3IB intern drug test?


So with all the banks recruiting pretty early this cycle, some people are gonna be getting offers as soon as this April, like at Citi. Will these banks be doing their background checks for summer 2020 this spring 2019, including drug tests? Or will the tests be administered closer to the start...

+3SA 2020 Timeline for Non-Targets?


Currently a Sophomore at a Non-Target, and was wondering what the recruiting timeline would be for <abbr title="summer analyst intern">SA</abbr> 2020 positions. I know there are threads stating that recruiting will begin in the next few months at Target schools, but was...

+3Choosing Colleges-Rutgers, Penn State, UTD, UT CAP, SMU

choices to make

Hey y'all, I am currently a high school senior deciding which colleges to choose from to break into <abbr title="investment banking">IB</abbr>. So far I have heard back from Rutgers, Penn State, UTD, UT CAP, and SMU. I applied for finance, but I have only been...

+3Equity Sales and Salestrading


Is there anyone in equity sales or salestrading here who is willing to answer a few questions for me?

+3Future of Equity Research - 12+ Months into MIFID II


Just came out a client meeting on the dynamics of the Equity Research industry following the implementation of the industry killer aka MIFID II. Here are a few insights: Pros: i) Due to the changes in fee structure and the quarterly evaluation of research providers by the buyside, banks are...

+3Seeking Info on PE-focused, T2 consulting firms


Hi all. I am an early-career consultant at a T2 shop (not EY-Parthenon or L.E.K). I love the work I'm doing, but am less interested in traveling every week long term (which is what I currently do), and I like the idea of working on things like <abbr title="private...

+3Did I just lie on my resume?? (pls help am freaking out)


so I submitted my resume and transcript to a position. on my transcript, my gpa is 3.566. but i heard it's standard practice in banking to round to one decimal place - so on my resume it says 3.6/4.0. didn't see the discrepancy until i submitted it. am i totally screwed?? will HR...

+3Get an edge on the competition - ask Vantage Point MBA your business school application questions

WSO is excited to announce that we have selected [Vantage Point MBA](, a top MBA admissions consulting firm, for our 2019 MBA partnership! The Vantage Point MBA team is available for WSO members to answer your questions about MBA applications in the Business School...

+3Prestige - Law vs IB


Hi, is becoming an investment banker comparatively prestigious as becoming a lawyer (holding factors like company etc constant for a moment). I was wondering cause law (at least in Europe) takes on average 7 years + until you become a fully qualified lawyer. In investment banking on the...

+3PE Due Diligence Process?


Hi all, I have always wondered how <abbr title="private equity">PE</abbr> analysts find bountiful information on private companies. For example, if my senior asks me if Company XYZ is a good investment, what steps should I take to eventually give him an answer? I...

+3Bespoke Suits in NYC


Just looking for suggestions for anyone's go to for custom/bespoke suits. Looking to stay somewhere under $1,000 per suit if possible. Anyone have a great suggestion in NYC? Thank you.

+3do investors view mezzanine debt like equity?


Why is it that providers of bank debt view mezzanine debt more like equity, thereby allowing the issuer to contribute a lower equity investment? If this reasoning is based on mezzanine debt being subordinated, then the same should apply in regard to high-yield bonds, right?

+3Can an awful HireVue blacklist you from the company?


To be clear I seriously doubt I was blacklisted, but I want to know what the worst possible case is. I applied for a 3-day "insight forum" at Bank of America which required a first-round hirevue interview. Literally the worst interview of my life...I started it 20 minutes before it was...

+3How did you/would you handle a job that you hate so much that you are bad at it?


This is my first time posting here. I am quite desperate, so please any help would be greatly appreciated. I hate my current job. I hate it so much that I don't put any effort into it and I continually make dumb mistakes by lack of attention. I'm seriously thinking I might get...

+3What are the top 5 Restructuring groups as of the start of 2019?


Just wanted to get some insight into what groups are viewed as the best in terms of deals you work on and exit opps. Also any insight into which groups are showing great momentum over the last couple of years.

+3Sending a physical cold letter?


Just was curious if I sent a few emails. Is it better to call or just Yolo and send a physical letter?. Is it better if it's someone older vs younger?

+3Politely turning down offer for firm you want to work for in different division?


I’m a couple years removed from college (east coast, large state school, non-target, Poli Sci degree) and have worked in ops at ML and currently have been selling enterprise software for about 2 years. I have an offer from MS to work in their <abbr title="private wealth...

+3Question regarding debt financing on 4% LIHTC


Wanted to make sure I understood from a high level. Let's say the project was put in service in 2005 initially. So 15 year compliance period is up next year, and the existing developer wants to reapply for a fresh batch of 4% credits and do another rehab next year. The property...

+3WSO Hedge Fund Resume Template for Professionals with Deal Experience is Released!

<strong><abbr title="hedge fund">HF</abbr> Resume Announcement: <abbr title="Wall Street Oasis">WSO</abbr> has released a hedge fund resume template for Experienced Professionals with Deal Experience!</strong>: <em><b><a...

+3Management Consulted 2019 Salaries out. Wow!!!


I don't know if this has been posted here already, but I could not find it with a quick search. But I just looked at the [Management Consulted MBA salaries](( for...

+3Blue leather?

John Pierpont

Saw [this article on WSJ]( saying that blue leather is coming into style for men. **My Thoughts:** I'm not a fan. I feel that it's more of a statement since I have yet to see...

+2Does applying early help?


I see a lot of people talking about the applications opening up rn. Does it help to apply early? I thought that the apps are checked after the deadline so what's the point of applying right now?

+2Need some career advice for undegrad junior without SA internship offers


Hi. I am a non-US citizen (from Asia) going to one of Ivy Leagues with 3.6~ GPA majoring in stats and econ. I have had two internships in the past (one in a long-biased asset management firm back in my country and one that is related to real estate). I am very passionate about equity...

+2National Enquirer Threatens to Post Bezos D!ck Pic!!!


Bezos has emails, calls them out for extortion on Medium. Breaking and developing, bring the popcorn! Bloomberg article: Bezos' Medium...

+2Suggested/Necessary GPA for Middle Market Credit Fund or PE recruiting? (Intern or Analyst)


Hey everyone! I am a current sophomore at a non-Ivy target B-school in the Midwest (think Michigan, IU, ND etc) and am curious about how my GPA will affect my recruiting in the Fall. I currently have a 3.47 GPA but will have a 3.5+ and am majoring in Finance. I have recently become interested...

+2Eastdil Secured sale


Anyone have any insight on what is happening with WF's sale of Eastdil? How will the sale change the firm? Eastdil seems to be attracting some new talent at the upper level.

+2Which Was Better: SOTU or Super Bowl?

Of the two recent events, which one was more entertaining to watch, and why? Personally, I would take The State of The Union because nobody took their shirt off at the halftime show.