Wall Street Oasis logo


  • Recent
    • All Recent Content
    • Top WSO Bloggers
    • WSO Chat Room
    • Hot Topics - Week
    • Hot Topics - Month
    • Hot Topics - Year
    • Hot Topics - All Time
    • Top Comments - All Time
  • FAQs
    • Best Interviews
    • Common Questions
    • Industry Specific
    • WSO 101
    • Education
    • Recruiting
    • Life in Finance
    • WSO Company Database
    • WSO Finance Dictionary
  • Forums
    • Post Forum Topic
    • Best Interviews
    • Best Comments
    • WSO Chat Room
    • Job Search Advice
    • Investment Banking
    • Private Equity
    • Venture Capital
    • Trading
    • Consulting
    • Hedge Funds
    • Corporate Finance
    • Real Estate Finance
    • Equity Research
    • Asset Management
    • WSO Success Stories
    • Other Careers
    • Business School
    • Resume Forum
    • Wall St. Fashion
    • New User Intros
    • Monkey Around
    • WSO Products
    • Site Suggestions
  • Groups
    • Browse Groups
    • Create Group
    • My Groups
    • Non Target Networking
    • Energy Trading
    • State your salary
    • Read the Footnotes
    • Proprietary Traders
    • WSO Investment Forum
    • CFA
    • The Restructuring Group
    • Economics
    • RE Finance/Investments
  • About
    • About WSO
    • Press
    • Contact Us
    • RSS Sitemap
    • Advertise on WSO
    • WSO Discounts
    • WSO Store
  • Login
  • Sign Up!
  • Hot Topics
  • My Profile
  • Company Research
  • Modeling
  • Resume Review
  • Events
  • Interview Guides
  • Job Board
  • Intern Positions

6 Free Financial Modeling Lessons...and More.

Enter your e-mail below to get our new Free Modeling Tutorials ($200+ Value).

Wall Street Oasis » Blogs » Edmundo Braverman's blog
< previous | next >

Four Loko Is the Devil
 

  • 1
  • 2
  • next ›
  • last »
Edmundo Braverman's picture
Edmundo Braverman
      ST
 
 
(Human, 14,705
 
Points)
 on 10/26/10 at 5:45am
four-loko-puke.jpg

I'm looking to hear from the college monkeys today, and any Streeters that fall into the "bro" category who might have an opinion on the matter. For the past few weeks I've been hearing about Four Loko and all the ways it's hastening the decline of Western Civilization, and I need to know if this stuff is legit. The latest news is that it is being blamed in the alcohol poisoning of several CWU students earlier this month, prompting the Washington state Attorney General to call for a statewide ban on Four Loko (and others like it, to be fair).

Dubbed "Blackout in a Can" and "Liquid Cocaine", it has taken college campuses by storm since its 2009 introduction, and a few schools have already banned the heady brew. A potent mix of alcohol and caffeine, Four Loko drinkers are clocking BAC's up to .40 in hospital emergency rooms nationwide. A Facebook Fan Page has sprung up with lurid tales of Four Loko debauchery, the Yale Daily News has a hilarious piece on it, and Four Loko chug videos are all over YouTube.

One fan of the beverage, who requested anonymity because he's afraid of Goldman, said of the Watermelon variety: "it smells like a jolly rancher, tastes like a butthole."

Indeed, many of those who have tasted the beverage describe it similarly. It's like some sort of rotten fruit mixed with battery acid, though some flavors taste better than others, according to Alison Greenberg.

"The cranberry lemonade tastes the least like a bodily function," she went on to say, adding that watermelon flavor is "deceivingly awful."

The appeal must not, then, be the taste.

Another fan, who also requested anonymity because she’s afraid of Goldman, said the beverage grants a different sort of drunk than drinking three light beers or taking three one-ounce shots of hard liquor.

“You get way drunker... an ‘I dont remember what the fuck happened kind of drunk,’” she said.

So is this stuff for real? It's approaching the level of bona fide cultural phenomenon, and all this bad press has to be fantastic for sales. How many of these have you put down at one time? Any good "stabbed my roommate in the neck and then blacked out" stories? In my younger and less prudent days, my crew and I would have probably referred to this stuff as "LPR". Anyone have anything to report on that front?

Is it just another fad, or does it really signal the End Times? Banning it seems kinda ridiculous to me, but what do you guys think? How badass would it be to order a Four Loko during happy hour with an MD?

And why isn't it available in France, dammit?!?!

  • four
  • energy drinks
  • loko
  • medicine
  • the devil
  • devils
  • colleges
  • alcoholic beverage
  • bad
  • blamed
  • college party
  • Alcohol
    • Credits
  •  
  •  

Comments

Oreos's picture

This is relevant to my

Oreos
      ST
 
 
(Neanderthal, 2,563
 
Points)
 on 10/26/10 at 5:57am

This is relevant to my interests.

    • Credits
  • 0
  •  
16rl's picture

with all the crap the AFSSA

16rl
     
 
(Senior Orangutan, 428
 
Points)
 on 10/26/10 at 6:05am

with all the crap the AFSSA (french FDA) went on about red bull, i dont think you'll get to see that stuff in france ed ;)

    • Credits
  • 0
  •  
Oreos's picture

some quotes from another

Oreos
      ST
 
 
(Neanderthal, 2,563
 
Points)
 on 10/26/10 at 6:45am

some quotes from another forum;

"3 and a half cans. I didnt get out of bed the next day other than to puke"

"visited my old school a last weekend, some kid drank 3 of these and a few beers and had to get his stomach pumped, fun times. "

"first time I had one, i thought i had been given roofies"

"i had a theory about this stuff. a lot of guys get drunk and want to rape someone, but most of the time, if they're that drunk, they don't have the energy or dexterity to do so. fourloko takes care of that problem! who might benefit from such a horrible thing? it was the rape industry. four loko is manufactured by the rape industry."

    • Credits
  • 0
  •  
In reply to Oreos
Edmundo Braverman's picture

Oreos wrote: who might

Edmundo Braverman
      ST
 
 
(Human, 14,705
 
Points)
 on 10/26/10 at 6:52am
Oreos:

who might benefit from such a horrible thing? it was the rape industry. four loko is manufactured by the rape industry."

LMAO.

I hate the rape industry. Those fuckers are worse than Big Tobacco.

    • Credits
  • 0
  •  
LIBOR's picture

Four Loko is the devil. 'Nuff

LIBOR
      EN
 
(Neanderthal, 2,156
 
Points)
 on 10/26/10 at 7:34am

Four Loko is the devil. 'Nuff said.

looking for that pick-me-up to power through an all-nighter?

    • Credits
  • 0
  •  
Upload Avatar

My experiences with Four

eyelikecheese (not verified)
     
 
(Chimp, 0
 
Points)
 on 10/26/10 at 8:08am

My experiences with Four Loco:

We made an innovation during my junior year of college. It's called the beer mate

http://www.google.com/products/catalog?client=safa...

I'm sure some of you may have heard/seen this on your campus. It works like a syringe, pushing the beer down your throat so far that you don't even know you just chugged a can of beer in 2 seconds. Revolutionized the process!

We'll, it was our bright idea to use Four Loko's instead of beer one night. Worked like a miracle, couldn't taste it, and it only took about 4 seconds to finish it off.

Worst mistake of my life...I ended up face down with no pants on in the back alley of a shopping center, my fried wound up in jail for breaking into someone's house thinking it was his, and we didn't find the other one for 2 days..were calling the cops/his parents/ friends, we thought he was kidnapped..

All in all...a wonderful experience that I will never do again

  • 0
  •  
Logger54's picture

I've had the original Four,

Logger54
      CF
 
(Senior Monkey, 88
 
Points)
 on 10/26/10 at 8:08am

I've had the original Four, which apparently is the weaker version, but it's basically red bull and alcohol in a can. The main ingredients are caffeine, taurine, guarana, and alcohol. I didn't crush a bunch of Fours, but several of those could really ruin your night if poorly timed.

Some additional research has yielded that there is Four MaXed in the Neitherlands, that might be the closest you get Ed.

    • Credits
  • 0
  •  
rooster's picture

I do not drink this sugary

rooster
      AM
 
(Orangutan, 340
 
Points)
 on 10/26/10 at 8:12am

I do not drink this sugary bullshit. My friends do, however, and this drank will get you fucked out of your mind, especially if you don't binge regularly. More importantly, and the reason for my post, is the hangover that you will have from this shit. Don't say I didn't warn you.

One wretched morning, while waiting outside our house's ONLY bathroom to take my beer shit, I listened through the paper-thin bathroom door as my roommate helicopter-ed around our bathroom, covering everything but the inside of the toilet with diarrhea and vomit, which were actually indistinguishable from each other. This was after 3 four loko the night before. The worst part was that after he showered, cleaned the bathroom, and showered again, he said that he would rather go through all of that again than experience the throbbing pain in his stomach

I don't fuck with it.

-----------------------------------------------------------------------------------------
I tend to think of myself as a one-man wolfpack
Buyside strongside

    • Credits
  • 0
  •  
Buster McGillicudy's picture

I feel obligated to try this

Buster McGillicudy
      IB
 
 
(Senior Baboon, 184
 
Points)
 on 10/26/10 at 8:45am

I feel obligated to try this stuff now...

Eddie you want to hop on a Leer and come rage in New Orleans at VoodooFest this Friday?

    • Credits
  • 0
  •  
Frieds's picture

I never heard about it until

Frieds
      AM
 
 
(Neanderthal, 2,547
 
Points)
 on 10/26/10 at 8:46am

I never heard about it until I found it being sold at the liquor store around the corner from my apartment. I knew it had to be bad, so I called a few friends of mine that are still in college (They were freshmen in my Fraternity when I was a Senior) to get the scoop and they all said it was a blackout drunk experience. I opted to not buy it when I saw that it was 12% ABV, 24oz and chock full of Red Bull/Monster/Amp. I could never drink Jaegerbombs (or anything else with Caffeine and Liquor except for Sambucca and Coffee because it actually is a very mild and subdued dessert pairing) because I don't like the alcohol/caffeine mix.

I did try this stuff though, the Lemonade flavor, and after a sip, I wanted to call it a night. I saw some college buddies a few weeks ago and they were all about Pregaming with this crap. So, he gives everyone a can and I ask him where's the beer/liquor and he goes this is better. I tell him I don't want to waste a can on something I won't like or be able to finish at 24oz deep. He agrees, remembering how much of an asshole I was when he couldn't finish a bottle of good beer in College and lets me have a sip of his. I could not stand it. It tasted like malt liquor mixed with horrific food additives and reeked of saccharin. I was thankful that he had some real beer and liquor because I could see how bad this shit could get and opted to drink his cache of Amstel instead. So, my friends are all about 2 cans deep and I can tell this is going to be bad, like real bad. So, I kinda suggest we leave, and they all are in agreement. We get to the first bar and they are already sloshed because of this stuff. I give the Irish goodbye and get the hell out of dodge before I can be considered to be part of this potential disasterpiece theater. I ended up leaving them to meet up with a few of my buddies and watch College Football to salvage the night. So I call one of the guys I was drinking with and he was complaining how he didn't remember how he got that drunk or the wicked hangover and I just laughed, told him to get back to sleep and call it a lost night.

When I related this story to my fraternity brother, he laughed and said that when the younger kids (the current generation of college freshmen and sophomores) drink, for them 2-3 of these things makes the entire night go round and told me about one of our younger brothers who, after a night of 3 4Lokos, beer and liquor ended up passed out in the bushes in front of a fraternity house 4 blocks away from ours since he decided he wanted to go to sleep right there instead of in his bed.

To echo Rooster's point, this is a wicked hangover. Sugar Content + Booze Content + Caffeine does not bode well. A High Sugar induced hangover is not something you want. I would rather take a Jack Daniels hangover than I would a hangover from this crap. Plus, a Sugar induced hangover produces some of the worst effects of a hangover ever. While I might be drinking something stronger with Jack Daniels, my body won't need to process the extra sugar found in 4Loko, making the hangover much more manageable. Factor in the fact that you are mixing a stimulant with a depressant and you will see bad results as well. This is just a recipe for disaster.

What bothers me most is that this is a 12% ABV drink in 24oz. Most other malt energy drinks are in the 7-9% range and are served in 16oz cans. So less volume and ABV, which is better than this. For any beer drinker, 12% beer is something that can knock you on your ass. IF anyone's ever had a few too many Blithering Idiots or Mad Elf, then you know what I mean. Disguise the taste, double the volume and and caffeine and you have something that will do more harm than good.

    • Credits
  • 0
  •  
Commodity Bull's picture

Its an intense and fun drink

Commodity Bull
      CO
 
(Baboon, 154
 
Points)
 on 10/26/10 at 8:50am

Its an intense and fun drink if your looking to blackout quickly.

http://www.youtube.com/watch?v=KVWWre8tn_U

    • Credits
  • 0
  •  
bulge4lyf's picture

A friend of mine had 1 can of

bulge4lyf
      IB
 
(Gorilla, 562
 
Points)
 on 10/26/10 at 8:52am

A friend of mine had 1 can of this shit on a friday night and didn't come out of his room until Monday. He proclaimed it needed to be banned.

I'm talking about liquid. Rich enough to have your own jet. Rich enough not to waste time. Fifty, a hundred million dollars, buddy. A player. Or nothing.

    • Credits
  • 0
  •  
craigmcdermott's picture

So clearly this is the wrong

craigmcdermott
      IB
 
 
(Senior Baboon, 228
 
Points)
 on 10/26/10 at 8:59am

So clearly this is the wrong forum to come to when it comes to drinking questions. Each can is around 5 beers worth of alcohol so the only people that are getting blackout are those that don't crush at least 15 drinks within a short period whenever they go out. Some of my fraternity brothers from school put down 3 of these and then go out. When we make RBV's we'll use roughly 3-4 shots worth of vodka and just top it off with Red Bull anyway so it's pretty comparable to this stuff. The problem with it is that people who don't have a tolerance will chug it in an attempt to blackout and, upon blacking out, go online and write about it.

    • Credits
  • 0
  •  
In The Flesh's picture

Caffiene + alcohol =

In The Flesh
      HF
 
 
(Neanderthal, 2,883
 
Points)
 on 10/26/10 at 9:00am

Caffiene + alcohol = destruction.

Head of Metal Website: www.headofmetal.com

https://twitter.com/headofmetal2012

    • Credits
  • 0
  •  
Commodity Bull's picture

You have to keep in mind they

Commodity Bull
      CO
 
(Baboon, 154
 
Points)
 on 10/26/10 at 9:02am

You have to keep in mind they have a great advertisements...

http://www.youtube.com/watch?v=2NGyITbBp_Y&feature...

    • Credits
  • 0
  •  
themaverick's picture

good if you need to get drunk

themaverick
     
 
(Baboon, 135
 
Points)
 on 10/26/10 at 9:02am
You must be signed in to read advice below.
Sign In with FacebookSign In with Google
Connecting helps us build a vibrant community. We'll never share your info without your permission.

Sign Up with email

"I can calculate the motion of heavenly bodies but not the madness of people"

    • Credits
  • 0
  •  
Midas Mulligan Magoo's picture

whatever happened to the good

Midas Mulligan Magoo
     
 
(Senior Neanderthal, 5,167
 
Points)
 on 10/26/10 at 9:03am

Where I unload on Twits and take verbal S***s

    • Credits
  • 0
  •  
New Yorker's picture

mcdermott are you on LNS?

New Yorker
     
 
(Gorilla, 704
 
Points)
 on 10/26/10 at 9:05am
    • Credits
  • 0
  •  
In reply to Commodity Bull
Prisoners_Dilemma's picture

Commodity Bull wrote: You

Prisoners_Dilemma
      O
 
(Monkey, 39
 
Points)
 on 10/26/10 at 9:10am
    • Credits
  • 0
  •  
In reply to craigmcdermott
Oreos's picture

craigmcdermott wrote: So

Oreos
      ST
 
 
(Neanderthal, 2,563
 
Points)
 on 10/26/10 at 9:34am
    • Credits
  • 0
  •  
jonnyseed's picture

How does this stuff compare

jonnyseed
      ER
 
(Senior Baboon, 234
 
Points)
 on 10/26/10 at 9:34am
    • Credits
  • 0
  •  
Upload Avatar

I used to drink Sparks and

vanillathunder12 (not verified)
     
 
(Chimp, 0
 
Points)
 on 10/26/10 at 10:14am
  • 0
  •  
jhoratio's picture

"Looking to black out" has

jhoratio
      IB
 
 
(Senior Gorilla, 857
 
Points)
 on 10/26/10 at 10:14am
    • Credits
  • 1
  •  
TNA's picture

Man, I am officially old. I

TNA
      O
 
 
(Human, 13,711
 
Points)
 on 10/26/10 at 10:16am

MSF Website
MACC Website
MSF Twitter

    • Credits
  • 0
  •  
Capo-Mackey's picture

The stuff is legit! I go to

Capo-Mackey
     
 
(Chimp, 4
 
Points)
 on 10/26/10 at 10:25am
    • Credits
  • 0
  •  
GoodBread's picture

This sounds awful. Dixie

GoodBread
      AM
 
 
(Neanderthal, 3,639
 
Points)
 on 10/26/10 at 10:42am

Financial Modeling Training
Guide to Finance Interviews

    • Credits
  • 0
  •  
repnation's picture

I'm loco for that

repnation
      IB
 
(Senior Monkey, 69
 
Points)
 on 10/26/10 at 10:43am
    • Credits
  • 0
  •  
techfit's picture

is anything like this avail.

techfit
      IB
 
(Monkey, 53
 
Points)
 on 10/26/10 at 10:45am

Veritas

    • Credits
  • 0
  •  
Heinz's picture

Personally, I'm a fan.

Heinz
      ST
 
(Senior Chimp, 17
 
Points)
 on 10/26/10 at 11:13am
    • Credits
  • 0
  •  
In reply to Edmundo Braverman
cphbravo96's picture

Edmundo Braverman

cphbravo96
      PE
 
 
(Senior Neanderthal, 5,047
 
Points)
 on 10/26/10 at 11:14am

"The trouble with our liberal friends is not that they're ignorant, it's just that they know so much that isn't so."
- Ronald Reagan

    • Credits
  • 0
  •  
Upload Avatar

I highly recommend doing a

WUnderful (not verified)
     
 
(Chimp, 0
 
Points)
 on 10/26/10 at 11:19am
  • 0
  •  
Kools's picture

shot glass = 1.5 oz four loko

Kools
      O
 
(Senior Baboon, 223
 
Points)
 on 10/26/10 at 11:23am
    • Credits
  • 0
  •  
clownfish's picture

I rather drink a gallon of

clownfish
      IB
 
(Monkey, 47
 
Points)
 on 10/26/10 at 11:42am
    • Credits
  • 0
  •  
jocksnjills's picture

Ooooo I can't wait till bars

jocksnjills
      IB
 
(Senior Baboon, 191
 
Points)
 on 10/26/10 at 12:13pm
    • Credits
  • 0
  •  
monekybear's picture

I go to school in NC and this

monekybear
     
 
(Chimp, 1
 
Points)
 on 10/26/10 at 12:14pm
    • Credits
  • 0
  •  
In reply to Buster McGillicudy
Edmundo Braverman's picture

Buster McGillicudy wrote: I

Edmundo Braverman
      ST
 
 
(Human, 14,705
 
Points)
 on 10/26/10 at 12:28pm

    • Credits
  • 0
  •  
In reply to monekybear
cphbravo96's picture

monekybear wrote: I go to

cphbravo96
      PE
 
 
(Senior Neanderthal, 5,047
 
Points)
 on 10/26/10 at 1:28pm

"The trouble with our liberal friends is not that they're ignorant, it's just that they know so much that isn't so."
- Ronald Reagan

    • Credits
  • 0
  •  
kelleykid's picture

my roomate drinks this shit

kelleykid
      CO
 
(Senior Orangutan, 392
 
Points)
 on 10/26/10 at 1:29pm
    • Credits
  • 0
  •  
mr1234's picture

Oh, for fuck's sake. Is it

mr1234
      O
 
(Senior Orangutan, 490
 
Points)
 on 10/26/10 at 1:31pm

---
man made the money, money never made the man

    • Credits
  • 0
  •  
TNA's picture

I completely agree with CPH

TNA
      O
 
 
(Human, 13,711
 
Points)
 on 10/26/10 at 2:00pm

MSF Website
MACC Website
MSF Twitter

    • Credits
  • 0
  •  
In reply to Anthony .
jonnyseed's picture

Anthony . wrote: I completely

jonnyseed
      ER
 
(Senior Baboon, 234
 
Points)
 on 10/26/10 at 2:11pm
    • Credits
  • 0
  •  
PTS's picture

People here in Ohio drink it

PTS
      IB
 
 
(Senior Orangutan, 489
 
Points)
 on 10/26/10 at 2:18pm
    • Credits
  • 0
  •  
In reply to New Yorker
craigmcdermott's picture

New Yorker wrote: mcdermott

craigmcdermott
      IB
 
 
(Senior Baboon, 228
 
Points)
 on 10/26/10 at 2:28pm
    • Credits
  • 0
  •  
NicholasVanOrton's picture

I'm telling you if these kids

NicholasVanOrton
      ST
 
(Senior Monkey, 94
 
Points)
 on 10/26/10 at 2:28pm
    • Credits
  • 0
  •  
michaelj901's picture

Four Lokos are legit. I have

michaelj901
     
 
(Orangutan, 291
 
Points)
 on 10/26/10 at 2:41pm
    • Credits
  • 0
  •  
MissingNo.'s picture

A 4loko is = 4 beers. These

MissingNo.
      CO
 
(Senior Baboon, 216
 
Points)
 on 10/26/10 at 4:08pm

Still not sure if I want to spend the next 30+ years grinding away in corporate finance and the WSO dream chase or look to have enough passive income to live simply and work minimally.

    • Credits
  • 0
  •  
happypantsmcgee's picture

I think the chick from the

happypantsmcgee
      O
 
 
(Almost Human, 9,627
 
Points)
 on 10/26/10 at 4:12pm

If I had asked people what they wanted, they would have said faster horses - Henry Ford

    • Credits
  • 0
  •  
kryptic's picture

This stuff is awesome. It's

kryptic
      IB
 
(Monkey, 38
 
Points)
 on 10/26/10 at 4:21pm
    • Credits
  • -1
  •  
LeveragedFiend's picture

pansies getting their stomach

LeveragedFiend
      IB
 
(Senior Orangutan, 480
 
Points)
 on 10/26/10 at 5:16pm

It’s no mystery that ass has always been tits’ greatest enemy... It’s almost like a Muslim-Jewish thing, but with tits and ass.

    • Credits
  • -1
  •  
LeveragedFiend's picture

a much better option is 5

LeveragedFiend
      IB
 
(Senior Orangutan, 480
 
Points)
 on 10/26/10 at 5:23pm

It’s no mystery that ass has always been tits’ greatest enemy... It’s almost like a Muslim-Jewish thing, but with tits and ass.

    • Credits
  • -1
  •  
  • 1
  • 2
  • next ›
  • last »

6 Free Financial Modeling Lessons...Straight to Your Inbox.

Confirm your name and e-mail below to get our best tips

Monkey Stats
Account information
We respect your Name and E-mail privacy. By joining you accept our terms of service.
Skip this step
Terms and Conditions of Use
These are the "Terms and Conditions" under which you may use WallStreetOasis.com. Please read this page carefully including the Privacy Policy below. If you do not accept the Terms and Conditions and Privacy Policy stated here, do not use this web site or any services offered by this web site. By using this web site, you are indicating your acceptance to be bound by the terms of these Terms and Conditions and Privacy Policy. IB Oasis Corp. (the "Company") may revise these Terms and Conditions and Privacy Policy at any time by updating this posting. You should visit this page periodically to review the Terms and Conditions and Privacy Policy, because they are binding on you. The terms "You" and "User" as used herein refer to all individuals and/or entities accessing this web site for any reason.

Neither WallStreetOasis.com, IB Oasis Corp. nor employees of IB Oasis Corp. are investment advisors. The purpose of this website is NOT to give any advice on your personal investment strategy. If you base your investment decisions on content of this website, you may lose part or all of your money.

You should not violate any other law or regulation, including, without limitation, the rules and regulations of the U.S. Securities and Exchange Commission and the national or other securities exchanges, especially including the rule against making false or misleading statements to manipulate the price of a security or the rule requiring you to disclose any compensation you may receive for describing a security.

You should not access WallStreetOasis.com by any means other than through the interfaces we provide for use in accessing our services or use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites, except those automated means that we have approved in advance and in writing.

The Company, in its sole discretion, reserves the right to remove any postings, or deny access by any individuals, for any reason or no reason.

If you see something that you feel is a violation of the these Terms and Conditions, please notify us by emailing wallstreetoasis at wallstreetoasis.com.

We reserve the right to change the Terms and Conditions at any time. Changes will be posted on the applicable web page.

Use of Material.

The Company authorizes you to view and download a single copy of the material on www.WallStreetOasis.com (the "Web Site") solely for your personal, noncommercial use. By using the Web Site you are giving the Company the sole right to use any and all content you generate or publish on the site for commercial, non-commercial or promotional purposes. This includes any and all forum posts, comments, blog posts or any other material you generate on the Web Site.

The contents of this Web Site, such as text, graphics, images, logos, button icons, software and other items (collectively, "Material"), are protected under both United States and foreign copyright, trademark and other laws. All Material is the property of the Company or its content suppliers or clients. The compilation (meaning the collection, arrangement and assembly) of all content on this Web Site is the exclusive property of the Company and protected by U.S. and international copyright laws. Unauthorized use of the Material may violate copyright, trademark, and other laws. You must retain all copyright, trademark, service-mark and other proprietary notices contained in the original Material on any copy you make of the Material. You may not sell or modify the Material or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any public or commercial purpose. The use of the Material on any other web site or in a networked computer environment for any purpose is prohibited.

You shall not copy or adapt the HTML code that the Company creates to generate its pages. It is also protected by the Company?s copyright.

Acceptable Site Use.

General Rules: Users may not use the Web Site in order to transmit, distribute, store or destroy material (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy, publicity or other personal rights of others, or (c) that is defamatory, obscene, threatening, abusive or hateful.

Web Site Security Rules. Users are prohibited from violating or attempting to violate the security of the Web Site, including, without limitation, (a) accessing data not intended for such user or logging into a server or account which the user is not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Web Site, overloading, "flooding", "spamming", "mailbombing" or "crashing", (d) sending unsolicited e-mail, including promotions and/or advertising of products or services, or (e) forging any TCP/IP packet header or any part of the header information in any e-mail. Violations of system or network security may result in civil or criminal liability. The Company will investigate occurrences which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Specific Prohibited Uses.

The Company specifically prohibits any use of the Web Site, and all users agree not to use the Web Site, for any of the following:

  • Posting any incomplete, false or inaccurate biographical information or information which is not your own accurate resume
  • Using any device, software or routine to interfere or attempt to interfere with the proper working of this Web Site or any activity being conducted on this site.
  • Taking any action which imposes an unreasonable or disproportionately large load on this Web Site?s infrastructure.
  • If you have a password allowing access to a non-public area of this Web Site, disclosing to or sharing your password with any third parties or using your password for any unauthorized purpose.
  • Notwithstanding anything to the contrary contained herein, using or attempting to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search this Web Site other than the search engine and search agents available from the Company on this Web Site and other than generally available third party web browsers (e.g., Netscape Navigator, Microsoft Explorer).
  • Attempting to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Web Site.
  • Aggregating, copying or duplicating in any manner any of the materials or information available from the Web Site.
  • Framing of or linking to any of the materials or information available from the Web Site.

User Information.

When you register for the Web Site, you will be asked to provide the Company with certain information including, without limitation, a valid email address (your "Information"). In addition to the terms and conditions that may be set forth in any privacy policy on this Web Site, you understand and agree that the Company may disclose to third parties, on an anonymous basis, certain aggregate information contained in your registration application. The Company reserves the right to offer third party services and products to you based on the preferences that you identify in your registration and at any time thereafter; such offers may be made by the Company or by third parties. Please see the Company's Privacy Policy below for further details regarding your Information.

Registration and Password.

You are responsible for maintaining the confidentiality of your information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify the Company of any unauthorized use of your registration or password.

The Company's Liability.

As a condition to your use of this site, you release the Company (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code d1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."

We are under no legal obligation to, and generally do not, control the information provided by other users which is made available through the Web Site. By its very nature, other people?s information may be offensive, harmful or inaccurate, and in some cases will be mislabeled or deceptively labeled. We expect that you will use caution and common sense when using this Web Site.

The Material may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, completeness, or timeliness of the Web Site or the Material. The use of the Web Site and the Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time.

You acknowledge and agree that you are solely responsible for the content and accuracy of any resume or material contained therein placed by you on the Web Site and you agree to let any users that are identified as recruiters (designated in the sole discretion of the Company) to have access to your resume.

The Company is not to be considered to be an employer with respect to your use of the Web Site and the Company shall not be responsible for any employment decisions, for whatever reason made, made by any entity posting jobs on the Web Site.

THE COMPANY DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages.

IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Other Sites.

The Web Site may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by the Company of the contents on such third-party Web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

No Resale or Unauthorized Commercial Use.

You agree not to resell or assign your rights or obligations under these Term of Use. You also agree not to make any unauthorized commercial use of the Web Site.

Limitation of Liability.

The aggregate liability for the Company to you for all claims arising from the use of the Materials is limited to $1.

Termination.

The Company reserves the right, at its sole discretion, to pursue all of its legal remedies, including but not limited to immediate termination of your registration with or ability to access the Web Site and/or any other service provided to you by the Company, upon any breach by you of these Terms and Conditions or if the Company is unable to verify or authenticate any information you submit to the Web Site registration with or ability to access the Web Site.

Indemnity.

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of these Terms and Conditions. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

General.

The Company makes no claims that the Materials may be lawfully viewed or downloaded outside of the United States. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and conditions are governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or federal courts within New York, New York. If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in additional terms of use for areas of the Web Site a particular "Legal Notice," or Software License or Material on particular Web pages, these Terms and Conditions constitute the entire agreement between you and the Company with respect to the use of Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.

PRIVACY POLICY

The Company recognizes that you are concerned about privacy. We are committed to preserving your privacy and safeguarding your sensitive information. The following statement describes the general information-gathering and usage practices of our sites.

Our staff, contractors, Internet service providers and others involved in this site follow this policy or similarly strict policies regarding your Information.

Disclosure

The Company is committed to fully disclosing our policies regarding the collection, use, maintenance, disclosure and security of personal information obtained from users of our site. The term "personal information" includes a name, address, email address, or any other information which could be used to contact you directly or to identify you personally.

Use and Disclosure Limitations

The Company only uses personal information about its Web site users for specific purposes. We do not share user information with third parties except when we have told users about the disclosures, when we have prior consent, or when required by law.

Use Policy: When the Company gathers personal information from users, we ask for permission first. We also disclose, at the time of collection, how the information will be used by us. Personal information is used for activities such as auto-completion of commonly-used forms and helping us contact you when you solicit information from us.

Disclosure Policy: We do not normally disclose personal information to anyone outside of the Company unless we have previously informed users about the disclosures. However, some data may be used from time to time by outside contractors, including auditors or consultants, to assist us in carrying out necessary financial or operational activities. These uses will be consistent with this privacy policy and all contractors using this potential personal information must agree to safeguard it, to use it only for the authorized purpose, and to return it or destroy it upon completion of the activity.

The Company might be required to disclose personal information in response to a valid legal process such as a subpoena, search warrant or court order.

Although unlikely, it is possible that we may have to make certain disclosures to ensure the security of our Web site, to protect its integrity, or to take precautions against potential liability. In any of these situations, we will take any reasonable steps to limit the scope of the data disclosed.

Web Logs: The Company maintains standard Web logs that record basic information about visitors to our Web site. These logs contain: * The Internet domain from which you came to our Web site. * Your IP address. An IP address is a series of numbers which uniquely identifies your connection to the Internet. Although it is possible in some instances, certain types of IP addresses may be used by interested persons to identify users but we do not attempt to identify users in this way. * The type of browser (e.g., Internet Explorer or Netscape) and operating system (e.g., Windows 98) you use. * The date and time you visited the site, and the pages you saw.

We use Web log information to design our Web site, identify popular features, and in similar ways. We do not try to identify individuals from Web logs or to link Web logs to other user information. However, if someone tries to damage our Web site or use it in an unauthorized or illegal way, we may share Web log information with law enforcement agencies. The Company may provide aggregate information such as the number of users who visit particular pages of the site, or the number of people who link to certain external sites from our site, to other parties.

Changes to Privacy Policy

The Company's features and services will change over time and our information-gathering practices and policies may also change.

While our philosophy of protecting user information from inappropriate uses and disclosures will not change, this policy will be updated occasionally to include any change that materially affects the collection, maintenance, use, or disclosure of personal information.

Forum Topics

  • New
  • Active
  • Rank
  • Comments
  • I just accepted an offer with Deutsche Bank in New York and needed to get a couple new suits before I begin my training. I would wait until I go to NY to purchase them, but training is in London and I won't have time once I get to NY before I begin. Does anyone know where I can purchase a...
    Tailor in South Florida
  • Hello, I'm heading into an interview tomorrow afternoon for a financial analyst job with Hunt Companies. Specifically in their LIHTC division (affordable housing). I will be presented with some sort exam and/or case study to analyze during the interview. Any thoughts on how I can prepare...
    Hunt Companies Real Estate Analyst Interview
  • Hi all. Anyone have any thoughts on how to go about pitching an investment during a final-round interview with an early-stage VC? It'd be a huge help for me to hear your thoughts. Thanks guys - really appreciate...
    Pitching an investment during interviews
  • I'm currently watching the required videos for the Bloomberg BESS Certification exam, but was wondering if anyone knows of any good websites with test prep/practice questions? I've heard there are a few, but can't seem to find them. Also, has anyone taken the exams before that can...
    Bloomberg BESS Exam
  • When it comes to the large hedge funds (SAC, DE Shaw - - with some dedicated HR staff) could folks post how long it took after final rounds/case study to hear about offers? Did HR contact you or was it a member of the team you interviewed with? Guessing it varies widely but thought I'd...
    Hedge Fund offer timeline
  • Article from business insider. It does a good job of listing the core arguments for why I and so many other CFA charter holders are opting for an MBA as well. Although I learned a decent amount studying for the exams, it simply does not substitute for the value of a top MBA, in terms of making...
    Why getting an MBA is better than a CFA
  • Hello everyone, I am a 2013 grad who is trying to learn more about the financial industry and how my skills may help me find a suitable niche. The reason I am so late to the game is that I initially had a different career path in mind throughout school and am looking to change direction. I am a...
    Looking to Break Into Finance (Economics/International Relations Major with Little Finance Experience)
  • Anyone have a list of the major/medium and small invetsment banks, hedge funds etc in Toronto?...
    List of Investment Banks in Toronto, Canada?
  • Am I the only one that is struggling to get by in SF? I'm sure you NY monkeys have it even worse. Granted, I work at a boutique consulting shop, so first year salary + bonus tops out at $65K, but I'm baffled at how difficult it is to save money living in a major metro. Rent [$1,400 -...
    Anyone Else Feel Broke?
  • Im currently six months in a division/sector fldp. A role has opened up within corporate for financial reporting (think quarterly 10-qs, annual 10-k construction). I want to end up in corp fp&a not necessarily division fp&a. Should I make the jump to corporate? Is this financial reporting...
    Division/sector fldp to corporate? Opinions?
  • <object type='application/x-shockwave-flash' data='http://www.reuters.com/resources_v2/flash/video_embed.swf?videoId=243437843&edition=BETAUS' id='rcomVideo_243437843' width='460' height='259'> <param name='movie'...
    Elon Musk tals about Tesla's Dealers Challenge
  • Hey Guys, I'm 26 and working as an analyst at a municipal consulting/financial advisory firm. I've been at this firm for a year and realized there is no upward mobility at this firm. The last analyst to leave this firm worked here for 5 years, made connections, went to B-School while...
    Request for Personal Opinion on B-School or CFA for Working Analyst
  • Well monkeys, it sure was fun not worrying about the CFA exam for a couple weeks. But, I'm sure that like me, you all got that special email last night telling everyone to restart their freak out until July 23rd. Thanks, CFA Institute, that's just what my summer needs. I remember...
    Important Information About Your CFA Exam Results - Calculating the MPS
  • I'm trying to get to understand a few industries outside of my own world, just for general knowledge. And I just learned that WSO used to have a huge bank of industry primers - but it was closed last year. Since I'm late to the game I guess I'll have to re-invent the wheel. Would...
    Primers anyone? Open to trade!
more

Upcoming Events

  • Financial & Valuation Modeling Boot Camp (Los Angeles)
    Jun 20 2013 - 7:00am - Jun 22 2013 - 4:00pm
  • London WSO Drinks
    Jun 20 2013 - 1:30pm - 3:30pm
  • Financial and Valuation Modeling Boot Camp (San Francisco)
    Jun 27 2013 - 8:00am - Jun 28 2013 - 4:30pm
  • Crowdfunding Conference, June 27, The Yale Club New York
    Jun 27 2013 - 10:30am - 6:30pm
  • NYC WSO Pre-Conference Happy Hour (Friday June 28th, 7PM)
    Jun 28 2013 - 6:00pm - 9:00pm
more

Highest Ranked Content

  • Week
  • Month
  • Year
  • All Time
  • Comments
<em>Mod note: make sure to see the great comment below by CompBanker</em> I come from a small town where nobody had ever heard of consulting or IB. I was fortunate enough to attend a top target college (a good Ivy) and land a gig in IB at a BB/EB. I'm starting full time this...
Finance Culture - Personalities
<strong>Background</strong> I randomly discovered WSO nearly seven years ago just weeks after I secured a FT MM IB position. The website was extremely nascent at the time with only a few thousand registered users. The majority of the users were college students with only a handful...
How WSO has enhanced my IB/PE career
<em>Mod note: <strong><a href="http://www.wallstreetoasis.com/faq/what-are-the-best-qa-threads-and-interviews-with-top-finance-professionals-on-wso ">Click here</a></strong> to see all of our q&a's and interviews</em><P> I figured I...
Open for Questions - Equities in Dallas
After over one year in the making, the <strong><a href="http://www.wallstreetoasis.com/2013-wso-compensation-report-full">2013 WSO Compensation Report</a></strong> is here! Access to the FULL 108 page 2013 WSO Compensation Report is <strong>100%...
2013 WSO Compensation Report has Arrived
Where do i even start..I learned so much from this forum. The brutally honest opinions, sincere willingness to help, the technical information and random tips on everything has been absolutely crucial for me landing this offer. Coming from a non-target I didnt get that 3rd year SA position at...
Thank you WSO! Got my FT Offer! ADVICE NEEDED
When I first started as a PE analyst, I constantly struggled with judging the amount of time I should spend on reviewing sourced deals. How much time is enough to really get a handle on the company’s revenue streams? How granular do I need my analysis to be on industry threats? With this...
Misguided Efforts: A Cautionary Tale
Fellow Primates, We are looking for 1-2 students on each campus to help WSO in its sales efforts to student clubs/career centers, and overall promotion at your school both online and on the ground. Below is a description of the position and benefits...thanks in advance for your help! <a...
WSO is Looking for Campus Reps For Summer/Fall 2013 (and beyond)
Many of the questions that have come in surround recruiting for front office Wall Street careers from a non-target so we’ll start with some ideas for recruiting, move on to interviewing, preparing for the job and finally long-term career management advice. Before we begin, it has been...
Stand Out as a Non-Target: Recruiting (Part 1 of 4)
Any Asset Management people here who could give me some insights on it, such as the nature of the work, the pay, the hours, the potential for career advancement, ect? I was looking into IB before but I've decided that I would rather pursue a career that's more intellectually...
Asset Management a better choice than Investment Banking?
<img src="//img.pandawhale.com/48721-Sexually-Oblivious-Female-Meme-Ze2w.png" alt="Sexually Oblivious Female Meme - Favorite Position? I would like to be a CEO.">
If you could be the richest person in the world with your dream job only as a public virgin forever would you do it?
more

Recent Jobs

  • Director - Credit, Commodity Finance
  • Real Estate Investment Banking Analyst
  • Funded Internet Startup Seeks Corporate Clients Managers
  • Financial Research Associate for Funded Growth-Stage Internet Startup
  • Business Development Associate
more



Sell Tickets Online through Eventbrite

Poll

Why would you NOT go to the 2013 WSO Conference? :
View the current poll results.

Silver Banana Rankings

  • Silver Banana Leaders
  • Soiled Monkeys
UserSilver Bananas
Edmundo Braverman1161
TNA1120
CompBanker938
happypantsmcgee744
IlliniProgrammer726
UFOinsider642
TheKing625
BlackHat595
rufiolove441
Nouveau Richie425
more

Top WSO Members

  • Total Bananas
  • Active Monkeys
UserBanana Points
Edmundo Braverman14705
TNA13711
WallStreetOasis.com12195
UFOinsider10467
happypantsmcgee9627
IlliniProgrammer9257
CompBanker8751
AndyLouis6122
Siberian Husky5865
monty095427
more

New Groups

  • Houston Targets
  • Belgium going Wall Street
  • Liberal Arts Colleges Graduates
  • McCombs Monkeys (University of Texas at Austin)
  • WSO Pittsburgh
  • Denver Professionals
  • Minneapolis Bankers
  • Non-Target Networking in NYC
  • Prep School Bankers
  • Commercial Real Estate
more

© 2006-2012 WallStreetOasis.com | All Rights ReservedAdvertise | About Us | Contact Us | FAQs | Site Map | Privacy Policy

As Seen In

Sister Site

Syndicate content