2026 Perks & Benefits Megathread (Dinner, Uber, Travel, Gym, etc.): Which Banks Actually Take Care of Their Juniors?
Creating this thread to be a centralized place for people to anonymously share and compare the actual perks / benefits at their bank as i think it is useful information for analysts, associates, candidates, and laterals who want to understand what life is actually like beyond headline comp.
There are always threads on comp, bonuses, exits, culture, hours, etc., but I feel like there is not one centralized place where people can see which banks actually take care of juniors on the day-to-day stuff. Things like dinner, Uber, weekend meals, travel, hotels, gym stipends, and other random quality-of-life benefits can make a real difference, especially when you are working banking hours.
Would be helpful if people could share their bank, level, and a quick summary of the policy. Something like:
Bank:
Dinner / meal policy: $ Amount, time threshold, weekday vs. weekend policy, etc.
- Example: $40 after 8pm on weekdays, $60 per day on weekends, Seamless only
Uber / car policy: Time threshold, weekday vs. weekend policy, UberX vs. Black, to / from office rules, etc.
- Example: UberX home after 9pm on weekdays, Uber Black allowed after midnight, weekend rides to and from the office allowed
Travel policy: Economy / Business Class rules, including cross-country, red-eyes, international flights, and any hour or dollar thresholds.
- Example: Analysts can fly Business Class if the flight is over 5 hours and travel is for a client meeting; otherwise domestic flights are Comfort+
Hotel policy: Nightly cap, city-specific flexibility, preferred hotel rules, etc.
- Example: $800 nightly cap, $1,000 nightly cap in NYC / Miami, luxury bookings allowed if within policy, Four Seasons preferred / allowed, etc.
WFH: Number of days in the office
- Example: Four days in the office (Monday-Thursday)
Other perks: Gym stipend, phone reimbursement, wellness, home office, commuting, corporate retreats, or anything else worth knowing.
- Example: $100 monthly gym stipend, phone/internet plan reimbursement, wellness stipend, annual corporate retreat in Cabo, etc.
Once there are enough responses I'll update this thread to compile everything gathered in the comments for a street-wide tier list of which banks are generous, normal, or cheap when it comes to treating their juniors with perks and benefits
would love to throw in WFH policy
OP Here, seems like I can't edit my original post anymore so adding the consolidated results into my previous comment here. Anything in brackets was sourced using artificial intelligence (Claude) to look through other threads and discussions over the years to fill in the info. Anything not in brackets was sourced through this thread.
Interns and First Years, please help out your fellow analysts / incoming analysts by reporting back what the actual policies are when you join, you'll often find the policies on the on-boarding guides when you join
Based on what we have so far, seems like banks that take care of their juniors the best from a perks and benefits perspective are: Centerview, Lazard, Qatalyst, TD Cowen, and Solomon Partners. The bank that take care of their juniors the worst from a perks and benefits perspective is Leerink Partners.
BBs / Large Banks
Goldman Sachs
JPM
Morgan Stanley
BofA
Citi
UBS
Wells Fargo
RBC
Jefferies
TD Cowen
Piper Sandler
Oppenheimer
Raymond James
Nomura
BMO
Boutiques
Centerview
Qatalyst
Lazard
Leerink Partners
Evercore
PWP
PJT
Moelis
Guggenheim
Houlihan Lokey
Solomon Partners
William Blair
FT Partners
Mega bump
Bump
Bump
bump
Bank: UBS
Dinner / meal policy: $30 after 7 pm weekdays, $20 on weekends once between 6 am and 4 pm, $30 pm on weekends for dinner after 7 pm
Uber / car policy: Uberx or basic Lyft after 9 pm on weekdays, uberx or basic Lyft to and from the office on weekends, no Uber Black
Travel policy: no idea but I’m sure they’re cheap
Hotel policy: no idea but I’m sure they’re cheap
WFH: 5 days in office
Other perks: feeling completely dead inside.
Also they’re so cheap they don’t even provide a work laptop and they got rid of free gym in the building so you have to pay a membership fee for it now. Also no free snacks everything is paid.
you can request a work laptop pretty easily but yes everything else is true
The Oakland A’s of finance
I’m confused. You have to buy your own laptop, no reimbursements? Then they set it up etc?
Wow.
Guggenheim?
Santander?
Congrats on UBS!
UBS is actually quite good on travel. They let you stay in really nice hotels and if the flight is over 5 hours long analysts can fly business class.
Bump
JPM
Meals: $35 on weekdays after 6/630pm if staying past office after 8pm with flexible options (DoorDash, UberEats) and can pick up also. Another midnight snack after 12am of $35. 2 meals on weekends.
Uber: Free uber home past 8pm. Black is allowed.
Other Perks: Nicest office on the Street, work with the best Lev Fin EDs, gym, wellness room
5 days a week in office with digital activity monitoring
How serious is the digital activity monitoring?
.
I start in June, how are the gyms? Are they typically packed?
pretty sure it’s $65 a month for the underlings
Forgot to mention the free fish head big canon motorboating
$1100 tech reimbursement per 5 years for 601s and below. Subject to future changes in RTO mandate
JPM lets analysts fly business class on international and cross country flights if the trip is related to a deal. However if an analyst is flying cross country for associate training, recruiting event, etc. than they can only fly economy
Do analysts still get a tech stipend or is that covid rumor?
Anyone know about HL or bofa?
HL NY
$40 dinner stipend after 6pm
$20 lunch stipend M, W, Th
Ubers after 9pm
Free gym in the building… it’s also a nice gym but does get crowded (also has golf & racing sims)
Monthly catered lunches
Snack game is pretty strong
WFH on Fridays
HL is Paradis
HL RX is $20 Lunch/$40 Dinner every day in office incl. weekends.
analyst on the racing simulator is crazy
how are perks at the other HL offices (LA or CHI)?
Sounds decent
Would “you guys have an in-office racing sim” be a good why HL for networking/interviews because holy moly
bump
Solomon Partners NY
Meals: $35 food stipend per day and $35 each for breakfast, lunch and dinner on weekends. ($105 per day on saturday and sunday) - all on seamless only
Uber: Past 8 PM on weekdays and anytime on weekends
Travel policy: economy plus standard and business for anything over 4 hours
Hotel policy: $500 per night
WFH: monday and friday
Other: $110 per month for gym and $50 a month for phone bill, plenty of snacks and drinks at office
holy shit solomon partners is paradise
Can someone confirm?
used to work there lol
Evercore?
TD NY
$35 on weekdays after 6pm (Uber Eats) with option to pick up
$25 lunch / $35 dinner weekends
Free Uber home past 8pm (black cars allowed)
Bagels on Thursday
Cold brew on tap / great snacks
WFH Monday & Friday
Phone / Internet plan reimbursement if work phone
Provide home office essentials if needed
Equinox All-Access Discount (~$40)
Other Perks: One of the nicest offices IMHO
Any idea what the travel policy is for analysts?
Don’t they have two offices? One Vandy and 22 Vandy. Which one are you referring to?
One Vandy. 22 Vandy is nice though too. - the bullpen setup has a more homey vibe to it
how do i access the equinox perk?
thgey also pay top of street comp. TD is paradise
can we get more color on Equinox, how does this work?
Anecdotal data point regarding travel but I was at a IPO org call in NYC alongside TD Cowen juniors based out of San Francisco and they said they flew in business class to the meeting.
Anyone know GS?
Bump
Lazard?
$35 after 6pm dinner uber after 9 anytime weekends $70 weekend food in office gym $700 health stipend pa business class flights if possible first class if not
$700 health stipend??? what do you even use that for? Massages and Sauna??
it used to be $40 dinner stipend, did it change?
bumping for Deutsche Bank NYC
I’m pretty sure someone said $25 stipend in another thread 🥀
talking about like wfh not just meal stipend
Anyone know BNPP NY?
I left in the past year so may have change but FT Partners SF:
$30 on weekdays after 9PM (Uber Eats) (WFH ordering allowed)
$10 lunch / $30 dinner weekends (bad)
Free Uber home past 9PM capped allowance at $18 or $45 if further from office (even worse)
Stocked fridges / good snacks
WFH 2 days a week
Other Perks: lol
What’s you leave to? I’m incoming SA there and I’m a bit concerned about ops
same!
Does FT Partners still have a $140k/$150k base for analysts 1 and 2? Have heard mixed things about if they still do or not. If not what rationale did FTP give if any for re-lowering the base back to street?
nah it's back to 110/125 I believe, forget the exact rationale they gave for lowering it but the whole reason they did it in the first place was that they had an incredible 2021 and were riding high and figured that things would forever keep going up and up, so they increased the base to an industry high to help with their horrific retention amongst analysts, but then 2022 was a horrific year and they even ended up cutting 30-50% of the analyst 1's by december, solely based on if you were staffed on a live deal or not.
anyone know piper sandler?
One of my favorite benefits I’ve used is wellhub (formerly gympass). It’s just really convenient having access to a bunch of gyms and wellness apps in one place I actually ended up using it way more than I expected.
Ironically, this is the cheapest benefit our company is offering haha
WF?
bump
Bump
Citi?
Bump
$35 for dinner on weekdays (after 7pm), 2 $35 meals on weekends (Seamless)
Uber (inc. Black) after 10pm weekdays
biggest perk is the 2 days WFH option—most teams are pretty calm about this. You also get free CitiBike rides.
They do, however, charge you a ludicrous mark-up on snacks in the pantry.
Do you know what WFH looks like?
10pm Uber is absurd
Will also throw in - access to Wellhub, 2 week A2A sabbatical, 2 weeks remote work in August and December (we'll see if this continues)
Centerview?
bump
Centerview analysts boutta tell us about their lobster-only dinners and private chef allowance on WFH days... not even mentioning the PJs for the annual retreat 😂
Qatalyst?
$40 Dinner. $75 on weekends. Can use DoorDash.
Analyst dinners on Fridays with high budget (think $100+ pp)
Ubers late night
Good offsites and snacks and top comp
Any insight one WFH? When do analysts get out of the office? Thanks for the help
Baird?
baird industrials: pizza party (one slice maximum), free pancreas failure
Baird?
Moelis?
BofA has good perks but you pay for it via your YE bonus amounting to the equivalent of a pack of gum
Congrats on pack of gum!
William Blair?
Jefferies?
Dinner / meal policy: $30 after 6 pm weekdays if you're going to stay past like 8 pm, can order $30 worth of stuff every 4 hours worked on weekends (you have to be in-person)
Uber / car policy: Uberx or basic Lyft back home after 9 pm / after 2 hours of work on weekends
Travel policy: pretty sure just economy
WFH: 5 days in office
fridays are wfh at jefferies in some verticals (like mine)
not at Jefferies, but was once in San Diego for a client meeting alongside Jefferies analysts based out of NYC and they flew business class from NYC to San Diego, so I’m assuming they allow business class for transcontinental flights.
Jefferies
Mizuho/Greenhill
Gugg
North America LP in Asia
Meals: HK$420 (US$50) on weekdays after 7pm (lol believe it was a fat finger). 2 meals on weekends.
Uber: Free uber home past 9pm
Travel: Business class, no 4 hour + / intercontinental flight requirement
Other Perk: HK$12K (US$1,500) p.a. gym stipend
As an LP are you really working long enough hours to use those perks? I'm also in an allocator seat and work 8-5pm. Business class must be nice for onsites and AGMs, though
That is insanely high... crazy benefits
Is this CPPIB or OTPP?
CACIB - NYC
Meals: $25 per day after ~8pm (or ~10+ hours in-office)
Ubers: Free after ~9pm (UberX)
WFH: 2 days a week (must be in office 2 Fridays and 2 Mondays per month)
EVR
Bump
bump
Pjt?
Honestly, the day-to-day perks matter way more than people admit when you’re working banking hours. Solid thread idea.
Left Oppenheimer in the past year.
Dinner / meal policy: $30 after 7 pm weekdays; $30 worth of stuff every 4 hours worked on weekends in office
Uber / car policy: Uberx or basic Lyft back home after 8 pm / 4 hours on weekend
Travel policy: pretty sure just economy for 5 hours or less
WFH: 3 days in office but I think some groups are different
all this and paying interns $20/hr
Know its the IB forum but anyone know the HF Grad Programme perks like C/M/B/P? Especially while going through academy/training period or if its pod by pod.
bump
Guggenheim?
Former Leerink here, and I’m sure I’ll get MS for this because people on WSO can be weirdly cultish about the firm, but I honestly do not care anymore.
Leerink is, by far, one of the most penny pinching banks on the Street when it comes to junior perks and day-to-day quality of life. What makes it more baffling is that the firm clearly makes multiple hundreds of millions of dollars, yet the benefits are run like they are mom and pop boutique pulling in $3mm annually.
Dinner policy is $30 after 8pm. You used to be able to expense dinner when working from home, but that got taken away a few years ago. Weekend meals also got worse. It used to be $40 on weekends, but was changed to $30 for dinner and $15 for lunch.
Uber policy is strictly limited to office-to-home after 9pm. Same basic policy applies on weekends, but Ubers to the office are not allowed. And if you need to go back home to Jersey after being in the office on a weekend, good luck, because they generally will not let you expense an Uber home until 9pm.
When it comes to flights, VPs and below must fly basic economy. Business is only for directors and above. For coast-to-coast flights, you can technically request Comfort+/plus economy, and business if it’s a red eye, but from what I have heard from colleagues, requests for Comfort+ or business get denied even for live deals. I also know people who had to fly to internationally to Europe in basic economy and show up looking dead the following morning. Luckily I was on a team that rarely traveled so I never experienced it but some teams do more than others and they hate it like the plague. At almost any other serious bank, let alone any other business, that would be absurd as standard on street is business class for coast-to-coast and international, and if it’s some regional boutique they’d maybe let you go Comfort+.
Hotel policy is only a few hundred dollars a night. Other perks are basically nonexistent. No gym stipend, around $30 a month for phone, nothing for home office, commuting, wellness, etc.
WFH is officially three days in office, but in practice it is more like four days in office depending on your team and senior people. Depending on the office, culture is also very toxic and political with a lot of back stabbing, which is especially present in Boston.
Overall, Leerink works its juniors extremely hard while giving them some of the worst perks and benefits on the Street. They pay their juniors well and the franchise is strong in certain areas, and horrible in others like services, but from a junior treatment / quality-of-life perspective, it is genuinely a joke compared to every other bank.
Post is accurate but worth some context.
Leerink is one of the highest paying banks on the Street. Analysts largely do not get bucketed and still pull what top bucket would be at most other EBs ($80k for AN1, $100k for AN2). Per the latest comp threads, Leerink associates outearned Lazard, Evercore, PJT, Moelis, and PWP. Only Centerview and Qatalyst paid their analysts and associates more.
The model is pay over perks. Bump the stipends and let people fly business and they probably have to cut comp a bit. The counter argument that management would likely say is that the extra cash gives you agency. Want the $35 dinner, throw in $5. Want business or premium economy on a redeye, pay for the upgrade yourself.
That said, it is still frustrating, especially for analysts. Bonuses pay once a year but you live with the “penny pinching” (as you put it) every day. When you are being worked to the bone and watching friends at other banks get more generous perks and benefits, it starts to feel like your firm does not have your back. Bumping the perks/benefits budget by even one penny for every dollar of revenue would go a long way for retention and culture.
One pushback on Boston. Culture used to be rougher but it has gotten a lot better from what I hear, and from an experience perspective most of the important deals run out of that office, including big M&A transactions like Tourmaline/Novartis, SCPharma/MannKind, and XOMA/Ligand. Honestly if I had the choice between working in New York and Boston, I’d choose Boston.
A former colleague of mine told me about this post and I totally agree, while the lack of perks and poor junior treatment were not the main reason that had me deciding to leave Leerink, it definitely reinforced the feeling that this was not a place to stay long term. Leerink works juniors hard, the teams are lean, the hours are heinous, and even analysts are expected take on responsibilities that would typically fall to associates at the leanest of boutiques. Then, every week, you are reminded how cheap the firm is outside of year end comp. I do not think seniors realize how far even a small investment in junior perks would go for morale and retention.
Honestly, the person moderating this post should put Leerink as the worst bank on this list, not UBS as they at least have some decent policies. Leerink's dinner ($30), Ubers (no weekends), and general perks are all the weakest of any bank. The travel policy is especially ridiculous. Forcing juniors to fly coach from the East Coast to San Diego/Francisco or Europe for deal travel was genuinely bewildering. As this thread shows, at every other bank business class for long distance deal travel is standard. Only at Leerink can you be grinded on multiple live deals, forced to fly internationally in coach, be expected to work non stop throughout the whole flight, land looking like death, and still be expected to perform.
The annual outings also tell you a lot. The amount they spend on annual outings is closer to what most banks would put toward a random monthly happy hour. NYCs were somewhat decent because of our size, but Boston apparently does bowling, and San Francisco apparently does a walking tour around the city. Meanwhile, plenty of other banks do real annual offsites in places like Hawaii, Palm Springs, Martha’s Vineyard, Hamptons, etc. that show the juniors how much they're appreciated.
For a firm generating close to half a bili in revenue, allocating even a mil toward improving junior perks, benefits, and morale should not be a big lift. I get the argument of pay over perks that the commenter above mentions, but bringing day to day benefits closer to street standard seems like such a minor cost in the grand scheme of things.
Soc Gen?
Bump
Morgan Stanley or Nomura?
Morgan Stanley or Nomura?
RBC?
bump
Bump
Any insight on Centerview?
bump
Bank: Lazard
Dinner / meal policy: $40 after 6pm weekdays, $70 on weekends
Uber / car policy: Uber after 9pm
WFH: 3 days in office, 2 WFH
Other perks: Gorgeous views top of 30 Rock, sabbatical if A2A, ability to work from anywhere for 30 days in a year, $700 annual health stipend
Lazard is paradise
Meal stipend is 40
Bank: Raymond James
Dinner / meal policy: $30 after 6pm weekdays (corporate card), $18 for lunch on weekends too
Uber / car policy: Uber after 8pm
WFH: 3 days in office, 2 WFH
Other perks: Cell phone reimbursement ($45/mo for analysts, $50+/mo for associates), free snacks and drinks in office, gym in building (with a fee)
BofA?
Nomura WFH policy?
5 days a week in office
Do most bankers come in on Fridays or that's just on paper?
WF?
$30 for dinner if you stay past 8 (can order starting at 6:30). Free uber after 8 (after 7 if you don't order dinner)
In office Monday - Thursday, WFH Friday
Ducera?
BofA?
Morgan Stanley?
OP here, I’ll try to consolidate the info on the thread back into the main post as a firm-by-form compilation comparison sometime this week. Would be dope if we could get some more data points/responses. Most of the time this info is provided in the hand guide that you get upon joining or is sent every year in an email once the policies get updated. Share this with friends you know as well so that they can contribute to it. Will try to fill in the gaps with what AI is able to gather online, but obviously real sources are better than data points AI finds from a few years ago.
barclays?
bump
Stupid question, but can someone explain the difference between first/business class and premium economy/economy plus?
Not a stupid question. The naming is confusing because airline products have kind of shifted over time.
International first class is the insane top-tier product. Think private suite, huge bed, high-end food, very personalized service, crazy lounges, etc. Very rare and mostly on long-haul international wide-body planes.
Domestic business / international business class is usually the real premium cabin most people talk about. On international wide-body flights (twin aisle), this usually means lie-flat seats, direct aisle access, lounge access, better food, priority everything, etc. You can also see lie-flat business class domestically on premium transcon routes like NYC to LA / SF.
Domestic first class is usually not lie-flat. On most U.S. narrow-body planes (single aisle), it is basically the bigger recliner seats at the front of the plane. Wider seat, more legroom, better service, but not a bed.
Premium economy is a separate cabin between economy and business. Think American Premium Economy, United Premium Plus, or Delta Premium Select. It is usually more like a domestic first-class recliner: bigger seat, more recline, more legroom, but not lie-flat. Usually found on wide-body planes with lie flat business seats present.
Economy Plus (United) / Comfort+ (Delta) / Main Cabin Extra (American) is not premium economy, It is basically regular economy with extra legroom.
Basic economy is the cramped back-of-plane economy product, usually with the most restrictions and least flexibility.
So roughly:
International First > Domestic / International Business > Domestic First > Premium Economy > Economy Plus / Comfort+ / Main Cabin Extra > Basic Economy
To put that into practice for banking travel policies, it seems like the Street standard from this thread is that if you are flying long distances for work (e.x. Chicago to LA or LA to NYC), you usually get domestic business/domestic first, and if you are flying internationally (NYC to London), you usually get international business class. Some places are much cheaper though, for example Leerink Partners according to this thread seems to only allow juniors in basic economy in a lot of cases both transcon and internationally, not even Comfort+, let alone premium economy or business.
Bump - any other firms?
Can anyone comment on the 401k match or the health insurance coverage (i.e. is it free, or is there a company contribution per month for plans?)
Anyone have info on DB NY?
there's an existing thread on this post:
$35 dinner stipend after 7pm, wfh friday (group dependent), ubers after 9pm, paid snack bar (normal price)
Anyone know WF NY?
Piper Sandler?
Nothing says “we care about juniors” like a free Uber home after a 2am deck turn 😄 Still, these perks do make the grind more survivable.
Can new interns chime in?
OP Here, I've put together a consolidated table at the top of the thread. For some reason I couldn't edit my original post, so I edited my comment as the second comment in the thread. I will continue updating it as more info gets shared in this thread.
Bump
Bank: Nomura
Dinner / meal policy: $35 after 7pm weekdays (corporate card)
Uber / car policy: Uber after 9pm
WFH: 5 days in office
Other perks: $300 annual health stipend for gym / fitness, 6% 401k match, fully paid health premiums for HDHP with 50% of deductible funded in HSA, sushi bar in building
Bank: BMO
Dinner / meal policy: $35 after 6pm (must work until 8)
Uber / car policy: Uber after 8pm
WFH: 4 days in office
Other perks: 5% 401k match immediately (no need to wait until 12 months of working)
Piper is 4 days
PWP
$35 meals after 6pm , 3 meals a day on weekends
Free Uber after 8pm or any time on weekend
Business class flights
$500 hotel policy
Incredible Gym in office, cafe, amenities etc
M/F WFH hybrid policy
Occasional free lunch in office
Barclays?
Bump, what are the interns hearing?
Bump on interns
^bump on interns
Bump
Anything about Cantor Fitzgerald?
Anyone insights on how this looks for LionTree?
bump
Bump on interns
Bump
Interns can you please step up and help us incomings out plz by providing this info! TYSM!
^^
Any info on Tidal? Assuming that the perks are similar to CVP.
..
MOE here
WFH policy: group-dependent. My group is Friday WFH / people just WFH even on random weekdays, but other groups are at the office by 10AM Mon-Fri
Meal and uber: $35 after 6PM. Ubers after 9PM
weekend meals: have to work at office to be able to expense (ik that other firms like PJT and CVP allow meals at home to be expensed)
PTO: 15 days I believe.
GS?
+1
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Hic non harum est laborum. Soluta rerum facere modi et non perspiciatis voluptatem blanditiis. Omnis vero quia maxime qui voluptas vel. Quidem eum et ut eius eum iure. Sit temporibus occaecati earum vero et qui velit.
Minima in in sed odio rem voluptatibus saepe. Cupiditate assumenda molestiae fugit occaecati ipsum. Asperiores ad dignissimos odio accusamus laborum ea. Molestiae ipsa ut illum deserunt laudantium velit. Ea sed illum et voluptate soluta.
Cumque ipsa laudantium totam consequatur provident culpa amet. Doloremque in reprehenderit perferendis et aliquid aliquam labore. Sint non consequatur eius voluptatibus sequi neque.
Consequatur magni ducimus vero et fugit repellat nihil. Qui doloremque ut aliquam quia similique vel mollitia. Delectus tempora dolorum quo quod molestiae ut dolores. Officia nisi id nihil in ab voluptates. Labore fuga et aut est. In eos rerum assumenda natus recusandae. Voluptatem enim et qui vel maxime.
Autem nulla eaque provident ea nam enim. Sed non numquam inventore pariatur dolores.
Inventore molestias a repellat sunt aut dolores occaecati. Voluptatem quia nesciunt porro at. Doloribus sit voluptatem ut. Veniam magnam delectus deleniti sint aut.