Highest Ranked Comments In The Last Year

+2 FIRE is appealing in theory, but lean-FIRE feels like a gamble on life events and markets — $40k/year isn’t much room for curveballs or fun. Fat-FIRE is more realistic, but requires serious upfront sacrifice and planning. andrevc
+2 Curious too - some of the assets going at 10x today would easily have traded at 6-7x if acquired a couple years back. Analyst 1 in IB - Gen
+2 The thinkpad T line is the gold standard for business laptops.  The only thing else that matters is the screen size and ram. PEarbitrage
+2 Looks like somebody got their feelings hurt. Haha. Throwing a bunch of monkey sh*t around. U mad bro? john.immovable716
+2 I applied to JPM on the first day and immediately did the HV. No news since then TooBigToBail
+2 UK clubs underrepresented here - Oxford Alpha Fund is not the only good club in the UK. CapitOx, CAMSIF are also huge names, look at committee placements for proof of this anonymousmonkey101
+2 this is the only incorrect answer lol  Fast and Fiduciary
+2 This! I cannot stress how much of a reflection men are of their wives. My PM's wife is a gem & his kids are well raised. Investment Analyst in HF - EquityHedge
+2 In the US not UK so unsure to what degree this may help. BBG STRU Enjoyer
+2 Thank you so much for the thorough reply. That paints a promising future to get excited about! Associate 1 in PE - Other
+2 Congrats on Western Ivey! Analyst 1 in IB - Gen
+2 Not in banking but for my McKinsey interview they swapped to in-person this year, and I preferred it because I got to meet my interviewers and get a better sense of what working with them would be like. omsos20032
+2 Equity research Good balance of pay, time and longevity Earnout33
+2 Investment Directors at the Principal level typically 120-160k with 20% target bonus, Alts Research at Principal 100-150k with 20% target bonus. Works at Mercer
+2 She knew I was rich though. The after mentioned city is historical relevant yet currently irrelevant and basically just a big village. VP in IB - Cov
+2 Going to PJT/EVR/HL/LAZ RX. To me, RX is more interesting than most M&A groups and the analyst experience is top notch. Intern in IB - Restr
+2 what will his average comp be over 6 years? if it's $300k, then it's $150k after taxes, 401k, and insurance in NYC. he'll need about $100k to live on. so it's like $50k per year of savings or $300k over 6y. Kevin25
+2 I am curious why you think the girl is only dating you for the money. Substack_Guy
+2 cause a run-up in gold which they will then use to devalue their debt in terms of jarstar1
+2 Just joined the strategy, special projects & transformation team for the tech/data division of a large corporate. Our division does around $5bn in revenue and is by far the most M&A driven. [email protected]
+2 In that case, the return structure seems generally in the range of what I would expect. Multif@mily4Life
+2 Im going to PJT/EVR lmao. The focus on RX prestige is odd to me because each of the top shops will provide solid programs for analysts + be generally supportive of recruiting and exits. Intern in IB - Restr
+2 I had my 2nd round with them almost 2 weeks ago. Process seems to be extremely slow. desertrose
+2 IMO you can go out more aggressive. What are you proposing on cost overruns--pari passu 90/10 or something else? That is one of the most critical business terms on a development capital term sheet. westcoastq
+2 bopguyS&T 7am-5pm Yh I've thought about S&T, the trading side, seems interesting but need to do way more research RestIess
+2 TLDR: Most junior bankers are mildly narcissistic giga-autists Associate 2 in IB - Cov
+2 Welcome to mid-cap corp dev! That’s about what you’d expect. You’re going to be the background deal runner. EngagedbutLame
+2 Really strong FIG boutique in London. Have worked on some very large deals (e.g. the HL deal). Partners are well connected. Compete on some big mandates as well as a lot of umm work. jcash123
+2 Just reach out to your current school alumni - just say you were a transfer and looking to join the club next semester. Gotta use all resources at your disposal Analyst 3+ in IB - Cov
+2 i joined due to problems back home. lots of varied backgrounds in the legion (i could go on forever), but one of the best friends i made there had a phd in sociology from UChicago. Intern in HF - EquityHedge
+2 PE is where you go if you want to build negative rizz skills Director in CorpStrat
+2 If you speak Garmean and it's an exchange, pick WU. Essec is a top school but the campus is in Cergy (sh*thole). ManU is also a good uni but the city is average and the German students aren't welcoming. Incoming Analyst in IB-M&A
+2 Also in the Big Pharma space. I think the move to HC IB is feasible, but ideally after an MBA to land an MBA Associate role. Director in CorpStrat
+2 I’ve used Feasibility.pro on multiple projects, and it’s definitely more than just a convenience layer. AbdulShamim1
+2 I was not a great banking analyst (thought it was gay) and got all the looks at all the top PE firms. The trick is to lie when they ask you about how banking is going SOFRsoGood
+2 Providing for family and being in a position to help others.  Anonymous Monkey
+2 Need to ask yourself why they aren't responding? Associate 2 in PE - LBOs
+2 TB is going to rip cost out of dayforce at lightning speed (the same way they did with Jeppesen) in large part thanks to AI, not in spite of it. Associate 1 in PE - LBOs
+2 Now 18 months in the gig and i am feeling the exact same thing. My interactions with women, and frankly everybody else outside of finance, have only been going downhill since i started. Analyst 1 in IB - Cov
+2 TechBankingProspect in IB - Cov TechBanking
+2 Based on this thread, multiple people confirmed this is true. I double-checked the VC forum, and there’re also people there posting about the same thing. What makes you think this isn’t true? VP in PE - LBOs
+2 Some of the workload comments are false because I know some of the girls on that team and they always seem to be travelling / on vacation [email protected]
+2 spoke to some people there and they were actually pretty douchey. also sweatshop that doesn't pay enough for hours worked or time you will spend in atl traffic Associate 2 in PE - LBOs
+2 Yeah agree here. This lawsuit by her is more of a cash grab than bringing actual change. Everyone knows the culture won’t change. This is just the end of disability hires lol wendeezpeanuts
+2 I'm so glad to see that someone agrees with me on this. Moritz Mickelweiß
+2 The NOVA to UVA guaranteed transfer admission is great value, and you are absolutely right to pursue that path. The first step is undeniably making sure that you actually qualify for the transfer. Intern in IB-M&A
+2 no because its an industry with parabolic returns. Research Analyst in AM - Equities
+2 Yep, exactly, I think having some money lying around through saving ~1.5k-ish a month is much more needed than focusing on the 401k now because you never know what emergency might pop up. Analyst 2 in IB - Gen
+2 This is the way. FYI, most people my year (starting 2024) spent somewhere from 2300-3000 in rent, even with roommates. Would heavily prioritize being within 30 minutes of the office over saving a few hundred in rent. Analyst 2 in IB - Gen
+2 How are we still talking about him in 2025 Analyst 3+ in HF - Other
+2 Damn lol, that is amazing. If you don't mind me asking, how many months/years were you in the IB job before leaving and was it your first job out of school?  Analyst 3+ in IB-M&A
+2 Coming from an FLDP (promo)> Business Analyst at a well known financial services firm, typically those higher than average roles have a lot more give than traditional banking. Analyst 1 in CorpStrat
+2 Happy to help man.  Analyst 1 in IB - Cov
+2 $250k for a first year is very possible, though I would not say it's common. Based off of my own billing rate and the percentage I got of billable, I would not have had to work 60 hours a week to hit that figure in TC. Anonymous RX Associate
+2 Hmm RestIess
+2 Were you ever interested in the IB route or even S and T/ER? RestIess
+2 I’m a top bucket analyst currently at a BB in NYC with 2 YOE looking to go corporate. Have applied to 200+ places and gotten ~15 interviews but have not landed anything. Associate 1 in IB - Cov
+2 Quant in HF - OtherThis is sad.  miscer
+2 ICR will be calculated as the spread + min(strike strate, applicable base rate) so 4% base rate in this case bukos
+2 I met my partner in Colombia and have a good income in USD but I only took her out on basics first few dates (because I'm not spending a lot on someone I barely know), and we actually live in Colombia (I didn't take her ba Manager in CorpStrat
+2 Keep the money, that’s all that’s certain today.  KR8000
+2 Analyst 2 in IB - Cov Analyst 1 in IB - Cov
+2 UK unis are desperate for International students as they pay 3 to 4 times more than a national student... I am not a fan of these tactics... boib_1
+2 You have successfully taken your viewpoint on something and extrapolated it to multiple unrelated economic situations. Managing Director in IB - Cov
+2 Anonymous Monkey: elephantsfoot
+2 Just browsing Linkedin you can see that EVR exits every year to 2-3 MF and some UMM funds in the last 2 years. Imo it’s great exits for a class of ~30. Analyst 1 in IB-M&A
+2 It doesn’t seem to make much sense to me. You are earning good money, seem to be exposed to transactions, and you have a clear path to Head of M&A. Associate 3 in IB-M&A
+2 I went to a campus event for JP markets and they said ac’s out in mid-late October. Idk about bofa Intern in S&T - FI
+2 A lot of people will be cruel mean or try and destroy your dreams. Listen genuine care and feedback. The others are bitter angry or do not understand it is possible or the industry. Dabbadoo
+2 I appreciate the honesty. Band of Monkeys
+2 Depends on what your assumptions are. If you’re projecting constant margins and the co doesn’t operate in a capex heavy space, my intuition is that EBIT projections might just be fine. pants_pooper_67
+2 I’m at a “small shop” and I agree with CRE. Just follow up with your contact. Ihavenocluewhatimtalkingabout
+2 Project Finance and asset backed lending (commercial banking) have decent WLB and pay. Project Finance a bit more intense in periods, but you would still get 8 hours of sleep most nights if you prioritized that.  QuiltEmerson
+2 London same as NYC? Or do they get the Europoor discount 350k looks aligned to PE team numbers as well Associate 2 in PE - LBOs
+2 Thx for the input. Actuary seems like the definition of pigeonholing tbh RestIess
+2 Was top bucket first year at a mid-tier BB large group (BoFA/Citi), and my thoughts are as below: Analyst 2 in IB - Gen
+2 Quant in HF - OtherThis is sad.  thewageslave
+2 Tbh I think you're wrong. I think the democratisation of information and globalisation has opened up a path to low level riches for many young people without requiring them to be a celebrity. nutmegger189
+2 My take as well. Theres a reason Barclays didnt make him head of banking, and that his allies lost the political battles at Barclays. They arent good bankers. Analyst 1 in IB - Gen
+2 I genuinely don’t think it matters when taking the Associate to VP step, but we’re also the same age so throw in the obligatory bias and wishful thinking against age discrimination.  CRE
+2 Internet is always full of WW advocates. Ignore them and go to LSE. Thank me later. Gainone1572
+2 If anything, there aren’t enough analysts/associates relative to deal flow now. FIG juniors getting really squeezed.  Associate 1 in IB - Cov
+2 It’s already hard to fire analysts in most firms - or at least it’s very uncommon. Most just don’t get extended past their 2 year contracts. JetsTanksSubmarine
+2 To be fair, headcount is much lower since half the group left. Would say FIG has largely been right-sized with most of the non-productive/bad legacy CS people gone.  Analyst 1 in IB-M&A
+2 There's no reasonable way you are saying FIG is a strong group at UBS in the year 2025 surely right? Analyst 1 in IB - Gen
+2 I bootstrapped, scaled/sold some businesses in this size range and now run a few business upstream. I would NEVER do it again. I only did it because I had to lol. If I had a trad finance background I'd: m_1
+2 That seems... unlikely. PrivateTechquity 🚀🚀🚀
+2 My question from this whole fiasco, is how the hell is "anxiety" an actual diagnosis "requiring" 8 hours of sleep. Analyst 1 in IB-M&A
+2 This might be a real story but Jesus Christ you guys need to learn how to express yourself in long form without needing to run it through ChatGPT. It’s so glaringly obvious it’s distracting. Like you need AI to rant?? liquidiot
+2 Tbh this would probably work on me. If someone takes that much initiative that they reach out to me on IB, I would at least hear them out and give them some advice. KoolAidManOHHHHHYEAHHHH
+2 Have folks found it to generally be better on the buy side or is that equally as difficult to not lose yourself, maintain relationships etc Analyst 2 in IB - Gen
+2 Someone correct me if I'm wrong, but I believe the reason is bc they've got an uncapped modified OT structure, so something like if you bill 1800 hours a year at $425, as an analyst, with like $89k base, your bonus is 1800 Associate 1 in IB - Restr
+2 Except you can afford it, Scarsdale (median home price $1.5 Million). You don’t care about people who are really struggling, you’re just a racist little troll.  GordonGekko87
+2 Probably similar to buyout PE given they are purely focused on single assets on the GP-led team. Associate 3 in PE - LBOs
+2 Morale keeps getting worse and worse, which is incredible because it was already so low to begin with. Every quarter here gets more and more miserable. I hate it here so much.   Analyst 2 in IB - Gen
+2 GordonGekko87Maybe most young people are brain-dead morons high on TikTok propaganda  CRE
+2 I agree, waiting to expand my search was a mistake, but I just started expanding the search to Corp Dev roles about a month ago. Band of Monkeys
+2 Even actuary is the perfect job mentally stimulating without the long hours Earnout33
+2 Javice had said in an interview the key challenge of her startup was scaling and sustainable growth. FinnesseGod
+2 Principal in PE - Other miscer