+2 La Comédie humaine - BalzacA series of 90 short works in the same universe, you can pick and choose which works sound good to you and start off at any point. Analyst 1 in IB-M&A
+2 Have done both directions. You definitely can make the move but be prepared to start as a first year analyst. stephen4056
+2 Hey man, I’d say first of all definitely take the offer if thats the best one you have on the table as of now. Analyst0910
+2 Your post could have been written without the last sentence, and it would have been received a lot better. But then you wouldn't have felt like a badass. Miracle1111
+2 for anonymity will be vague. I’m in FICC, the main contributor to comp is having pnl attribution. I don’t think bank has been a relevant factor. I’d say this is on the higher end but isn’t “ crazy” Analyst 1 in S&T - FI
+2 attempting_doingmybestLol. Elitist enough for banking, would do that RestIess
+2 Son😭😭😭😭😭😭 Analyst 1 in IB-M&A
+2 The idea credit fundamentals take a back seat in RX situations is college slop and a reason why so many gung ho hedge funds keep getting blown up in distressed. Principal in HF - Event
+2 You definitely need to get the GPA up. A lot of banks won't even consider your application with a 3.5. anonymous_monkey67
+2 delete consumereverything7
+2 “Just do it” Hardo Intern
+2 I hear you — and you’re right, the analysis is intentionally oversimplistic by focusing on the peaks and how long it takes to catch back up. virginiagoffredi
+2 You obviously have no idea what you’re talking about. In the US, Northwestern and Cornell are peer schools, along with Dartmouth, Brown, Duke, etc. Associate 2 in PE - LBOs
+2 As someone who was in your shoes less than 4 years ago, a word of advice. Don't count on getting into either. Intern in ER
+2 key difference is that you have a ton of flags for CPI indexation and debt is usually sized based on DSCR. So learn how to: 1 - Size debt based on DSCR and get accustomed to DSCR, LLCR, LTV covenants Associate 1 in IB-M&A
+2 Nothing worse than having a Canadian accent. You should be fine.  Analyst 2 in IB-M&A
+2 I like how you roasted the OP and also Jefferies bankers at the same time 👌 Associate 3 in IB - Cov
+2 1,000% in-person. This is coming from a lateral who was working a full time job while recruiting. Lacost
+2 octog Works at The Family Office
+2 This isn’t just about a building renovation. angelds98t
+2 Pfft. Jefferies for sure bro. Below market comp with “hardo” hours and a fat ceo who posts instagram memes? Easy. Associate 1 in IB-M&A
+2 As Ass1 said, there aren't necessarily target schools, attributable to the fact that entry level roles are still a newer concept in the space. VP in Consulting
+2 Georgetown grad so take with grain of salt as the guy above, but I think Georgetown and Cornell recruits very similarly. Intern in IB - Restr
+2 let me guess. booth mba associate?  Intern in IB - Cov
+2 Bro Commercial banking is also deal making as well. You structure loans and cov structures. And the financing js primarily debt. Could also syndicate or negotiate new structures. fuku
+2 this is really sound advice for the general finance professional particularly on an anonymous forum  Associate 2 in PE - LBOs
+2 I really appreciate the long response because it made me reflect a lot about myself. I’ve always been a pretty awkward and clumsy guy, and a petty quiet guy as well. younggoodmanbrown
+2 “With AI continuing to grow in SF, I assume rent is going to go bonkers”Ah yes, infinite growth based on tech bro evangelism.  CRE
+2 You’re acting like you’ve never said a slur to your friends before lmao Intern in IB - DCM
+2 Hey man, reality is you're going to face difficult personalities and conflict all through your career. Learning to deal with these is part of your learning and journey.  Rabbit
+2 randommonkey222 James' Bond
+2 Haha, love the succinct logic! Sounds like you’ve got the classic “high savings, patient, and capital-efficient” setup. virginiagoffredi
+2 Landscaping in general is tough, there’s the good recurring revenue (mowing lawns, clean up leaves, HOA contracts or other commercial work) and then the project based work. guyfromct
+2 Slave-aaS 😂 ojapar20
+2 Dude. You're like 32 at the youngest. Why are you optimizing for optionality? Also, do you really want to be an ASO1 and be rocking until 3 AM every day again? Associate 1 in PE - Other
+2 They hire from Berkeley, so intel on them is pretty fresh through the uni channels.  Associate 3 in IB - Cov
+2 dont drop out, you are at best uni studying arguably one of the most highly regarded courses out there. your current part time opportunity only came about because you are at oxford and studying such a rigorous course. spiff
+2 Listening to the FT podcast on this, I take away a point one of the hosts made, when they said something to the effect of "This will permanently stain whoever comes after Powell, in the minds of other Fed members and the m usernameladiesman217
+2 Went to HYP and placed quite well, but have many peers at other schools that aren’t HYPSMW who placed well too. So long as your school is T15 or a top business school, you should have a good shot. burningboat
+2 where do you learn about all the specifics about what is important in industrial?  hard assets
+2 Sorry I missed this question. I ended up choosing the unicorn after they raised my offer by about 15k. However, the role ultimately didn’t work out (laid off). lunaeryn
+2 Harvard has 0 natties in this century. Checkmate target school frauds Prospect in IB-M&A
+2 I just mean taking a 5-year view, i.e. holding through a cycle or waiting until something is normalized. 5 years is an arbitrary number.  ProbablyEngAnyway
+2 Hi Buddy, aniketverma
+2 you need to think of the office relative to the competition. Swathmore is a pretty good school, but there are dozens of schools above it. Intern in Consulting
+2 Get familiar with terms in your sector and workstreams. You need to do a lot of context switching, tedious admin work etc. Analyst 1 in IB-M&A
+2 This is pure art. You just captured the exact mix of ego, irony, and tragedy that defines finance culture. It’s pretentious, hilarious, and somehow beautiful at the same time. elsizinie939
+2 Pulisic69 Associate 2 in ER
+2 Interesting to see how different shops handle this — the “rolling cost basis” approach mentioned above is pretty close to what I’ve seen in practice as well. harryjames
+2 I went thru a similar situation, and I think my thoughts could maybe benefit you: boin hkjik
+2  ACOF is 100% on their death bed. Complete turnover of their whole team over the past few years once it became clear they couldn’t raise fund 7 . VP in PE - LBOs
+2 agreed.  sick_willy
+2 The salmon, just like you, flop whichever way their MD tells them to lucien_de_montclair
+2 There's no single answer here because it depends entirely on the type of fund, their strategy, and the company itself. stockpitchlab
+2 Fortunately, I worked on the buy-side in distressed debt as a sophomore so I knew a bunch of the advisors and lawyers and banks across RX. Perpetually_Unlucky
+2 No x factor, largely fungible (ie it is just the people there). If you built a firm tomorrow and had Michael Grimes, Ken Moelis, Gordon Dyal, Steve Trauber, Paul Taubman, etc. there you’d see the same thing happen. Analyst 1 in IB - Cov
+2 JHU -> big fish in small pond which can be an advantage. school leans towards pre med so lack finance/ consulting resources and alumni to coffee chat compared to other schools. bot_banker
+2 Sure, just making sure you don't romanticize / suffer from grass is greener blindness, because your banking peers are also losing sleep coloring decks and doing some mindless updates. GS under Blankfein
+2 Why would you ever go to the others when you have offers from Bain, Advent or Charlesbank eatbanana1234
+2 Idk the size of the school. And level of alumni matters a lot. 22 at bcg sounds promising, but your networking will mostly be with just the entry-level people. Intern in Consulting
+2 Shops I would work for in Washington state are: Urban renaissance group Security propertyHolland partner group Lake union partners CREmk25
+2 What are some of these SM L/S names? Associate 1 in PE - LBOs
+2 not really shitting on them. pretty accurate from my experience. finance interest is extremely limited, and there's zero institutional support. 13LBAdkdsalkdfja
+2 Bad. Those 2020/2021 funds are all screwed, and even some of the 2022/2023 ones. Even then, the DPI numbers have been bad across the board. Associate 2 in PE - LBOs
+2 Just wanted to shoot the followup here:  Perpetually_Unlucky
+2 few, but at least you knew that the WASPs that were in the Government were fully aligned on American interests and those took priority  GS under Blankfein
+2 Do you have a single shred of evidence to support this assertion, or are you just talking out of your ass? Ozymandia
+2 Be the intern who removes work, not creates work. Show up early, write stuff down, send clean follow ups, ask questions once not five times. People remember reliable way more than “smart”. Hanlon
+2 Explains so much. I wouldn’t of joined UBS if I knew all this Analyst 1 in IB - Gen
+2 Ok so racism and sticking your head in the sand aside, there is one important point here that I surprisingly haven’t seen made yet. You could easily answer OP’s question by simply Chat GPTing H1-B Visa Purposes. Houseofmorgan2278
+2 RO is mandatory. I did around 10 1R interviews recruiting for FT, and in every single 1R interview, they asked me about my RO and they will judge you on it. Incoming Analyst in Private Credit
+2 Pay - base is street, bonus is slightly below golden handcuff
+2 Associate 1 in RE - CommThe stance of "AI is total bullshit" is really the most asinine take ever.  IsItREPE
+2 Except their peers are doing much better so you need to do a better job comparing on relative terms buddy. Associate 3 in PE - LBOs
+2 You don't Analyst 1 in PE - Other
+2 In AI right now - every single company in the world has budget to try out stuff. hnx
+2 Talking to yourself out loud, mirror practice, writing your key points and then practicing talking around them (i.e. Addinator
+2 Odd that they would say you were the most qualified and then not hire you. But also, when hiring college kids, it's unfortunately one of the only indicators we have about you. Associate 3 in PE - LBOs
+2 Anonymous Monkey: What abt her? Look at some of the biggest deals they’ve done and see if any correlation Analyst 1 in IB - Gen
+2 In summary, like the propaganda agent Xuequin Jiang rightly said: "whoever you're not allowed to question is who is ruling you". Period. Intern in IB-M&A
+2 I genuinely think they’re all great opportunities in their own way. rolo25
+2 I had a Beeville Instant Barista set up that had a bit in grinder along with a few auxillary tools (special tamper, bin for used grounds, etc.) FinnesseGod
+2 Aight bro we get it you are loved. Now stop flexing and making us jealous, and go put a ring on it...also I hope for your sake she isn't on WSO  moneymaker03
+2 Is this bizzaro world? Enjoying your youth means working 80+ hour weeks? Typically that means getting off work before 10pm and not working weekends so you can hang out with friends while you’re young. local_finance_bro
+2 Watch the Family Man Incoming Analyst in IB-M&A
+2 i can’t wait until you talk to a normal, non gold digging woman who is not from a big city and she hits you with the “why do you and your friends say the hours are so bad when the banks all close at 5?” When this happens, Analyst 1 in IB - Cov
+2 Since we already have a 9 year bump… I’ll answer my own question. Rich dudes spending 6 months out of the year in Puerto Rico has taken off. Especially post-Covid where WFH flexibility is an option at a lot of places. Pokemon Master
+2 where are yall getting these facts do yall even go to ross. bxpeguy
+2 If you/your parents give a damn (which, you probably do), Washington is financially the worst state to retire and die in. Look at the estate tax. Traderade
+2 re: placements and exits. Just pound for pound, OAF current committee has zero buyside placements, which is especially strange given they’re buyside only. Dreamflower56
+2 Fade both and go to UTDallas(MIT of the South) wuandale33
+2 let's cut the fluff. ur profile is solid, but your gmat is a liability.coming from a non-target, a 615 (especially with low quant) is an auto-reject at lbs or hec.​forget the cfa. tonythebrief
+2 Do it. I’m someone that always reccomends you do something that your passionate about. You’re young and take a shot and don’t look back. Associate 2 in IB - Cov
+2 It's a standard SWF style firm; great WLB relative to other PE, but harder to get promoted and a very different skill-set. Associate 1 in PE - LBOs
+2 not a place where people usually exit to PE from.  betachimp
+2 i chose cornell over stern and berkeley aodifaodfn
+2 Hey man -- I remember reading your post some years back on Growing Up Sucks and feeling the same way. Stuck. Not happy. Feeling pessimistic about the future relative to the college & childhood days. hedgehog9
+2 Congrats on UBS! Analyst 1 in IB - Gen
+2 They usually call them "leadership development" programs because you'll be moving around between corporate finance, tax, audit, etc.. It gives you a good career path to become a P&L leader, controller, etc. Manager in CorpStrat
+2 It will all come back around, because that behavior is hardwired into people, not the real estate industry.  Any field which has a boom experiences that sort of shit. Ozymandia