Highest Ranked Comments In The Last Year

+2 Is this offer higher or lower than your current pre tax income? Does your offer include a housing allowance, schooling etc? If no then it’s lower than what some of the main SWFs and PE shops in the region. A_Gigloo
+2 . SinsirseleyYours
+2 Depends on lifestyle too though. Say you’re making more money each year and, sure, have likely saved a good chunk of change, your lifestyle costs inevitably creep higher too. Enlightenment
+2 readthe10kCongrats on the move. Questions for you -  mw13
+2 Just do it. It's the only regret I have from college. Every time I'm abroad, I usually think "shit, man, I could have done this for an entire semester."  CRE
+2 That’s true for multiple groups - M&A, M&T, FIG are all not good  Analyst 2 in IB - Gen
+2 Look idk who hasnt told you. But you dont gotta ask youll join which ever one accepts. These clubs at columbia are very hard to get into. nachocheese
+2 So your bank is shutting down and you want them to not only give you a guaranteed year end bonus that you would not otherwise get, plus have them also match phantom deferred comp that you don’t have. Smoke Frog
+2 this is definitely helpful, thanks a lot. have a few follow ups if you dont mind. Analyst 1 in IB - Gen
+2 Lol [email protected]
+2 Rogo is exactly what I expect from the baking industry. Shitty and a few steps behind the best tech. Perfect for banking. Associate 1 in IB - Gen
+2 Finding people who share a hobby has helped me stay dedicated. Greenspan's Panties
+2 Agreed on distress is a tool not a strategy. Fundraising generally horrible among distressed funds - DK, Marathon, King Street, to name a few. ape1234
+2 Bro honestly same. Love them, but they could be so much better Analyst 1 in IB-M&A
+2 Longest post ever to say overpaying is bad ImagineSisyphusHappy
+2 NorthStarOneWere you raised wealthy and isolated from real world violence? CRE
+2 You do not want to work at either of these places KageSelly
+2 I asked this once. After my boss stopped laughing, he told me to turn his comments and come up with better jokes. Smoke Frog
+2 Misleading post. Their platform has no time tracker so it's pay per task, rather than pay per hour. Associate 1 in IB - Gen
+2 I agree with retail HC2
+2 I would recommend River North and Gold Coast/Old Town. Wrigleyville is also fun. West Loop is nice but unnecessarily expensive. Not a lot of "neighborhood spots" in West Loop which can make it harder to meet people. Outsiders
+2 tech group heavily depends on the vertical that youre in - 4 main verticals (payments & financial technology, enterprise software, vertical software, data & analytics, electronics & disruptive technologies / ha Analyst 1 in IB - Cov
+2 Not sure why there is a huge push for learning modeling when preparing for IB SA interviews. Analyst 1 in IB - Cov
+2 People will have their takes but PGIM acquisitions will give you more options. I think PGIM AM vs Eastdil is more equal in my mind but honestly PGIM still edges out a bit. Eastdil is in decline among brokerages imo. 8.43 13.5
+2 They aren’t empty, but no one regrets that they didn’t contribute more shareholder value on their deathbed.  IsItREPE
+2 You don't need to make decisions based on what computer you will use professionally in 4 years. Whatever you buy will be old and beat to shit by then. Make a decision based on the computer you need now.  CRE
+2 levfin, dcm, ecm all decent; levfins prolly the best experience out of the 3 but will say u wont get much left leads (although theyre trying to grow that in the US); culture is a bit strange but the closest exp u will get Analyst 1 in IB - Cov
+2 Personally I think retail is undervalued. The future will quickly transform these assets and I don’t believe they are priced accurately, especially malls and power centers. 8.43 13.5
+2 Yes. A month is a very short amount of time.  CRE
+2 Easy on the strays bud, ey Analyst 1 in IB-M&A
+2 Hire an unpaid intern from a top college/b-school use his access to LSEG for sellside as well as Bloomberg online. Not the ideal thing to do but a lot of small funds do this...  Prospect in HF - Other
+2 Listening to the FT podcast on this, I take away a point one of the hosts made, when they said something to the effect of "This will permanently stain whoever comes after Powell, in the minds of other Fed members and the m usernameladiesman217
+2 dont drop out, you are at best uni studying arguably one of the most highly regarded courses out there. your current part time opportunity only came about because you are at oxford and studying such a rigorous course. spiff
+2 They hire from Berkeley, so intel on them is pretty fresh through the uni channels.  Associate 3 in IB - Cov
+2 Dude. You're like 32 at the youngest. Why are you optimizing for optionality? Also, do you really want to be an ASO1 and be rocking until 3 AM every day again? Associate 1 in PE - Other
+2 Slave-aaS 😂 ojapar20
+2 Landscaping in general is tough, there’s the good recurring revenue (mowing lawns, clean up leaves, HOA contracts or other commercial work) and then the project based work. guyfromct
+2 Haha, love the succinct logic! Sounds like you’ve got the classic “high savings, patient, and capital-efficient” setup. virginiagoffredi
+2 randommonkey222 James' Bond
+2 Hey man, reality is you're going to face difficult personalities and conflict all through your career. Learning to deal with these is part of your learning and journey.  Rabbit
+2 You’re acting like you’ve never said a slur to your friends before lmao Intern in IB - DCM
+2 “With AI continuing to grow in SF, I assume rent is going to go bonkers”Ah yes, infinite growth based on tech bro evangelism.  CRE
+2 I really appreciate the long response because it made me reflect a lot about myself. I’ve always been a pretty awkward and clumsy guy, and a petty quiet guy as well. younggoodmanbrown
+2 this is really sound advice for the general finance professional particularly on an anonymous forum  Associate 2 in PE - LBOs
+2 Bro Commercial banking is also deal making as well. You structure loans and cov structures. And the financing js primarily debt. Could also syndicate or negotiate new structures. fuku
+2 let me guess. booth mba associate?  Intern in IB - Cov
+2 Georgetown grad so take with grain of salt as the guy above, but I think Georgetown and Cornell recruits very similarly. Intern in IB - Restr
+2 As Ass1 said, there aren't necessarily target schools, attributable to the fact that entry level roles are still a newer concept in the space. VP in Consulting
+2 Pfft. Jefferies for sure bro. Below market comp with “hardo” hours and a fat ceo who posts instagram memes? Easy. Associate 1 in IB-M&A
+2 This isn’t just about a building renovation. angelds98t
+2 octog Works at The Family Office
+2 1,000% in-person. This is coming from a lateral who was working a full time job while recruiting. Lacost
+2 I like how you roasted the OP and also Jefferies bankers at the same time 👌 Associate 3 in IB - Cov
+2 Nothing worse than having a Canadian accent. You should be fine.  Analyst 2 in IB-M&A
+2 key difference is that you have a ton of flags for CPI indexation and debt is usually sized based on DSCR. So learn how to: 1 - Size debt based on DSCR and get accustomed to DSCR, LLCR, LTV covenants Associate 1 in IB-M&A
+2 As someone who was in your shoes less than 4 years ago, a word of advice. Don't count on getting into either. Intern in ER
+2 You obviously have no idea what you’re talking about. In the US, Northwestern and Cornell are peer schools, along with Dartmouth, Brown, Duke, etc. Associate 2 in PE - LBOs
+2 I hear you — and you’re right, the analysis is intentionally oversimplistic by focusing on the peaks and how long it takes to catch back up. virginiagoffredi
+2 “Just do it” Hardo Intern
+2 delete consumereverything7
+2 You definitely need to get the GPA up. A lot of banks won't even consider your application with a 3.5. anonymous_monkey67
+2 The idea credit fundamentals take a back seat in RX situations is college slop and a reason why so many gung ho hedge funds keep getting blown up in distressed. Principal in HF - Event
+2 Son😭😭😭😭😭😭 Analyst 1 in IB-M&A
+2 attempting_doingmybestLol. Elitist enough for banking, would do that RestIess
+2 for anonymity will be vague. I’m in FICC, the main contributor to comp is having pnl attribution. I don’t think bank has been a relevant factor. I’d say this is on the higher end but isn’t “ crazy” Analyst 1 in S&T - FI
+2 Your post could have been written without the last sentence, and it would have been received a lot better. But then you wouldn't have felt like a badass. Miracle1111
+2 Hey man, I’d say first of all definitely take the offer if thats the best one you have on the table as of now. Analyst0910
+2 Have done both directions. You definitely can make the move but be prepared to start as a first year analyst. stephen4056
+2 La Comédie humaine - BalzacA series of 90 short works in the same universe, you can pick and choose which works sound good to you and start off at any point. Analyst 1 in IB-M&A
+2 Never thought I'd see those words written on WSO... Analyst 2 in IB-M&A
+2 Rick KaneSome real losers on this site, definitely do not have what it takes to be successful in this business  CRE
+2 The advice that I would give is don't get too down that you're underwriting a lot off deals and not doing many. That's the name of the game right now. mahmood.farhan
+2 R1s came out last week Intern in HF - Other
+2 Assist. VP in PE - Growth Ozymandia
+2 He’s trolling dude chadmaxxer
+2 My 2 cents,The 100k fee does not apply to internationals in the US; it only applies to companies looking to hire people who aren't in the US, so don't worry about that. RTX3070
+2 They will not sit and watch over your shoulder as you model lol. It will be emailed to you and you’ll have 3 hours to build a model and do a short write up / organize your thoughts. pls_touch_grass
+2 Consuming way too much Clavicular content? Quant in HF - Other
+2 Harvard, No questions. Let's say at any point in time you decide finance is not for you, then you will have a top school that will be great for both recruiting into other fields and into future MBAs programs. Associate 2 in IB-M&A
+2 In transition phase from anti-pod, pod, to real pod.  Some talented folks.  Your individual experience will be more team dependent than other MMs - all teams are run slightly differently, particularly Fins. Base21
+2 Bain made the change to AC1 in their return offers to interns, McKinsey and BCG will no doubt match. Second year at Bain confirmed the second year comp adjustment.  creative_adjusted_ebitda
+2 RE: Comment on anti-immigrant sentiment coming from Americans that are descendants from immigrants:  donkeykong-12
+2 I would prioritise the prestige of the university, as a top-tier institution offers significantly more flexibility. VP in IB - Cov
+2 LMM lending does almost always have real covenants, minimal threat of destructive LME, and better attachment points. CPDDOUGH
+2 Damn what are y’all’s backgrounds? I’m feeling pretty weird about not receiving an interview with a pretty objectively stacked résumé, but it might just be typical exited-founder delusion. randomstring29381
+2 Very arbitrary split between “isolated pods” and “center book MMs” from someone who doesn’t know what’s actually going on. Investment Analyst in HF - EquityHedge
+2 EVR PCA LondonAssociate 2Base: 120 GBPBonus: ~240 GBPApp bonus materially higher than M&A griffith7
+2 Thanks for posting this, really informative and helpful  Whopper.Jr
+2 If you’re actually fine being unemployed go ahead and ask…no downside. I would advise against being so happy to be unemployed in this market where AI can probably already do your ‘niche’ job.  Associate 2 in IB - Cov
+2 I'll expand. Stuff like this is why many have such an adverse reaction to DEI. JulianRobertson
+2 James Stewart went from Private to Colonel in just 4 years during WWII. Needs must.  thisisanexampleofausername
+2 This is an excellent take and I do see the value there in being one of the lawyers with a finance mentality which might mean I can make it far in the legal world - the fundamental issue is not just money to me but also in MOICProtection
+2 I was in your shoes once. Sounds very similar to how I got my start. DEVMGMT Consultant
+2 I'm not sure it's such a big deal. PE is super busy, but you also have periods of downtime. overandout
+2 Sit down with your staffer and ask why you’re not getting put on deals (assuming there is deal flow). If there is real feedback, then internalize it and try to improve. Associate 1 in PE - Growth
+2 Tbh you should just use the search on MM vs SM. Not being sarcastic - it's actually one of the most discussed topics by juniors on WSO and you'll find a lot of relevant threads on this. Investment Analyst in HF - Other
+2 You guys all overlooked the one true answer: PEAK Technology Partners Analyst 2 in IB-M&A
+2 Feel like you missed ECON101. Your main point is correct. But the bank’s goal is not economic parity from the banks perspective. Their goal is to get the best talent at the cheapest rate possible. Cave With A View
+2 JPM has a much nicer office building; Citi has a better office location. Managing Director in IB-M&A
+2 I couldn't put a precise number on my interview rate, but getting through the initial screening generally wasn't the main issue. Analyst 3+ in IB - Cov