+3 Given firms will shrink headcounts, but in no way is the industry 'going away'.  JLabko
+3 Well I'm going to suggest something different. LO AM is contracting headcount right now. StreetToStreets
+3 No regrets overall, but there is a lot of luck involved in where you land. Investment Analyst in HF - Macro
+3 Thanks for the color — I appreciate it. Offered@
+3 I started at one. If you are early in your career, you should just focus on good reps. I would rather go to an active SBIC than a sleepy LMM. apprehensiongadzooks
+3 Congrats on BMO M&M Intern in IB-M&A
+3 The seething on this post is crazy. User39978754
+3 No suit. Perks are pretty good - nice office, solid in-house gym, generous meal stipend. VP in IB - Gen
+3 Weird dynamic in that group - it’s  the worst group at BofA by a wide margin, but it’s also a focus for the bank so people get treated relatively well. RBOB_squarepants
+3 Not a software banker, and curious if anyone in the industry disagrees, but thinking this is a bit overblown. Analyst 2 in IB - Cov
+3 I went to A/W and got into GS Classic. Worked my ass off too because I'm low income non DEI minority. Associate 1 in IB - Gen
+3 Travel and Mack on chicks  ilovemoney
+3 Copying from previous post because think it's fairly relevant. Also reviewed all groups at UBS in another post, if interested in more group-specific insight Analyst at UBS. Analyst 1 in IB - Gen
+3 You sound like a total pushover and your PM def knows this as well, which is why he’s using you as his personal frustration fleshlight. Benson Says
+3 So meal stipends are technically not paid by UBS they are expensed to the client. Associate 2 in IB - Cov
+3 No need to change your resume. Just have a thoughtful (and probably honest) reply. Seriously. Why do you want to work in finance? I mean yes money but surely there's more to it. Count WACCula
+3 I always love when somebody tells me they have / are creating a flywheel. In my head, I recall one of my earliest memories. VP in PE - LBOs
+3 Define right? Legally I think she had a case, they were foolish to offer accommodations and then renege on them. She was selfish to go into the industry expecting special treatment though. Associate 1 in PE - LBOs
+3 Basically it will hollow out the bottom 20% of the analyst class as AI are probably better than them (some of the analyst are atrocious and make more mistakes than AI) Associate 1 in PE - LBOs
+3 Thanks for your response. I mean, I wouldn't call it good terms, and I wouldn't call it bad terms. Works at Oppenheimer
+3 Really depends on what you're going for. Biotech / life sciences are way different than the services / HCIT side. Business School in CorpStrat
+3 HSG MBF  + will place you into MBB/IB if you have the necessary profile (interships, etc.)  + most cost efficient, 3 semesters at ~9k/CHF  Associate 2 in PE - Other
+3 But they did, the value is in the locked management fees never in the carry/performance. Slight exageration but not far off the truth. Associate 2 in PE - LBOs
+3 This all sounds like one big no go Analyst 1 in IB - Cov
+3 I hear you and thank you for sharing.  It is not easy going through what you're describing. Principal in HF - Other
+3 Avoid UBS at all costs. Worst perfoming bank by a mile Prospect in IB-M&A
+3 FIG has a very heavy reliance on H1Bs as everyone else leaves.  Analyst 1 in IB - Cov
+3 Unless it’s a truly complex business I’m not reading shit after the exec sum (which itself should not be more than like 10 slides). ChatGPT enterprise is summarizing those 100 page monstrosities for me. VP in PE - LBOs
+3 How is FIG? I was under the impression exits there were more middle-of-the-pack, and the group has a reputation for being very sweaty. Agree on Consumer and Tech ECM being bright spots. Analyst 1 in IB - Gen
+3 Is M&A really that bad?  Always thought it was a top group there.  Interesting. Associate 2 in IB - Cov
+3 Counting is unfortunately a grad level course at UAA so he couldn't take it nooneinparticular
+3 M&A honestly makes the rest of the bank look fine by comparison. Analyst 1 in IB - Gen
+3 No, it's a federal holiday. We are not in the office and only working on active live deals. Analyst 1 in IB - Gen
+3 Copying response from other thread since applies as well. Happy to answer any other questions. Analyst at UBS. Analyst 1 in IB - Gen
+3 This is the most insane thing I've ever heard. therealgekko
+3 Gensler4POTUSladys "Ladies"  Go back to class, little buddy  CRE
+3 Ubs blows. Has sucked since 2021 Analyst 1 in IB - Gen
+3 Would say 25-30 mins by tube is decent (door-to-door). For some places this would also mean a 15min lime ride on nice weather days (can recommend). stayfrosty1337
+3 This doesn’t sound like facial deformity. It sounds like you’ve watched too much clavicular content and don’t want to go to the gym. Nose job? Hunter eye surgery? Jaw surgery? Be real man. That is very lame. Monaco Man
+3 Idk if your school has this but look at the alumni directory, scope out alumni that work in finance in T2 cities (CLT, HOU, MIN, BOS) or at smaller buy-side firms and reach out to them for coffee chats. Prospect in IB-M&A
+3 Ya definitely can look around the room of agency production analysts and are hard pressed to find somebody over the age of 26. Analyst 1 in RE - Comm
+3 Historically credit - Arini, Attestor, Angelo Gordon, Cheyne, SilverPoint, Diameter, Tresidor, Sona, Marathon, King Street, DK More activist - Elliott, TCI MM - Citadel, BAM,... bananamonkey003
+3 I interviewed for their fundamental research analyst internship and didn't pass the first-round behavioral, so take this with a grain of salt.  Prospect in HF - Macro
+3 Agree with the comment above. To add, MSF’s are usually judged on the same level as UG candidates which will also reflect in pay, maybe 5k difference tops. masterrofnone
+3 Corp_titan: This is the response I always see- dismissal without any form of rebuttal. Telling, really. WSOBURNER69
+3 It's fine to use AI but please have it CUT the slop redundant words + use your tone of voice. It's so long winded for no reason... m_1
+3 Retarded HR pussy advice which isn’t making the most of the situation. Associate 1 in PE - Other
+3 Dude pick yourself up by the bootstraps and keep going. If this is really truly what you want, it can be and will be yours. A couple things I’d do diff on your part. Prospect in IB - Gen
+3 If you use anything besides AirPods you just look like a weirdo  Associate 1 in IB - CB
+3 that mentality right there is exactly why you got ghosted. Even though all the schools you mentioned were in the lower 48, you still used the phrase "fly down to Anchorage." lucien_de_montclair
+3 You could create new duplicate suites for every suite # with the new SF for each, and set all the original entries to re-absorb at expiry - though you'll have to deal with manually entering renewal/re-lease dates and possi decrebepro
+3 A WF VP told me they intentionally lowered the dinner stipend. The employees in the Alaskan offices were so overweight that the company’s healthcare costs were through the roof. anonymizeplease
+3 Raising money from friends and family is an easy part. But you will lose those friends and family the moment you start losing their money.  Money and blood don't mix.  usernameladiesman217
+3 Williams alumnus here from >10 years ago who can offer some perspective I was public school financial aid kid, worked multiple jobs on campus, non-DEI not nepo but a fan of williams
+3 One off the most sr person on chain and let them know their analyst should be let go ASAP. That newly empty spot is yours for the taking! Analyst 2 in IB - Cov
+3 Good list. Associate 2 in IB - Cov
+3 Correct hardo move is to rock wired apple earbuds, anything else is child’s play. Associate 1 in IB - Gen
+3 If you don’t find her in your MBA class, you’ll definitely 5x your network and reset your in-person social reach which is extremely valuable. liquidiot
+3 Am a first-year in tech banking, so take with a grain of salt. From my vantage point, I don’t really view Hg as “growth buyout.” Analyst 1 in IB - Gen
+3 Very good perspective.  luke8
+3 Shell is very different BP in that it’s not in a rush to make anyone a trader and the process can take many years. The Shell TDP can be for anyone in the company technically and outside applicants also get in. oil_quant
+3 I’m currently adding some positions. Throwing Cousins in there too (CUZ). The sell off yesterday is ridiculous. We all know the jobs data is fake, and the odds for a rate cut in June will shift back to likely in no time. Financial Analyst 2.5
+3 I think you should ask yourself how bad do you want it? I'm a firm believer in if you want it bad enough, you can do anything. nopeanuts
+3 Congrats on JPM I hear the new office is like Severance Associate 1 in IB-M&A
+3 I’m currently contemplating the opposite move (GP development/acquisitions → LP REPE), largely for compensation and platform reasons. DebtChug
+3 Half of the GOP are just NPCs doing whatever Trump tells them too. I'm saying this as a conservative. LockedIn Bezos
+3 Wells Fargo is paradise Works at Wells Fargo and Company
+3 I've had interviews where I have performed well, passed the modeling test, and gone on to final rounds only to be ghosted afterwards. Analyst 1 in RE - Comm
+3 Ok arguments aside, can we all agree GWI or Women programs are the most unethical and unnecessary……. Analyst 1 in IB - Gen
+3 Hear you there. At a BB rn and our CEO openly said it’s time to automate KYC and lower headcount. Associate 1 in IB - Gen
+3 At some point last year I knew I couldn't be doing ops for too long so I waited just enough to ensure I don't get pigeonholed into that role, even though I worked at a BB. dude2
+3 Disagree first comment above about mid levels being the first to be cut. Associate 3 in PE - LBOs
+3 I’m not a minority and this isn’t a defense of DEI, but if I were you, I’d pick a different argument. Right now, what you’re basically saying is: JayTee12
+3 86 years old. He was just a kid!  Geralt of Rivia
+3 Deal flow is quite strong, though big group so not everyone can work on the headline deals, though easy to hide and chill for a few years as well.  Associate 3 in IB - Cov
+3 Hey man I wouldn’t worry about it too much, if she’s cute, she will probably move on pretty quickly. Analyst 3+ in IB - Cov
+3 The biggest difference between corporate development and banking is how standardized the job is. Banking is basically the same everywhere. mexicanpizzalover
+3 Depends, how rich is your dad? Research Associate in AM - FI
+3 have also been asked to provide references BEFORE making an offer (after case study, and meeting everyone onsite though).  Investment Analyst in AM - Equities
+3 strike him on sight  financialrepublic
+3 I only ever heard about psychopathic backstabbing (especially during economic downturns) and stress beyond belief in HFs. Sharky286
+3 Hot take from someone whose job is a mix of what you do and CS: Even though the market has reverted a bit, a good CS job is still easier to obtain, and easier to hold than a good finance job. Soros_
+3 According to Shvo, 'I wake up in the morning for one purpose—to elevate super prime real estate.' Now is that a business plan or is that a business plan?  asmith_1
+3 Few observations: All REPE everywhere are hurting. Being HQ'd in Chicago doesn't mean they're investing in Chicago MSA, so can't tie weakness in one to the other. asmith_1
+3 Step 1) US becomes the muscle/approver/international support behind the establishment of the state of Israel- the annexation of land, the displacement of Palestinians, etc. Corp_titan
+3 MM M&A Boutique in a Tier 2 City, but usually get off around 7pm and have most weekends free Mr.FinanceGuy7
+3 Won't share my story but will say it's very niche to a few sectors within healthcare (the industry I worked in for years and recently started consulting in). Business School in CorpStrat
+3 I’ve heard that if you want to truly maximize cognitive benefits you need to be taking at least 40g daily. At that dose your need for sleep will slowly disappear sappy
+3 Congrats on WF! user71182
+3 Vandy zen28
+3 VIC, FT/WSJ/Bloomberg but honestly it’s mostly moved to twitter (well curated list is required) Anchor
+3 Honestly just mute it. Sounds like performative anxiety to me. Half of those kids are prob lying, and the other half are going to burn out before training week even starts. Associate 2 in IB - Gen
+3 Exec VP in RE - Otherrecent capital allocation trends suggests mgmt teams are protecting their jobs instead.  asmith_1
+3 If your email ends in something that's clearly external it's not unlikely that his colleagues already discovered his mistake. Sharky286
+3 I guess if it’s free or the “cheapest” option, but most of the financial aid kids were the athletes or the nerds who “wanted a smaller school”. They were not recruiting for finance. Director in S&T - FI
+3 Thanks very much for your input. I agree from my limited time in finance (2+2) that I’ve definitely seen some founders who are hard to work with and am afraid of a situation like that. Associate 1 in PE - LBOs
+3 "just joining a tech startup and doing a homerun" is very probably the most delusional line I have read in 2026 Proud_Monkey
+3 quick update; it went well he thought my resume was impressive it was literally just an interview and he said that the shop is really technical, very m&a focused then asked me how good i think i am technically i said i Anonymous Monkey
+3 starterstackai asmith_1
+3 From the HF side, Claude is atrociously good. So much analysis that used to take hours (i.e. combing through credit docs, merger agreements, etc.) literally takes the LLM a few mins max to synthesise. monk_of_the_land