+3 Take a good hard look at that ground lease or have someone who deals with them on a regular basis review it for you. Are there market reset clauses in there? Do you know what market ground rent is in this market? DisgruntledAppraiser
+3 Pretending to be senior while simultaneously playing the victim card as usual.  NYC_Boss_Babe
+3 It will be tricky leveraging the school you will BE attending since the bulk of your education will have come from community college. That being said a good brand name plus alumni connections will serve you well. Intern in IB- Mergers and Acquisitions
+3 With that level of commitment, it's a significant distraction. I think it depends on your priorities. SaaSChimp
+3 I was in early process for an associate role but withdrew due to only base of USD 110k and guided bonus of 120k (so TC 230k) which is below market compared to conversations with other HHs. Associate 2 in AM - FI
+3 Think it really depends on your standing within the firm. If you're a rain maker, I'd do the transplant and WFH / wear a hat ZFG. Assuming you're not... Analyst 1 in IB - Gen
+3 Whether you should reach out to random associates on your own representing the firm is an ABSOLUTE NO. Good way to get yourself blown up. NoEquityResearch
+3 You only have one life brother. This job is meaningless compared to what family is. There is nothing more important than the people in your life. Prospect in IB - 5th Year
+3 Feel like this has happened to most of the fast food chains I grew up with. Balance.of.Payments
+3 I mean if you can get what you want elsewhere leave. Your MDs got paid out so they don’t care as much this is common post m&a. Just start recruiting and leave at 5 pm like everyone else if no one cares. VP in PE - Other
+3 Wear* restructuringrhino
+3 Not sure if this helps, but here’s my 2c as someone with 10+ yrs in the industry. CCE
+3 sounds like you need a distressed debt trading desk in your life Analyst 2 in IB - Restr
+3 Ok intern 👍 Analyst 1 in IB - Gen
+3 So accounting for a calculated weighted average of the entire global population - I don't understand what you mean by a weighted average if everyone's view counts as 'one' but basically your question then is what com setarcos
+3 Yellow fever? IBD is a joke in Sing. Fee pool for SE Asia is a quarter of Australia and lower than South Africa  Managing Director in IB-M&A
+3 Thank you, Jeffery. We appreciate your dedication in combatting Chinese-world dominance. Your efforts have not gone unnoticed. Also, your career is looking robust, solid, on an upwards trajectory. readthe10k
+3 I agree it is scary to see in real time and if you take a moment to reflect thar recent grads started their undergrad ~22/23 it gets even more evident how 'cooked' this whole generation is.  Associate 2 in PE - Other
+3 Completely forgot that EPFL needed French, my bad on that. BusinessHazard
+3 2nd year lateral analyst, genuinely dislike this job now that VPs and above think AI is the god send that it isn’t. Analyst 2 in IB - Cov
+3 Works at Rothschildspecial shout out to FAPI (Five Arrows Principal Investments) as well Associate 2 in PE - LBOs
+3 Honestly, it will be very challenging. 3.15 is a very low GPA and may not even make it past ATS for the firms that use it. Prospect in IB - Gen
+3 rip m&a was overstaffed at junior level with good hours and exits Analyst 1 in IB - Cov
+3 1) Stop writing your posts with AI. This seems to be ChatGPT in particular. It is clearly writing fresh content, not translating poor English, so you clearly seem not to care about this that much Associate 2 in IB - Cov
+3 Dont know why Waterland gets glazed so much in this forum. Great place to invest as an LP as historical returns are top notch but horrible place to work as an (junior-mid) employee. Lt.Surge
+3 34 isn't late. I made a similar move->corporate finance to buy-side via MBA at age 30, then 15 years on the buy-side (analyst->PM->CIO). stockpitchlab
+3 Would not recommend. Better use of money elsewhere. Analyst 1 in IB - Cov
+3 STEM background (education + hands on automation experience with legacy AI tech) kid who pivoted into M&A for the kicks. Now watching these conversations with misty eyes. Associate 2 in IB - Cov
+3 Liars poker is one of my favorite books Mike_wacczowski76
+3 Time to freak the fuck out Analyst 1 in IB-M&A
+3 Get an offer at any bank for now (assuming you are recruiting for internships / entry level) and you shouldn't need to choose a group yet. Count WACCula
+3 Yeah, why wouldn't you? Based on the seasonality of the industry pick the quarter that makes the most sense.  Determined
+3 Think there’s a part of this about actually doing what you’re interested in and not just chasing what is doing very well right now.  Analyst 1 in IB - Cov
+3 I seriously hate all this AI slop Assistant2theregionalmanager
+3 Hey dude, had a very similar thing a couple years ago, it’s hard but there are bright sparks sometimes. Try the work, for me the sense of structure and actually having to do stuff helped me vs when I was in school. monkey2145773
+3 Secondaries is pretty boring. Buy at discount to NAV, tweak some random assumptions and voila. Analyst 1 in IB-M&A
+3 But they said they are middle bucket in one of the least productive groups in the firm... sheldonxp
+3 The other replies are confusing me. I’m in a similar situation and my understanding was that client interaction came from sales, not traders. I thought trading, even if not quant, was the more technical role. Prospect in IB-M&A
+3 Super interesting thanks for the thoughtful write up man — what I find interesting is if I read this correctly, you’re basically saving roughly a third of your take home on average, which is obviously very good but it’s no Associate 2 in PE - LBOs
+3 International PE person in the US here. This is 100% the correct decision. Associate 1 in PE - LBOs
+3 Appreciate the perspective, but I'd flip it — if that skillset has always been the foundation of great banking, why has the industry spent decades designing interviews, training programs, and promotion tracks that filter f Patrick_B8man
+3 Once you get H1B staffers it’s over Analyst 3+ in IB - Gen
+3 Yeah they're trying to move some of the roles offshore a bit, or looking at it differently, elevate how we currently leverage the India team across IB. Works at JPMorgan
+3 Works at Other odog @digitalimmortality.com
+3 I’d probably still go back into private equity. Just with slightly less romantic notions about it than I had a few years ago. portelizabeth
+3 Not OP but based in UK MBB and was in similar position - did a strategy internship at a big tech firm in my 2nd year uni. Associate Consultant in Consulting
+3 I was lucky enough to go to an Ivy on a full ride since I was poor but will comment two things: Associate 1 in PE - Other
+3 Well that depends on the definition of “doing”, like physically or the spiritual or metaphysical sense? Personally I could be doing better in all facets, but I could also be doing worse. crazylifechoices
+3 Intellectually bankrupt argument. No one said you’re guaranteed success if you’re obsessed. But you are guaranteed mediocrity if you’re not. Principal in PE - LBOs
+3 Absolutely do not do JPM Small Cap. You got two giant issues if you take that route. Number One: it is a brand new group that overlaps with their existing middle market IB team. Associate 3 in PE - LBOs
+3 VP in PE - LBOs Associate 1 in PE - LBOs
+3 Above all, for me, it would have to be delivered right before a meeting. I don't need the full sponsor history for that. It would be enough for me to just see when we last spoke. portelizabeth
+3 You have what?? Intern in IB - Gen
+3 SaaSChimp Associate 1 in PE - LBOs
+3 I think we’re largely aligned, but you’re compressing a very wide platform into a single bucket. siddharth.jain90107
+3 To be honest, I wouldn't dismiss wealth management quite so quickly anymore. If you really enjoy the topic of relationships, I certainly wouldn’t downplay it. portelizabeth
+3 does she want to start a family and have kids?You stringing her along is fucked up if so. Otherwise if she is cool just be a friend you fuck sometimes have at it man.  anonf0fty
+3 So that they can rule over a pile of ashes? When people can't eat, they start killing. No one wants that.  Corp_titan
+3 Are your actual moving expenses going to be more than $10k or are you trying to make money off of it?  Analyst 1 in IB - Gen
+3 I’m at one of the banks you listed. The key is having true technical understanding / mastery versus memorizing questions. The second part is exposure to a wider variety of questions. Analyst 2 in IB-M&A
+3 Frutiger light mentioned  Prospect in IB - Gen
+3 Are you a Canadian or American citizen? Just curious why you are applying to the Canadian offices if you are from a US school.  sksmxn
+3 Most businesses have one thing - one competitive dynamic that everything else flows from. stockpitchlab
+3 Another W for privately owned funds. No wonder these public MF's have crap returns compared to their private MF peers or larger UMM private firms. Associate 1 in PE - LBOs
+3 Think the big thing with UBS is that in most groups the top analysts just get all the deal reps, and that’s what drives exits. Analyst 1 in IB - Gen
+3 A couple of good ones I’ve worked with: Barclays, Goldman, Morgan Stanley, Citi, Moelis, Evercore, RBC, CIBC. There are also some of the smaller guys like PEI Global and Marathon Capital. Green Zeus
+3 Was a good movie. Barbie was better though ImagineSisyphusHappy
+3 lowkey some solid exits  Analyst 2 in IB - Cov
+3 Crypto (-coins) is not a registered security, nothing to declare JamieDimonkey
+3 the news article credited 3 deals, but only 1 actually announced while he was at UBS. And who knows if it was actually him that pulled that single deal that was mentioned over the last 3 years at UBS  Associate 2 in IB - Cov
+3 Helped with recruiting for a few cycles (Im fr old): both schools get your foot into the door / if you have a solid GPA + resume and network, you will get interviews everywhere, so rest assured you are already ahead of 95% honeyroastedcashew
+3 As a quant or a data scientist? As a quant, almost definitely not. Data science degrees often lack the rigor required for quant. usernameladiesman217
+3 I made the switch from and to a product group, so coverage may be different, but this is what I found. Analyst 1 in IB - Gen
+3 CongratsYou hear people's words, you experience what it actually feels like once thererecruit FT / lateral if the place is actually mehYou go make the most out of your time there - honeyroastedcashew
+3 Agree, we (by this just mean my seniors at a UMM Tech firm) basically view THL as dumb money, which is well supported by their apperant lack of returns. Associate 1 in PE - LBOs
+3 No worries at all. Analyst 1 in IB - Cov
+3 First: get really good at sleeping. Obviously, working long hours definitely impacts your sleep hours, but make sure your sleep quality is top.  M.Hanna
+3 The most logical step for someone who isn't raising institutional money (if you have to ask how to or what institutional money is, you are not in a position to raise it), is to raise it from friends and family. Principal in RE - Comm
+3 its really great, saves a ton of time. Especially if you've already put in the time as a junior pre AI.  Analyst 3+ in IB - Cov
+3 I do not work at BX, but my two cents: Analyst 2 in PE - LBOs
+3 I see your point but in this case I don't think it's a geography thing. It's more then EU people don't tolerate the mediocrity of students in interviews. Incoming Analyst in IB-M&A
+3 Hi, I am currently a Partner at a Big4 and have worked for top strategy houses. The biggest shift coming from IB recruiting is what you are being tested on. IB recruiting is largely about technicals, fit and polish. agupta256916
+3 unders Associate Director in IB-M&A
+3 Hi there,  You are not cooked. You are a sophomore, you have time. Your actual recruiting window for full internships is next year. agupta256916
+3 There is a reason they passed lol anonymous184059
+3 JPM CB chi is still working 80> hours as an analyst Assistant in Acct - Audit
+3 Yeah nice username dweeb WF_090
+3 Congrats on UBS! Analyst 1 in IB - Cov
+3 Congrats on iu kelley bobobob12882
+3 Always curious on these businesses. nutmegger189
+3 There is a few good publics kids at Berk. Attended Sohn SF last 2yrs and both student pitches were great. Investment Manager in HF - Event
+3 1 million dollars cash.  Associate 3 in PE - LBOs
+3 I debated this but Joe Perella dilutes it too much to Mid Pizza Shop/Greasy Auto Dealer and Weinberg isn't really associated with anyone widely known. Gold-ManSacks
+3 Imo this is the real target school tier list for London.  Hsg ngl is the most impressive with the smallest class size out of these schools. Brag680
+3 Disagree. You don’t need to love finance, you need to love what finance can teach you. ImagineSisyphusHappy
+3 My sources tell me that GS recently lost the SpaceX lead left mandate so the group head needed to offer 10 analyst sacrifices to appease DJ D-Sol Source: source Hags28
+3 I mean what is being smart? Honest question. If we mean standardized tests, then certainly by definition almost everyone I work with is smart. But that is likely not what we mean. So what do we mean? SOFRsoGood
+3 Thank you, very helpful these comments and insights! Analyst 3+ in IB - Cov
+3 ^this… can totally relate to almost all of your points. Stuck in banking as Asso 3 as I didn’t make it to PE and my life is hellish as possible. Associate 3 in IB - Cov
+3 I don't think you'll have a hard time recruiting in either London or Hong Kong. I went to one of the schools you mentioned and a few of my closest friends (also in IB) are from HK. Analyst 1 in IB-M&A