+5 baird bro trust me bro Intern in IB - Gen
+5 38 yrs old - hopefully will pivot to asset management / PWM soon. i dont make much, mid to low COL country.   Time is way more important than money, once the basic essentials are covered.  Asdaf
+5 There are a number I see on my end that might not be the worst but I find dubious. PuppyBackedSecurities
+5 Thank you both, great insight! (not sure why response was removed, probably due to some links) It seems there are two approaches for the cost of equity so far, let me try to summarise  Analyst 3+ in IB - Cov
+5 It's based on how hot you are and which boxes you checked on your application, hate to break it to you buddy. Incoming Analyst in S&T - Equities
+5 You can try and nothing is impossible but it will be difficult: Partner in PE - LBOs
+5 I work at a REPE fund. Here's what I've done this week in about 3 prompts each: Reservation at Dorsias
+5 I agree with the point about joining a more mature industry means it is harder to make money in it, and that a lot the "your grandkids won't have to work a day in their life if you don't want them to" money comes from owni jl12
+5 Hey mate, that’s some great experience you have already. I’ll preface by saying I’m not an expert on overseas candidates but can still offer my experience from what I’ve seen and know Deal Kangaroo
+5 I hear you completely. Corporate culture has become a minefield for anyone with a sense of humor. Associate 2 in Private Credit
+5 If the goal is to do the traditional IB to Buy-Side path, you can’t go wrong with Yale. There is an unbelievably strong alumni network and you will have a ton of peers on the same path. Associate 1 in PE - Growth
+5 1bd penthouse in Chattanooga - $740 plus change each month. I'm also a short walk from the municipal golf course, where I regularly hit 12 below par lucien_de_montclair
+5 If the substack shows in-depth research then let it stand as it's own and highlight the research itself. FinanceBrah
+5 I think it depends on the bank but in my experience they typically function as the underwriting team (possibly also some portfolio management). Associate 1 in Private Credit
+5 Ignore my title. Wife worked in education. My wife and I sacrificed $100k+ of savings for her to stay home. Best choice we’ve made. Nobody will care for your kid like their mom. Analyst 3+ in CorpFin
+5 Don't you think going to both Oxford and Cambridge would be redundant? They're already going to be at the more famous/prestigious university within Oxbridge. Operating Partner in VC
+5 Decent list, you just need to move my group up and your group down. teez
+5 (1) So you think a child says "I want drugs" and then drugs magically appear in their hands? Is that what you are saying? jl12
+5 Principal in RE - CommYup. Full CDs and a GMP is $4 million. Ozymandia
+5 Yeah, plus, as has been mentioned in this thread, restructuring isn't like traditional consulting where SMs/Partners can mostly get by through "reviewing" work and being the face of the deal while leveraging people below t Lester Freamon
+5 Transferred going into my sophomore year as well and landed in IB at a highly regarded shop. This will not be a problem.  Prospect in IB - Gen
+5 Everyone in VQ is dumb Prospect in IB-M&A
+5 Focus will be on 1) why now? 2) was the quality of work/ level of depth / capabilities at your prior shop comparable to here and 3) is the origination process similar to here  Works at Citigroup
+5 Cannot tell you how sick I am of Brad Gerstner at Altimeter constantly shilling his OpenAI position. He's a total clown riding beta, classic boom-bust moron  The Penguin
+5 Can you do stress / burnout check? Any thoughts or wants or feelings to jump to Corp dev or strategic finance or something? Analyst 1 in IB - Cov
+5 Interesting, I like the specific examples you gave. A few things seem a bit off though, so I have a few clarifying questions. Not accusing you of anything just trying to understand use cases better. neil88
+5 Comp talks upcoming (odd cycle at my firm), will update when final. Everyone on the junior side tends to feel underpaid, but not many options in our city. Curious if I’m right to feel that way.   Associate 2 in Private Credit
+5 That comes down to competitive dynamics. Usually sponsors will never give away equity for free (ie. penny warrants) unless they are distressed. Analyst 2 in PE - Other
+5 Congrats on Mizuho! Prospect in IB-M&A
+5 I’m not at a credit HF, but given that no one has responded, my PC background might allow me to offer some insight.   Associate 1 in Private Credit
+5 Yo bro. The short answer is - not at all. Gas controllers don’t even interact with traders bc it’s a conflict of interest. Gas scheduling is your way into trading, 100%. Themaster441
+5 In B4 Vals now. Can say even with a few months on the job I've gotten pretty far in a few interviews w MMs. Gold-ManSacks
+5 Heard that Keensight did something shady with LPs and evercore didn't want to be associated so did the break-up very publicly and sent an email to all their potential LPs they were engaged with Associate 1 in IB - Gen
+5 That is interesting.  If he did what he is alleged to have done, it would be pretty hypocritical of him to cry foul over doxxing. Dr. Rahma Dikhinmahas
+5 We use a proprietary function called the proportionate trade return curve δ = (α-η)/α Analyst 1 in HF - EquityHedge
+5 Dollars that could be going to "innovation" are often gobbled up by debt service payments, management fees, and M&A costs.  Principal in PE - LBOs
+5 Prospect in IB-M&AYour comment doesn't really add much.  And your comment adds nothing, but you wrote it anyway. devildog2067
+5 Non NYC: Analyst/associate comp is in-line with acquisitions team. $100k-$200k. Mine is $170k as an associate with 5 yoe VP comp is $200k-$300k. Director comp is $275k-400k lemickey
+5 Bro, I'll make this simple since you clearly need someone to spell it out for you. Unless you're at Wharton, Harvard, or Yale, the name on your diploma means nothing it's all about what you do with it. Ross? Overrated. chuduck
+5 OP here. Here's what I think is another fundamental issue with AI. And this one's a bit out there. neil88
+5 Okay fair enough. If that is the goal, the worst thing I have ever done for legs was German volume training. The most I ever did was 10x10 squats with 245 (Olympic style, ATG) and HOLY FUCK this was hard. FTPinsider
+5 People generally don't recommend this, but I recruited and left for a new role within a couple months of joining a fund because I didn’t think it was the right fit after working there... Investment Analyst in HF - Event
+5 Ultimately I think satisfaction with leaving materializes once you realize what your floor cash compensation requirement is to live the life you want to live. Works at Goldman Sachs
+5 Oh also, on the hours, our firm makes it work for a few reasons: Mastery 7 IB Shitter
+5 Dad is an SMD at an EB, albiet a different generation than people on this forum. Weirdly enough; think as I have grown older he has worked less as he is not pitching nearly as much as before. Analyst 1 in IB - Gen
+5 It doesn't flow like that one product at a time, a lot of those are pari passu. VP in IB - Gen
+5 If you want a simple framework you can use in your interviews or general purposes, you generally want to break down a potential opportunity into the following buckets:  VP in PE - LBOs
+5 Don’t look in his general direction, actively stare into his soul regularly You’re losing this war at the first hurdle because you’re bitching out from the outset Associate 2 in IB - Cov
+5 Think for most of those you're probably good until you get towards senior associate. Associate 3 in IB-M&A
+5 Rickle I‘ve been following your comments for a while now and am always positively surprised by how insightful they are. Thank you for the contribution to this forum. Associate 1 in PE - Other
+5 Two reasons Associate 1 in IB - Cov
+5 The people running it are from their Bridger program for IB/ER analysts, which is solid, so the core is built out. Analyst 1 in IB-M&A
+5 It's a tough spot - I knew I wanted to be a trader since my early teens, read all the books, went to a top uni, applied to all the internships and got rejected and still had to suffer for a few years as a quant before maki Deleveraged Sellout
+5 Im in the Philippines right now but I spend most of my time in Colombia, but until my citizenship gets approved, I can only live there 180 days out of the year to avoid double taxation. Manager in CorpStrat
+5 Congrats on starting full time! spudrmonke
+5 imagine going to er or lmm over walleye NotFinanciallyAnonymous
+5 Brother, if I get $100M I’m not thinking about real estate again for 5-10 years, minimum. Maybe ever. I’m doing cool shit before I die.  CRE
+5 What is your specific disagreement? I literally said that the transition from human to autonomous cars will be difficult as the technology is still early. Ozymandia
+5 First - this comment: ["what would be the best way to learn ... if it's worth spending time on it or not?"] piqued my curiosity. As an analyst, this is (typically) not your prerogative. MidasMulligan
+5 Yeah. So I was an external hire. I liked my boss and colleagues but I hated the city I was in and didn’t really see a long term fit in the vertical I was covering. Associate 1 in IB - CB
+5 So what will you do in Thailand? Gohard
+5 never take a job you aren't 100% sure about (unless you're in certain scenarios) because 1) you risk losing interest/underperforming/being fired, etc. Investment Analyst in HF - Event
+5 lol it’s not that deepI just didn’t put incoming on LinkedIn cuz it’s aura loss moment omtsharba
+5 benhope1 RestIess
+5 The best semi-realistic finance lifestyle I have witnessed, by far, are senior investment bankers at a BB firms, working out of a small satellite office. Managing Director in IB-M&A
+5 Prospect in RE - ResHow did Harvey raise 1bn? VP in Research - FI
+5 Black Gen in top tier is ridiculous. local_finance_bro
+5 I think you forgot about DECA and FBLA, mandatory high school ECs to qualify for IB Prospect in CorpFin
+5 Yeah admittedly in my above comment I was being a bit more negative than I should have admittedly... Analyst 2 in HF - Macro
+5 Love the post. As someone in the same age as you are and hitting the big 4-0 soon…it’s quite the realization that many of the people I knew growing up are gone. H13x
+5 I interviewed and got an offer here a couple years ago. You're dead on with where deal flow comes from. Comp was below street and they tried to rationalize it by saying bonus is uncapped based on % of deal fees worked on. Associate 1 in CorpDev
+5 Touché lmao, I’ve been on SS ER for three years and have seen 90% of HF analysts laid off. Like shockingly high frequency, all 1-2 tenures and PMs too. Associate 2 in ER
+5 If you qualify, you might want to check out the Girls Who Invest program. It is very competitive, the acceptance rate can rival some of the best colleges, but it is an amazing opportunity. debbieat845
+5 Apologies to hear you were in NYU QFS, I do hope ducera isn’t grinding u too hard. Intern in PropTrad
+5 https://nypost.com/2025/09/13/business/swiss-bank-ubs-eyes-move-to-the-us-to-avoid-pesky-ne Associate 3 in IB - Cov
+5 shitty website stop scaming people lol Works at Morgan Stanley
+5 well... i mean if IBD is the goal then NYC is the road. I lived in Chicago and had Booth friends worked in Chicago. The finance sector in Chicago is much more limited. Associate 3 in PE - Other
+5 Where did you circulate the document?How would you define 'PM sponsorship' - are you asking for someone to say 'nice work kid', write a letter of recommendation, offer a job...?Did you trade this - i Burke
+5 In LMM and it's been pretty bad for the last 24 months or so. Assist. VP in PE - Other
+5 Know a bunch of people that do/have worked there, mostly on privates. There's an investment committee on the private side where GPs are the decision makers. Determined
+5 Based on the most helpful WSO content, UBS has faced criticism in various discussions for several reasons: WSO Monkey Bot
+5 I’m shocked that the WF fanboys haven’t complained about not being included. Intern in IB - Gen
+5 And also i would take a contrarian view to the other comments and i feel that every day feels like problem solving, albeit whilst following a process but it is not stringent and completely rule-based. Analyst 3+ in HF - Macro
+5 Honestly, I wouldn’t overreact to the headlines right now. There are real concerns, especially in software where valuations got stretched and some credits are being stress-tested. Gooman
+5 Forum ate my post and it was long, premise is here are some oddball choices; Lexus SC430, Volvo C70, Fiat 500/Abarth, Mini, Jaguar F-type, Jaguar XK8, Jeep Wrangler.  FinanceBrah
+5 As much as I want to agree with you, did you really expect this charade of hundreds of A&A being hired as “Economists” to continue forever? BigOnBeans
+5 The only thing that is guaranteed is that you will have more time and more ability to set boundaries. What you do with that time and how you set those boundaries will determine your happiness.  Associate 3 in PE - LBOs
+5 Go eat a baguette, frenchie. Analyst 2 in IB - Gen
+5 I’ve read your last few posts now and it sounds to me like you’ve already decided on ICADE but that really you just want to be reassured it’s good enough. Associate 2 in IB - Cov
+5 To answer what I think was the initial intent of question from title (ignoring the rambling / tangents) - few ways IB has clearly changed the way I work (observe same qualities almost universally in other folks who are or xxx-ThrowAway-xxx
+5 Thanks mate, great background and question. Deal Kangaroo
+5 A couple of notes (I don't work in strategy consulting, which is what I assume you're asking about): Lester Freamon
+5 Throwing in some additional perspective. The nature of the MF world is different now than it was many moons ago.  Hags28
+5 I agree with a lot of what you said especially what you said about a career as a big tech swe. Even then I would say its not entirely true as there are always landscape changing tech companies which pop up. monke33
+5 Gotcha - I’m probably still not correctly understanding all the nuances here but I’d think if he is offering you a junior partnership you would own a piece of the company and you would be on the hook for capital calls ulti patrick_bateman_
+5 In Switzerland, UBS is by far the number one bank. Credit Suisse has already been fully merged into UBS. Spider44
+5 Reputation: NERA and CRA are generally strong across the big practices, Bates White is known mostly for antitrust / competition but have some presence in other practices too. Analyst 1 in Consulting
+5 Northwestern (NUIBC) has been crushing it Prospect in IB-M&A
+5 You spend way too much time online if you genuinely believe this.  PrivateTechquity 🚀🚀🚀
+5 This post doesn't even make sense. How do you have the option to transfer to Columbia next year? I went to a non-ivy target, but Cornell with a top club can get you anything you want. Intern in IB-M&A