Silver BananaTopicReplies
+67Is investment banking full of rich kids?


It seems that to get into investment banking, you must: - apply early - have been to a target school - in order to get into the target school, excel in high school, have money and you must know which schools are targets for investment banking It seems like that in order to tick off all...

+26Learning Curve as 2nd Year Analyst


I am currently working as an investment banking analyst at a <abbr title="bulge bracket">BB</abbr> and 6 months after starting the job, I feel the learning curve flattens very quickly. I don't learn much from making another pitch book and even in the live deal, I feel...

+25AMA: Non-Target -> 3rd Year Analyst MM IB


Unfortunately turning comments on a pitch deck today so I have some time in between turns to do an AMA. Thought I'd give back to the community here now that I'm wrapping up my 3rd year at a <abbr title="middle market">MM</abbr>. Definitely wouldn't be here...

+12An Honest reflection from my first Summer Analyst role: The Good, The Bad, The Ugly (mainly bad and ugly)


I come from a target West Coast school. I say target because being on the West Coast, there are only three name-brand schools you can land a job on at an i-bank on the West Coast. Those name brands from my POV are Stanford, Berkeley, and USC. I go to one of the first two. Hats off to the Moelis...

+9IU Kelley Top Target or Semi-Target?

College bound_2135

Seeking insight into Indiana Kelley, it seems like their workshop places absolutely lights out to EB’s, BB’s, and MM’s. However others seem to be skeptical of IU. As a college senior trying to get a holistic view of the school, how well is it respected and perceived on the street? Does the...

+9Top Chicago IB

w s

Background: Notre Dame sophomore looking into Investment Banking internships/jobs in Chicago. Was wondering if there was a list or if people had suggestions of top <abbr title="investment banking">IB</abbr> firms and groups to start networking with.

+9Financial & Valuation Modeling Boot-Camp

<strong>Financial modeling</strong> is a skill that any investment banking analyst will have to master. Although the majority of investment banks and other financial firms now have formal training programs, many students and prospective finance professionals are choosing to enroll in...

+8SA and Full Time Recruiting 2020 thread


Wanted to better organize the 2020 recruiting here instead of my previous post. @AndyLouis" Current 2020 <abbr title="summer analyst intern">SA</abbr> Info: [quote="champagnepaki"] Not really. Sure the WSJ article from this past Fall brought awareness...

+6Tips for keeping a tidy Inbox


My inbox is like big dumpster of emails and lately, it’s been bothering me that it takes a long time to find stuff. What do you guys do to keep your inboxes organized? Looking for some tips and tricks beyond some common sense stuff. Thanks!

+6RBC a BB now? Thoughts!


<abbr title="Royal Bank of Canada">RBC</abbr> advised BB&T on its merger with SunTrust. It's obviously a huge deal for the bank. Is it a <abbr title="bulge bracket">BB</abbr> now or on a good track becoming one?

+6Is back office experience worse than no experience?


A lot of posts on <abbr title="Wall Street Oasis">WSO</abbr> suggest that having back office experience may work against you when attempting to move to front office. Does this mean that a college student should avoid working in the back office, even if that means having no...

+52018 /2019 Commercial/Corporate Banking Bonuses


I haven't seen too many posts on what bonuses and salaries are like nowadays since the 2017 thread. Curious to see if the pay bump at that associate-level affected Corp Bank or Comm Banking? Here are the numbers standing since the last update: Corporate Banking : A1: $85k +...

+5Please Help Me Understand Corp. Finance / M&A at the Big 4


Hi all, As the title says, I would appreciate if someone, preferably who has worked at one of these firms for a few years, could take some time to explain the different divisions within the Big 4 firms, with a focus on Investment Banking / <abbr title="mergers and...

+4Soft Skills in Investment Banking


Hi, I would like to know what are your thoughts on soft skills in <abbr title="investment banking">IB</abbr>. Which are the most important? How do you improve emotional intelligence?

+4Smoking a blunt on Citi NYC HQ balcony


So I’ve been here for a little while and have seen a balcony on the higher floors. Would it be recommended to smoke a blunt during the night time hours or during the lunch time hours? Thanks.

+4Does applying early help?


I see a lot of people talking about the applications opening up rn. Does it help to apply early? I thought that the apps are checked after the deadline so what's the point of applying right now?

+4Accounting Jobs that pay 6 figures out of college


Why do people keep telling me they know accountants that make 100k+ right out of college. Pretty sure that’s not a thing. But it’s not like you can call these guys out on their bull shit to their face. Anyone have any data points?

+4Tax rate to use in interviews now?


Hi guys: On many of the technical interview guides, questions on 3 financial statements still use the assumption of tax rate = 40%. Given the new corporate tax rate is around 21%, do we need to adjust to using 20% when we walk through these questions in interviews? Thanks!

+3Is it a good idea to try to get into IB when you are in your 30's?


So, basically I moved to the US when I was 24 (with $700, 1 backpack and 0 English) and spent 5 years in CC, and then transferred to UC Berkeley Haas School of Business Undergraduate Program for 2 years. I will be graduating this spring and I am 32 right now. I just wondering what my chances are...

+3AMA: Former no-name IB Analyst --> Data science/Artificial Intelligence position at large quantitative hedge fund


Hi All, I’m an ex-IB analyst at a no-name boutique in a major city. I recently left my job at the boutique after a year and a half for a new position in data science/artificial intelligence at one of the largest quantitative hedge funds in <abbr title="New York...

+3IB intern drug test?


So with all the banks recruiting pretty early this cycle, some people are gonna be getting offers as soon as this April, like at Citi. Will these banks be doing their background checks for summer 2020 this spring 2019, including drug tests? Or will the tests be administered closer to the start...

+3Can't decide between soph internship offers (Equity Research at BB vs IB at a Boutique)


I'm a sophomore at a non-target (3rd year of a 5-year program) ultimately hoping to get into <abbr title="investment banking">IB</abbr> through 2020 summer analyst recruiting. I have one <abbr title="private equity">PE</abbr> internship and one...

+3Compensation at Stifel, Nicolaus & Co.?


Anybody have any idea about what compensation is like at the <abbr title="New York">NY</abbr> office for first and second year analysts? The database doesn't seem to have consistent data. Thanks!

+2Ziegler Corporate Finance - Chicago


Hi All, Anyone have information on Ziegler in Chicago? Specifically curious about anyone who has worked there and knows (i) Reputation of Corporate Finance/Healthcare division (ii) Is this Investment Banking?, (iii) Compensation from Analyst to Associate (iv) type of work that's done at...

+2How do you do a comps analysis for private companies?


Hey Guys. For boutique shops working with private companies, how do they primarily find sufficient data to complete a comparable companies analysis? In my <abbr title="summer analyst intern">SA</abbr> internship last year (with a boutique), we were able to gather some data...

+2Role within MM M&A, TAS (Europe)


Hi all, So I am new to this whole industry and would like to get the facts straight to understand a role and firm, namely an <abbr title="mergers and acquisitions">M&A</abbr> associate role at a BDO, Grant Thornton kind of firm which is serving the mid-market here. I...

+2July GS Summer Analyst application - What to expect


As above, what is a day to day work schedule for a summer analyst? Do i have to master Excel and Power Point for said job? Will networking and cold emailing help if i apply through the website? I have some doubts regarding the application process, specially if it really makes a difference...

+2Take quant dev offer or try for banking?


I'm a 4th year <abbr title="Credit Suisse">CS</abbr> and math undergrad with some offers for software engineering, quant dev, and research roles. My best offer is from a well known <abbr title="hedge fund">HF</abbr> for a quantitative research...

+2M&A to +$60M Startup


Hey Fellow Monkeys, I am currently in route to become a VP at a global <abbr title="mergers and acquisitions">M&A</abbr> firm in the U.S. but the way teams are structured may limit my upswing in this firm. I am considering leaving for a role at a mid-size tech start up...

+2What's In Your Banker Bag Duffles?


I just saw a post on reddit asking who gets those bags, and it has me thinking: what do you even put in them? They're shaped like a cylinder so obviously papers are not gonna work nor are folders, office accessories, etc. Do you guys just use them as gym bags or to hold your lunch? Not...

+2If colleges were stocks


Which colleges do you see moving up the most in the rankings (university overall or undergraduate business school) over the next ten years? If colleges were stocks which stock (college) do you think has the most upside (based upon their US News ranking)? Obviously there won't be a lot of...

+2Corporate Banking FT Analyst - Citi Bank - NYC


I just scheduled my first round of interview for Citi's full time CB analyst, <abbr title="New York City">NYC</abbr>. It will be 2 phone interviews, 30min each. Does anyone have any insight on what to expect? I am really hoping to land this position! What I have...

+2Pulling the Plug - Lateraling to a Competitor and "That Talk"


Hi, I'd like to know best practices for "that conversation" with your group head when you're going to a competitor and giving notice. If lateraling to another group / new bank, which is a direct competitor of your current group, do you ever disclose the new banks name?...

+2Evercore Sophomore Diversity Seminar (Mar 1)


Anyone hear back from this? Accepted applicants are supposed to hear back by mid-Fed, so was wondering...

+2GPA for buy-side recruitment Post-IB?


Hasn’t been discussed in a few years, but what is a good gpa to have going into buy-side recruitment from IB? Im asking in particular for <abbr title="middle market">MM</abbr> <abbr title="private equity">PE</abbr> and credit shops. Personally...

+2PIP performance


What is the story with being asked to sign a PIP? Is it essentially just a sign you're going to be fired when, and not if?

+2FCFF vs Unlevered FCF - is there a difference?


This may sound stupid but I am confused. I've been learning with a Rosenbaum's book and it states the following: EBIT - tax + D&A - Capex - change in NWC (when negative then + when positive then -) = <abbr title="free cash flow">FCF</abbr> On the other...

+2FT 2020 Recruiting


Wondering when full-time recruiting starts for 2020 roles? I see <abbr title="JP Morgan">JPM</abbr> has applications open, however I am currently interning in <abbr title="New York City">NYC</abbr> now at an <abbr title="investment...

+2Keeping track of monthly expenses

Roger Rabbits

As many people in the Finance Industry, I too have a habit of Champagne and Strippers (not cocaine because its bad for the heart), this has led me to spend more than I would like to in some occasions. Having a negative cash flow is not my thing and I don't want to get into debt and...

+1MBA Associate Grades


Hello, Could someone please tell me whether groups ask about <abbr title="Masters in Business Administration">MBA</abbr> grades when converting internship offer to full-time. I received an internship offer through <abbr title="on campus...

+1Networking questions over phone?


Semi target sophomore here. I have a few phone calls set up with alumni at <abbr title="investment banks">IBs</abbr> to seek advice and hopefully get a resume push for <abbr title="summer analyst intern">SA</abbr> 2020. I'm having a tough time...

+1Wow, can't believe they sued Goldman for this.

Shadowz20x Seriously, what the hell? Wow. That is all.

+1Canaccord Genuity Boston Email Format


Hello, Does anyone know the email format for Canaccord Genuity in Boston? I've tried all the most common formats, but hunter io mail tester says they don't work. Here's the ones I've tried: [email protected] [email protected] Only ones that...

+1I want to put myself in the best position for IB..


Hello all, Currently a Freshman student at a state school (non-target) with a 3.7 gpa, looking to transfer to a target or semi-target. (3.4 HS GPA & 1280 SAT) I have seen a lot of information about transfers, but honestly, none seem too sure and realistic - or maybe I am viewing...

+1Should you ask questions throughout the interview?


Just curious on your opinions of asking questions throughout the interview? For example, when the interviewer asks your outlook on the specific market and you give your answer, do you think it's appropriate to ask their thoughts after? i.e. I think this and this because of this, what are...

+1Choosing Between IB/AM/Institutional Sales: First Ever Internship


Hello, I have the chance to choose between <abbr title="investment banking">IB</abbr> vs <abbr title="asset management">AM</abbr> vs institutional sales for my first ever internship (freshman). I am most interested in <abbr title="asset...

+1Top TMT Groups in Chicago/NYC?

w s

Only interested in prestigious firms with solid <abbr title="technology, media, telecom">TMT</abbr> groups in <abbr title="New York City">NYC</abbr>/Chi. Would prefer groups that originate deals.

+1Off-Cycle FT Hiring


How often do full-time off-cycle interns get hired, assuming they do everything correctly and minimize mistakes? Any advice would be helpful.

+1Studying abroad spring semester before internship?


Hey guys, I plan on studying abroad in Italy my spring semester before an <abbr title="investment banking">IB</abbr> <abbr title="summer analyst intern">SA</abbr> internship. I was wondering, would the bank accommodate me given that I won't be in...

+1Modeling courses


Anyone have any good recommendations on good modeling courses? I have heard of TTS, ILTS, BIWS, and some others but they can get pretty pricey and was wondering if anyone knew if there was any real difference between these.

+1Raymond James Healthcare Finance Summer Analyst 2019

Just wanted to check in and see if anyone heard back from RJ for their Summer <abbr title="investment banking division">IBD</abbr> Healthcare group role in <abbr title="New York City">NYC</abbr>. There aren't many <abbr title="investment...

+1Summer Intern: Investment SA at Merrill Lynch NYC or Research at Keybanc Capital Markets Cleveland?


Which summer internship would be better for landing a <abbr title="full time">FT</abbr> at a <abbr title="bulge bracket">BB</abbr> the year after? The Investment <abbr title="summer analyst intern">SA</abbr> is specifically under...

+1Where to find company specific deal information


When you're prepping for an interview, what are some of the sources you guys use to find company (& group) specific deal information? I have access to Bloomberg and have found the <abbr title="mergers and acquisitions">M&A</abbr> Deal list useful, but looking...

+1DCM or EQM


Is it possible to transition from Commercial Banking to <abbr title="equity capital markets">ECM</abbr> or DCM? I am currently working for a large middle market bank as a financial analyst, and have thought about the idea of transferring in the future. Although, <abbr...

+1Goldman Sachs IBD - Sports Financing Group


Anyone ever heard anything about this group at GS? One person from my school (non-target) got a <abbr title="full time">FT</abbr> offer for the group, but I have no idea what kind of deal flow or exit ops they have.

+1edited/do not reply



+1What are the Main Ingredients in Longevity Activator?


Similarly as the name depicts, Longevity Activator truly enacts the thing in one's body that prompts greater life span and better wellbeing. It expresses that one doesn't have to believe that getting to be old prompts infirmities however ought to effectively and progressively find a...

+1BB&T/SunTrust Merger


What's your initial reaction to the largest merger since the crisis? Curious to see how others believe this disrupts banking as a whole and specifically the <abbr title="investment banking">IB</abbr>/Capital Markets space. Will we see other regionals (PNC, 5/3, Key,...

+1Entering Investment Banking Older


This also applied to private equity boutiques that raise capital. I have worked in asset management and treasury, I have also working in consulting for commercial real estate. I have developed a substantial network of hnw and uhnw investors. Some of these are personal some business. I believe I...

+1Morgan Stanley 2019 Early Insights Programs


was wondering if anyone has heard back from the early insights programs (not inside access day) like the women's camp

+1How long does it usually take HR to send an offer

Latam Monkey

Hi monkeys, So I'm currently in the process for an <abbr title="mergers and acquisitions">M&A</abbr> analyst position with a <abbr title="bulge bracket">BB</abbr> here in Latam, already had multiple interviews, 2 analysts, 1 associate, 1...

+1MD ignored my emails but got hired by his boss


I got a summer internship on the trading floor. I got a tour on the trading floor this week and I saw one of the MD who ignored my emails. To make it worst I spoke with him before and he started ignoring my emails after inquiring about the summer internship. The MD (who is not my boss) will sit...

+1Does Centerview hire MBAs? Also, how does one land a pre-mba IB internship?


Two things: 1. Does anyone know if Centerview hires MBAs? I am considering <abbr title="investment banking">IB</abbr> for my post B-school career and would like to be a lifetime banker. They invest in their employees with that intention, so it makes sense for me to want to...

+1What to ask in a call with a MD


So I want to get into <abbr title="fixed income">FI</abbr> <abbr title="sales and trading">s&t</abbr>, and I have a phone call set up tomorrow with a MD <abbr title="fixed income">FI</abbr> trader. I’m also making a...

+1[Career Advice] What internship will give me best chance at improving my resume to land a full time IB offer in the fall?


I'm currently a junior finance major at a semi-target right next to an industry hub. I'm looking at internships for this 2019 summer about to lock one down but wondering which one would provide me with the best chance at landing an <abbr title="investment...

+1Non-recourse securitized receivables

Tony's Brother Michael

If you're adjusting debt for a company and they have a securitized A/R facility that is non-recourse to the borrower, this implies that the investors are responsible for losses on bad debt/non-collection, right? In this case, would you exclude the A/R facility from debt since the company...

+1FP&A at a large scale/public tech firm or IBSA for a mid market bank for full time IB recruiting?


Hi Everyone, I am a junior transfer at a target and am in a little dilemma. I have an opportunity to do FP&A at a public tech company is San Francisco or IBSA at a mid market <abbr title="investment banking">IB</abbr> that focuses on the IT/SaaS space. I wasn't...

+1Thoughts on MM IB Firm?


Hey everyone, The career services site at my undergrad has applications open for two firms named Cross Keys Capital and Dresner Partners. I've never heard of the firm before, couldn't find anything on this site, and do not have individual access to CapIQ, Bloomberg, etc. I can go...

+1UT Austin Math Major. Can I Still Land an IB job?


Hello everyone, I’m new to this site. I am a senior in high school who is possibly considering a career in <abbr title="investment banking">IB</abbr> down the road. I am attending UT Austin in the fall as a math major. I know recruiting at UT typically happens in McCombs,...

+1NIBC Investment Banking Competition Final Round - Worth it?


Hi all, I am on a university team of 4 who entered the NIBC investment banking competition this year, where we did a full case modelling exercise and gave corporate finance advice on Tapestry (Coach, Kate Spade holding company). We were lucky enough to be one of the teams accepted to the...

+1Does anybody have an Midstream/MLP model that they can share with me?


Good Afternoon All, I'm currently interviewing with a financial research firm and they have assigned me an midstream/MLP company for a case study. Although in one of my previous roles I used to cover Oil & Gas, it was only focused strictly in the upstream space. I'm currently...

+1What to expect from an informal coffee chat?


Hi, This is my first post. I am at a UK target school in my first year; I recently met an analyst at a firm think (Lazard/Evercore/PJT) during a networking event. The analyst has agreed to meet for a chat; I have already spoken a lot about their role, background etc during the networking...

+1JP Morgan Group Placement


Past posts on this topic seem outdated. About to go through JPMorgan investment banking placement over the next couple of weeks. I'm interested in <abbr title="private equity">PE</abbr>, which groups will give me the best technical experience that also have enjoyable...

+1Notre Dame (Mendoza) vs. UNC (Honors Program and Kenan-Flagler) Undergrad


Notre Dame would be about 20K more per year, and I prefer the social scene there. Would UNC with Honors be worth giving a look? What are job prospects like at both schools? Looking for <abbr title="investment banking">IB</abbr> or <abbr title="private...

+1Healthcare Industry: Major players and how it is all intertwined


I was wondering if anyone could recommend a really good primer on the HC industry. Mostly just a broad overview of all the major players, and how money and services/products flow through this system. I have a general understanding, but it would be helpful to visualize this dynamic (so even a...

+1I landed a Telefoninterview in IB and have no i dea of the topic - I need advice


Hey guys, I went to a conference about consulting and investment banking, which can be considered a career fair aswell. Because one of the <abbr title="investment banks">IBs</abbr> held a great speech I applied and landed a telefoninterview. I explicitly stated in...

+12020 junior recruiting with upcoming Sophomore BB SA


I’ve got a Sophomore <abbr title="summer analyst intern">SA</abbr> stint at <abbr title="Goldman Sachs">GS</abbr>/MS/<abbr title="JP Morgan">JPM</abbr> coming up and it’s in my absolute dream group, so I would very much like...

+1Is WoodBridge International a serious competitor to LMM/MM IB Boutiques?


Just was curious as to what people's thoughts are on Woodbridge International. For some background, this is their process (from their website). Target companies with 5-250mm in revenue and >1mm <abbr title="earnings before interest tax depreciation and...

+1Programming for IB risk


Is it a good idea to learn a programming language to help try and get an springweek/ internship at an investment bank and if so what would the most appropriate language be? Im hoping to enter risk.

+1DCM or ECM


Is it possible to transition from Commercial Banking to <abbr title="equity capital markets">ECM</abbr> or DCM? I am currently working for a large middle market bank as a financial analyst, and have thought about the idea of transferring in the future. Although, <abbr...

+1Looking For Investors or Dealer/Broker Focused on Private Placement


I have recently filed 2 private offerings and I'm looking for accredited investors to invest with me, or a dealer/broker to sell my notes. I'm paying 12% interest to investors and 2 to 6% commission for brokers. Below is the link for my Next Page Funding's filing. I'm...

+1Terminal value with a Levered Free Cash Flow (FCFE)


Hello monkeys, Revising an old model I am finding this way to calculate the Terminal Value in a FCFE <abbr title="discounted cash flow">DCF</abbr>. Exit <abbr title="free cash flow">FCF</abbr> from <abbr title="discounted cash...

+1Graduate Programs (AUSTRALIA)


Does anyone know dates for when graduate program applications for Investment banks comes out in Australia?

+1Graduating earlier than planned, when can I start applying for IB?


Managed to get a part-time <abbr title="equity research">ER</abbr> internship at a <abbr title="bulge bracket">BB</abbr> from a non target in the area. They don't really hire fulltimers from the fall/spring internship (mostly from summer)....

+1Wealth/Asset Management to IB


I am a junior at a non-target school. I am a junior with a high GPA. I've had a good internship in wealth management and one in asset management. I have another lined up this summer at PNC Bank in their AMG. I am considering applying to <abbr title="investment...

+1The 50+ Skills needed to be an Investment Banking Analyst

The White Bull

In my MBA curriculum, I had to study Human Resource Management wherein I came across this [site/tool]( which helps you to get a Job Description for different roles/profiles. I was really interested to look into what skills I might need to start my IB career as an...

+1Do you know which active ingredients make Joint FLX A Truly Innovative Product?


Prescribe Joint FLX Print Article Share this article on Facebook Share this article on Twitter Share this article on Google+ Share this article on Linkedin Share this article on StumbleUpon Share this article on Delicious Share this article on Digg Share this article on Reddit Share this article...

+1Deleted please ...



+1Evercore London Thoughts


Hey all- know this has been covered in terms of US opps, but was looking for some up to date info how evercore LDN in terms of <abbr title="private equity">PE</abbr> placements and any particularly strong teams, at analyst level

+1How are floors at an investment bank typically organized?


Are they typically sectioned by group? As in the healthcare group might be on a different floor/section than the <abbr title="technology, media, telecom">TMT</abbr> group?

+1Leadership/Extracurricular Activites Resume Section


Confused about what is more impressive on a resume in the leadership/extracurricular section. Would recruiters or hiring managers find it more impressive that you got into a highly selective insight program at a <abbr title="bulge bracket">BB</abbr>/<abbr...

+1Is it possible to get an IB offer from UCI?


I'm currently a community college student with an abyssmal 3.5 GPA and wanted the best business school that I could trasnfer to any recoomendations ? I think I can get into UCI's paul merage school but the thing is I really want to work in SF bay area. Am I assed out? Any other school...

+1Just accepted an offer to attend UT Austin MSF


I recently decided to change course and go for the <abbr title="Masters in Finance">MSF</abbr> degree instead of a financial engineering degree which had been my plan throughout college. I have decided I want to work in investment banking instead of financial engineering....

+1Best Investment Banking schools in the Northeast


Excluding Harvard, Princeton, NYU & Yale Preferably those that are transfer friendly, and obviously have solid alumni networks. Provide a ranking if you can.

+1What to do if you still haven't found a 2019 summer internship?


Short summary, I transferred schools between the summer of my freshman and sophomore year to a stronger academic school (I had an athletic scholarship to the other on). Anyways, due to transferring, I got way behind in the <abbr title="investment banking">IB</abbr>...

+1Sovereign Bond Intern


Hi all, I have an interview coming up for a sovereign + supranational + covered research internship. I've learned about corporate fixed income during a MSc Finance so I have my duration, YTM, convexity etc down ok. One thing I totally lack is macroecon, but I have not mentioned any macro...

0Deutsche Bank Corporate Finance - Is this Investment Banking?


I am a bit confused about this! Typically, corporate finance is not investment banking. Deutsche Bank Corporate Finance -- is this Investment banking area? typical mix of product groups and industry coverage groups? Thanks!

0Deadline to find a summer IBD Internship


I am currently a junior at UCI studying Public Health B.S and my last quarter is Fall 2019. I have held two <abbr title="investment banking">IB</abbr> internships and both were very insightful experiences. I am set on breaking in, however, I have limited time to acquire a...

0Anything incoming freshmen should be doing?


Will be a freshman at a target this fall. Have no banking or finance experience; how should I go about finding an internship for this summer? I see kids on Linkedin with <abbr title="Bank of America Merrill Lynch">BAML</abbr> internships right before their sophomore year...