+3 I agree ppl really do not think about the ultra low liquidity of the LO job market vs HFs and SS ER... Associate 2 in ER
+3 Just wait until I tell my contact at the White House.. Prospect in IB - Cov
+3 That’s because LLMs are inaccurate trash.  Remain skeptical.  CRE
+3 JP loves their Europeans. It’s why it’s a pretty miserable place to work. I like Oxbridge PPE’s, hardo LSE and Warwick internationals and the occasional St Andrews nepo baby for the London office. Good mix. Managing Director in IB-M&A
+3 UConn is not a target, but it is also very clearly not some random school with zero path. If people are placing into BBs, EBs, and strong MMs out of there, then the blueprint exists. Analyst 1 in IB-M&A
+3 del Associate 1 in RE - Comm
+3 GoingGoingCaught Ozymandia
+3 congrats on lazard Associate 2 in IB - Cov
+3 Stage of career also plays a large role - if you've already worked on an established team for 3-5 years and aren't seeing growth, the startup opportunity makes a lot of sense. PM in HF - Other
+3 happiness certainly depends on your physical and mental health. it depends much less on your physical or mental abilities. Kevin25
+3 Most ppl obsessed about investment banking generally tend to have a clear goal in mind, and IB is a bridge. The dream is to end up on a buy side role with potentially 6 figure carry cheques, for example.  Arrowheads
+3 Start drinking and smoking more. Hit the gym and lock in on your fitness. Bang some hot chicks. Intern in IB - Gen
+3 did the superday last year, mix of behaviorals and technicals with more senior people much more on the behavioral side. Intern in IB - Cov
+3 Anonymous Monkey: kbrudher
+3 It sounds like you're doing just fine and have a lot to be proud of. Sure there are people ahead of you but it's a long career and it's a marathon, not a sprint. Do the best you can with what's available. Associate 1 in IB - Cov
+3 Thank you for this incredibly detailed and helpful write up. I think the key is to strike the right balance between security and not holding yourself back. Investment Analyst in HF - Other
+3 Buddy’s at Stern and just landed nice BB offer. Was on the phone with him for an hour yesterday and he was saying there is a huge support system once you get into one of the clubs (TFS, SOF, etc.). DelusionalDave
+3 overlevered is probably the worst out there. ibvine is probably the widest. marginofalpha is probably the deepest/most technical. IMO just get ibvine and marginofalpha Analyst 1 in IB-M&A
+3 Probably makes you less competitive - my understanding is a lot of these firms today have dedicated engagement teams that sit alongside the investment team whose role is to specifically plan out all the things you highligh Investment Analyst in HF - Other
+3 Footnote: G allegedly SA'ed someone during his time at Westminster; a rumour that has followed the G(oat) since his late teens into his time at LSE. LondonIntern2026
+3 Hey man, thank you for taking the time to reply and frankly this might be exactly what I need to hear   Investment Analyst in HF - Other
+3 These people don't care.  Facts are meaningless. Ozymandia
+3 Jef if u want to get touched Associate 2 in PE - Other
+3 Is what you're saying entirely accurate? No. E.g. your free school meals anecdote - incorrect. Your council house suggestion lacks critical thinking. nutmegger189
+3 My parents instilled in me a deep desire to be better than others! So now every time I see someone who im better than, I feel good as it may bring me emotionally closer to my father. rooseveltfan
+3 Do you know what risk limits the established pod has? Sometimes a very established pod may have looser risk limits by virtue of the experience and long track record of P&L that the head PM has. kil
+3 Don’t be too hard on yourself. You’re feeling this way because you don’t have a base of confidence to feel secure in your abilities on the job. finOH25
+3 I’m glad others have commented this too but I’d be wary of thinking that a UVA club feeds to MF PE and HF. Door
+3 NMC is a grindshop (so is any other UMM fund tbh). Friend disliked their associate experience thre and when I was interviewing for VP position the SVP/director folks looked tired and drained af VP in PE - LBOs
+3 If you are in one of HC, M&A, M&T, FIG, RELL: congrats, this applies to you! It's probably a 50/50 shot whether or not this applies to you or not if you are actually working at UBS. Analyst 1 in IB - Gen
+3 Dr. Rahma Dikhinmahas Ozymandia
+3 What size company and what location is your S&T internship at? What sort of state school? Do you know what you want to do (S&T?) after graduating? Associate 2 in AM - Other
+3 >she just can’t get anything done Associate 2 in PE - LBOs
+3 Just adding on FinnesseGod's suggestion, I'd recommend familiarizing yourself with annuity factors for common discount rates at 5 years, 10, and perpetuity. Analyst 1 in PE - LBOs
+3 Don’t know about Blackstone or Brookfield etc but KKR RE Equity is notoriously sweaty with a pretty bad culture. Associate 1 in RE - Comm
+3 As someone who ended up in a FT BB role, it really can be quite bad, especially if you are in an environment with a horrible culture. Analyst 2 in IB - Cov
+3 i dont think so, im working at a "shittier" mm bank for S&T and one of the desks I rotated on the last 3 people quit for citadel, citadel, and millenium. meanwhile all the alum I know at GS etc. all had shit exits. Incoming Analyst in S&T - Equities
+3 If accounting and LBO/3-statement model tests are where you're hitting road bumps... you're probably better off in VC man. PrivateTechquity 🚀🚀🚀
+3 Receive bbg terminal from your parents as your first birthday gift Latebloomerchimp
+3 For context on why this is important, you learn very little at a VC where you're exclusively following on in rounds. PE-biz-dev
+3 the basic hygiene and fashion stuff makes sense but everything else is gay lol. Wearing insoles to the office? are u tryna rizz up ur 45yr old MD? equitymuncher
+3 M&T culture has been bad for like 3 years now  Analyst 1 in IB - Cov
+3 Ok intern 👍 Analyst 1 in IB - Gen
+3 He’s a resident MAGA retard.. hasn’t had one good take to save his life  dlrulz
+3 They are hiring more Americans because they stopped hiring the maple munchers and are now more conservative with handing out visas to intls.  AsianBecky69
+3 If their performance is great, why haven't they raised a fund in 6+ years? VP in PE - LBOs
+3 Agree that best seats are top SM/MM hybrid places like Holocene/Woodline/Junto. Analyst 3+ in HF - EquityHedge
+3 Not super common or unheard of, and your perspective is perfectly honest - you think markets are more interesting than the private side. leefbmp
+3 I think the main difference is between investing sytle: discretionary or systematic. That would moreso determine the type of fund/pod you go to rather than where you come from. bobzen
+3 Incoming SA in DI group. Am I cooked? Intern in IB - Cov
+3 I think you can still make it in the industry and if you truly want to give it 1 more shot than go for it but also continue to apply for many different jobs in other industries in case it doesn’t work out. Associate 3 in IB - Gen
+3 The sense of "reward" besides the $ comes from the sense of having been right on your prediction/forecasts. MMPM
+3 Pain, hating your family, others  midwest_analyst
+3 I always wondered why white collar workers aren't usually unionized. If Investment Bankers had collective bargaining power through Unions their working conditions would drastically improve. Sharky286
+3 Very familiar with the team. Originally comp was pretty high (low base, 85k for A1) but as mentioned above, the bonus could get really high in good years (but screw you in the bad ones). Analyst 1 in IB-M&A
+3 you dont need much. get 4 suit pants (2 blue 2 gray; i got custom wool ones from asia for cheap, but you can just get them from like burlington no one gaf) and steam them after you come home. Incoming Analyst in IB - Cov
+3 Everyone saying there'll be no juniors any more - you really think VPs want to be spending their lives prompting AI to do something that they can't necessarily rely on? Engineer Monke
+3 Congrats on SOF wingedmonkey123
+3 AIF has placed into: Blackstone, KKR, TPG, Warburg, Ares, Vista Equity, and Silver Lake  MII has placed into: Blackstone, Apollo, Warburg, Vista Equity, and Bain Capital Prospect in IB-M&A
+3 FSU Noles on Wall Street club had PJT and two EVR placements + a bunch of BBs mnaboy
+3 sounds like you need a distressed debt trading desk in your life Analyst 2 in IB - Restr
+3 Hi, not OP but found it insightful. Associate 1 in RE - Comm
+3 This was so clearly written by AI. Associate 2 in IB-M&A
+3 So at a bank it's perceived as bad, on the investment side, good. At a bank, they put the people that make bad loans in workouts as punishment. Then you work yourself out of job. Exec VP in RE - Other
+3 am involved in analyst recruiting. you need to make sure you know your deals and story well in addition to technicals. Alot is about team fit too that you have to keep in mind. Associate 1 in IB-M&A
+3 it's 2026 buddy, but point stands Intern in IB-M&A
+3 S+ GS CVP EVREverything else in S is A+ whoooo
+3 Grew up true lower middle class (HHI $40-60k) and thought I'd do anything to be wealthy, but I don't really idolize my seniors' lifestyles. Analyst 2 in IB-M&A
+3 They won't auto-reject and some people do re recruit, but the best case for that is if you missed most of recruiting or didn't network... Associate 3 in IB-M&A
+3 I think there's 5 groups (3 if you don't care about WLB as a consideration) at UBS that anyone lateralling should even take a second look at broken into two categories of WLB groups and deal flow groups. Analyst 1 in IB - Gen
+3 Bruh, ts is so confusing. Some people are like you need your behaviorals super polished, and then there are other people that say you don’t want it super polished so you sound more natural. wso warrior
+3 A Zyn followed by a morning coffee is what I call Wall Street breakfast. Green Zeus
+3 Agree with absolutely everything. That's why I decided to leave finance, get my CS degree, and go work in tech. Matchabee
+3 In a similar boat would like to hear any advice Analyst 1 in IB - Gen
+3 Good question - I’m unsure but generally I’m very skeptical. patrick_bateman_
+3 Hedge fund-of-funds: Business core. Burke
+3 “Competent at trading power” is the understatement of the century. You clearly don’t understand how successful these firms are.  Trader in PropTrad
+3 Managing Director in IB-M&A flakeyassfriends
+3 I have always felt incredibly socially awkward in school, then in coffee chats, then in banking, then in PE, then in sourcing/management meetings but every time you care a little less and every time you get a little better Associate 1 in PE - LBOs
+3 You wanted to do FICC derivatives trading since you were 10 or 11? Really? Analyst 2 in IB - Gen
+3 NoEquityResearchIt's the first successful political assasination since Bobby Kennedy and MLK in 1968. Is that not big enough for you? PokerSlopWars
+3 BIg back is gen z slang for fat. Raijin
+3 I would seriously reconsider why you want to go into real estate. It might be the wrong decision but your reason doesn’t make a career in real estate worth it. [email protected]
+3 Can give some insight on the class of 2028 FS: 1 EVR M&A, 3 JPM, 2 MS, 1 Gugg, 1 Roths, 1 BofA PEG: 1 Citadel, 1 EVR RX, 1 Gugg, 2 MS, 1 Lazard RX, 1 HL RX, 1 EVR ECM, 1 CVP RX Sterndegen
+3 Then do it for 2 years while you work on an MBA application. A paying job is better than nothing Associate 3 in IB-M&A
+3 There are several videos on youtube, acre, etc showing waterfalls being made. Gekko21
+3 Don’t beat yourself up about it, these things happen to everyone at some point. Analyst 1 in RE - Comm
+3 Easier to get in and promoted due to DEI quotas. The only coworkers that get labeled creepy are the unattractive ones. You will be surprised how many female Associates are sleeping with VP and above even in the same team. Analyst 1 in IB - Cov
+3 At one of GS/MS; think some sponsors are more motivated to do deals than they were a few months ago (mostly the tech specalist firms and a value firm here or there giving software a second look) but most generalist sponsor Analyst 1 in IB - Gen
+3 I am a commercial appraiser working in the largest market on the West Coast. johndegriogo
+3 thanks certified corporate development professional  charjone24
+3 There is no standard. Every firm is unique and often varies even within a firm. SaaSChimp
+3 Why do people assume that productivity scales linearly with population growth? It doesn’t, think about an office clerk in 1920 versus today, technology has made them markedly more efficient. guyfromct
+3 MIT is a great school.. MacchiatoBach
+3 I get a lot of these so I can not respond to every one, but the ones I do respond to are when it is clear the person actually did some research beyond just my school and bank. FixitFelix
+3 It is objectively worse to do a real estate masters coming right out of undergrad with zero experience.  CRE
+3 How much experience do you have / how old are you? Associate 3 in IB-M&A
+3 Need to distinguish between agency securities lending and those done by prime brokers. SBL within prime is much more desirable and certainly within S&T.  mayoineko
+3 One of them Associate 2 in PE - LBOs
+3 Why hate on someone ? Just because hes doing better than you mfamo