+2 asking for an empirical proof lmao. Research Analyst in AM - FI
+2 Don't forget his speshul buddy Ozymandia is there to back him up! hedgehog9
+2 Indians, Chinese, Koreans generally have no integrity (compared to Americans) and will cheat and sabotage  Intern in IB - Gen
+2 You need to ignore party lines. Clinton in 2000 was a moderate dem at most. Look at his policies, would seem far right by todays standards (Illegal Immigration Act of 1996 for example). figureditout
+2 Don’t care at all about AUM. If I get a fat enough bank account, I’m retiring.  CRE
+2 Shops I would work for in Washington state are: Urban renaissance group Security propertyHolland partner group Lake union partners CREmk25
+2 was he in ibw though? vermillion235
+2 Age: 32 Years of Work: 10, no MBA Current Role: VP at LMM buyout firm in tier 2-3 city Total 2025 Cash Comp: $400k, plus small carry payout ($50k) Principal in PE - LBOs
+2 Depends on lifestyle too though. Say you’re making more money each year and, sure, have likely saved a good chunk of change, your lifestyle costs inevitably creep higher too. Enlightenment
+2 Just do it. It's the only regret I have from college. Every time I'm abroad, I usually think "shit, man, I could have done this for an entire semester."  CRE
+2 Ok so racism and sticking your head in the sand aside, there is one important point here that I surprisingly haven’t seen made yet. You could easily answer OP’s question by simply Chat GPTing H1-B Visa Purposes. Houseofmorgan2278
+2 Agreed. Co signed. Notarized, PE Midwit But Im bout to run it up on you hoes Associate 2 in PE - LBOs
+2 Not sure why there is a huge push for learning modeling when preparing for IB SA interviews. Analyst 1 in IB - Cov
+2 Literally right after I posted this I opened LinkedIn to see that one of our Vice Chairs of M&A was just poached by JPM. Can’t make this stuff up. Anyone that is talented or worthwhile is running for the hills. Works at Bank of America Merrill Lynch
+2 Isn’t social housing and inheritable rent controlled units a big issue in NYC as well? Genuinely asking as a European who has seen some videos/news on the topic Jack4390
+2 Talking to yourself out loud, mirror practice, writing your key points and then practicing talking around them (i.e. Addinator
+2 Yeah man, it's these greedy poor people that are the problem lol, not the fact that we live under a system that lets rich NIMBYs block the construction of new housing units and allows a single person to amass a net worth o Buzz_Lightyear
+2 There are a lot of reasons that contributed to this. brtfedd1312
+2 lmao just renege Prospect in IB-M&A
+2 I genuinely think they’re all great opportunities in their own way. rolo25
+2 I agree with the others on how you should put your money. Live off the dividends, after a year they get taxed different and 4.5M, with a good yield you can make easily over 100k.  usernameladiesman217
+2 HEAR ME OUT: DB NYC Georgington Washington
+2 Communicate to him/her these concerns. If they are receptive of the feedback and improves, they should be fine Intern in IB - Gen
+2 If you/your parents give a damn (which, you probably do), Washington is financially the worst state to retire and die in. Look at the estate tax. Traderade
+2 My intern did not meet my expectations, but I still wanna keep him. Don't wanna do more mandatory random coffee chats, acting nice, and wake up at 8 AM for a random superday CSHouston
+2 As someone who went to GSB/HBS, I hope you don't choose my alma matter based on your tone here. You come across with a super inflated ego and very low EQ. Analyst 1 in PE - LBOs
+2 Damn, I can say coming from a southern college where there were a lot of food service workers who were black, they can be either the rudest or kindest service workers out there, no in between.  usernameladiesman217
+2 And don't be worried about getting "stuck" in such a position, if asset management isn't your life-long goal. CRE
+2 Thanks chat JP Minion
+2 octog Works at The Family Office
+2 Carlyle secondaries is not a competitive process Analyst 1 in IB - Cov
+2 Apologies, it’s an old title from my first job at a physical trading house. Still work in commods though just on the shipping/broking side more than the trading side.  Junior Trader in S&T - Comm
+2 Lol, if this is true, this is very much in line (if not higher if closer to mid bucket) vs. other bulge brackets.  Associate 1 in IB - Cov
+2 hedgehog9Lol your arguments are nonsensical longandshort
+2 Do you think exits at a growing pharma group like Jeff/Citi will improve in the coming years, assuming current trends? Wondering as an incoming SA. Intern in IB-M&A
+2 Analyst 2 in IB-M&AComplaining about "Too many bots in banking" yet you're the MD spending new year's eve on wso. Managing Director in IB-M&A
+2 I'm considering optometry or accounting, possibly engineering usernameladiesman217
+2 thank you. In this scenario the draw would replace the discretionary bonus but be "guaranteed" in the sense that I would get the same fixed amount per year, subject to specific clawback schedule if I leave voluntarily. Developer in RE - Comm
+2 Congrats on GS! samspink
+2 Larry and Sergey, tried to sell google for $1m, when the buyer pulled out they dropped the price to $750k to try get rid. They wanted to focus on their studies. Ap_123
+2 Well, you mentioned reddit. While this site can be very doomer(DEI doomerism is a common one) WSO at least has more professionals and people with experience to comment on shit, so you'll find less doomerism here.  usernameladiesman217
+2 No user is wildly misinformed. Have worked at a reputable MM M&A group (WB/HL/Piper) as well as a top BB Levfin group. Nobody cares about this. rolo25
+2 agreeing with other commenters the eb site is pretty good  Analyst 1 in IB - Cov
+2 Bad. Those 2020/2021 funds are all screwed, and even some of the 2022/2023 ones. Even then, the DPI numbers have been bad across the board. Associate 2 in PE - LBOs
+2 Firstly, in EMEA, PIK interest is generally tax deductible upon accrual. Believe this is also the case in the US (depending on structuring). Ultimately you want to avoid that the PIK is perceived as a disguised dividend. Analyst 2 in IB - Cov
+2 From what I know about Tech, it's closer to 60-70 in normal weeks and closer to 90 on bad weeks. Other mid-tier groups like HC are closer to 80 in normal weeks and closer to 100 on bad weeks. Analyst 2 in IB - Gen
+2 bump llmtt30
+2 I heard big 4 audit has some open spots still Intern in IB - Gen
+2 Pay - base is street, bonus is slightly below golden handcuff
+2 If people really want to solve the problem Managing Director in IB-M&A
+2 Consuming way too much Clavicular content? Quant in HF - Other
+2 For the last few years, the PE hiring market in terms of most opportunities -> least opportunities is (1) Associate (including laterals), (2) Senior Associate and then (3) VP Associate 3 in PE - LBOs
+2 Group and people dependent. Mentorship is really something that ends up happening informally when you work with the same few people commonly on deals. Analyst 2 in IB - Gen
+2 I was approached, but they’re all terrible roles where you lack support needed for major deals Managing Director in IB - Cov
+2 There is no threat of “socialist asset seizures” "we will use every single tool at our disposal, including seizing buildings from slumlords" - Mamdani larrysellers
+2 Age: Late 30sYoE: 15+Current Role: HF PMTotal 2025 Cash Comp: Likely around $10mNet Worth: Will exceed $40m after 2025 bonus PM -HF
+2 Never thought I'd see those words written on WSO... Analyst 2 in IB-M&A
+2 These type of women aren't called real women by anyone. That phrase doen't really work too well for women. Try 'Genuine ladies' perhaps. moneymaker03
+2 how would the bbs compare, especially non ms/gs Prospect in IB - Gen
+2 Son😭😭😭😭😭😭 Analyst 1 in IB-M&A
+2 Mods deleted a well thoughout note because I suggested a website. restructuring interviews is great for RX specific technicals. Associate 1 in Private Credit
+2 Going to keep these fairly generic:  PM in HF - Other
+2 If you could tell MV or IB leadership one thing, what would it be? Associate 1 in IB - Cov
+2 My favorite technical is a ever-building financial statement question. It goes something like this: Associate 1 in Private Credit
+2 I said coverage group not fake group. Sponsors does not do anything and keeps firing juniors. Good luck trying to find another job from a group that does nothing but sponsor books. Analyst 2 in IB - Gen
+2 key difference is that you have a ton of flags for CPI indexation and debt is usually sized based on DSCR. So learn how to: 1 - Size debt based on DSCR and get accustomed to DSCR, LLCR, LTV covenants Associate 1 in IB-M&A
+2 all hail eric tokat Prospect in IB - Cov
+2 IQ is not the differentiator as to who makes it to a BB. Sure if you have 70 IQ you’re probably ngmi but 92nd percentile vs 99th means way less than willingness to work 80+ hr weeks alex50
+2 true, I'm far more likely to read  till the end a post by someone that has lots of typos than one perfectly crafted by AI GS under Blankfein
+2 I have been on WSO for five years, and every year, people spread rumors about low ROs. Guggenheim’s New York office had a return-offer rate of approximately 70% last year, but it was close to 95% this year. Associate 1 in PE - Other
+2 When is your family member looking to exit his practice? A lot rides on his timeline. CarsnWatches
+2 the "british accent for green card" assumption is terrifying. uscis deals in rigid federal statutes, not charm. unless u marry an american, you are subject to the same h1b lottery or o-1 hurdles as everyone else. tonythebrief
+2 I will leave it to the vox populi to decide if this is good advice or toxic advice, but hurling yourself into a demanding job can be a positive distraction during grief. Speaking from experience. Ruebenesque
+2 ASO2 EM $125k (70/30 split) Still way off from other banks, but was expecting $100k given how shit last year was. Associate 1 in IB - Gen
+2 I agree, an MBA is likely the easiest way to go. If you're willing to take a chance, though, I would recommend pursuing a master’s degree in finance. CartPathOnly
+2 where did you hear this lol whatwhatwhat234
+2 cornell hotel Intern in IB - Cov
+2 Until massive amounts of capital starts making investment decisions because Claude or grok or whatever thinks a stock is a buy, then investors will find value in an analyst who can go deep in a name and do high quality val Hags28
+2 tl;dr it for us anonymnous
+2 Wut? Billionaires moving is already a tax loss, not even speaking about the job creation impact here of founding / funding new companies in the region) means the pie just gets smaller. hedgehog9
+2 Do it. I’m someone that always reccomends you do something that your passionate about. You’re young and take a shot and don’t look back. Associate 2 in IB - Cov
+2 Believe it’s CVP – this guy is prob one of the go-to’s for a particular Partner within X group who takes care of their people come bonus time. Analyst 2 in IB-M&A
+2 Thanks for taking the time, this thread and your insights have been super helpful. You mentioned that starting in a buyside seat is the best way to prepare for a seat like yours. Prospect in IB-M&A
+2 This is one of the most inaccurate things I’ve read. Whoever wrote this clearly doesn’t understand that GAM does nothing and that you don’t get any technical experience when m&a holds the pen on their lbos. Prospect in IB-M&A
+2 I‘m a behind as an Europoor: Associate 1 in PE - Other
+2 Ngl, out of the list, I'd take out Rx co and maybe PC. Associate 1 in IB - Restr
+2 Six months in, a good analyst is someone I don’t have to think about. The work is clean, the numbers tie, and issues are raised early, not after the fact. siddharth.jain90107
+2 Slave-aaS 😂 ojapar20
+2 The biggest question isn't UBS's brand it's whether analysts are getting enough live deal reps during the integration. catherine2
+2 And Lehman into the ground before that Associate 2 in IB - Gen
+2 Yes, only if it meaningfully improves how your profile screens. Understand that GPA in IB hiring is used as a filter, not a growth story. If the improved GPA clears the cutoff, show it. siddharth.jain90107
+2 The quality of the PM and senior analyst matters more than whether it's MM or LO. A great mentor can accelerate your learning far more than the platform itself. catherine2
+2 100% agree with this take.. the largest funds today (RA, RTW, Baker etc) are too large to find enough high conviction opportunities and build meaningful enough positions that actually move the needle for them. Research Associate in HF - Other
+2 Super helpful. I really appreciate the thorough response. I have a few quick follow-ups if you don't mind: cdevib123
+2 In full disclosure, I did ~3 years of IB so didn't leave early like you would. Associate 3 in PE - LBOs
+2 Columbia post lmao. The struggle is real! ibmonkey27
+2 would this be for SA, full-time, mba summer, or lateral? breakingbetter
+2 Doing something about the debt is political suicide. Therefore, it is what it is  UCTreeHugger
+2 PrivateTechquity 🚀🚀🚀 IsItREPE
+2 The problem is that Republicans don't tax, they just spend. Ozymandia