Highest Ranked Comments In The Last Year

+5 I explained this. I don't doubt the facts.  I doubt the context.   Dr. Rahma Dikhinmahas
+5 mpe frank2042
+5 As someone who spent 3+ years at a LMM boutique as an Associate (Ignore Title, I'm a Senior Associate) and recently lateraled to a top MM platform (think Blair / HW / Baird), here’s what I’d say: Associate 1 in IB-M&A
+5 How are you enjoying life at Evercore? Associate 2 in IB-M&A
+5 Have worked with these guys and liked their style personally. Sharp but still reasonably "human" and a great network around the fintech world (a better comp might be a mini-FTV). PE-biz-dev
+5 Former PM ($1B AUM) here. It isn't the calendar. It's the conversation. stockpitchlab
+5 I hope so. odog @digitalimmortality.com
+5 My own firm and use OPM. jl12
+5 Yep agree. Those played a role for certain. I’m not here to defend the catastrophe in Gaza. WSOBURNER69
+5 Well that’s illegal, having the means to donate to schools and connections to push your kid through is only unfair. LeveragedBuoy
+5 Honestly just go do something that’s interesting and makes a good story. You’ll have plenty of time to look at a 10-k later. Find something where you’re outside if possible and speaking to new people. Associate 2 in IB - Gen
+5 Haven’t heard of the guides you listed but I wouldn’t really spend money on a broad TMT course. That’s so broad that it’s hard to imagine how much depth they can get into with each sub-sector and niche. Mastery 7 IB Shitter
+5 My advice, go do banking. It sounds like you have an offer at a BB bank. Investment Analyst in HF - EquityHedge
+5 Some shops care about your ATAR, some shops don't. Associate 1 in IB - DCM
+5 Nice anecdotes but your friends all just got really lucky on equity upside, which is obviously "high risk" relative to going the IB/PE/BL route. PrivateTechquity 🚀🚀🚀
+5 If this is for SA, I can promise you no one cares, just do what's best for your career  VP in IB - Gen
+5 I’ve used ChatGPT, CoPilot and Claude. Claude is by far the best, hands down. ImagineSisyphusHappy
+5 The issue really is that the range of “good year” and “bad year” is generally pretty small in agency lending given it is pretty much only a fee business.  CRE Credit
+5 thank u for ur opinion, prospective intern (franker). might be best to practice those moic mental math problems to land any of the aforementioned firms loll. Analyst 2 in IB-M&A
+5 It's hard to say if much changed, you know? Unless you can talk to yourself before you quit, you're looking at your own past through very filtered retrospective.  MidasMulligan
+5 RMBS is biggest, safest. You can take more risk if you do private label or non agency stuff. Basically it’s a rates product.  setarcos
+5 Yeah that’s how a country works lmao. The audacity of entitled foreigners good lord  Associate 2 in IB-M&A
+5 I have used Claude Code and Claude in Excel to build models and do heavy duty analysis for me over this past month (eg cutting up 250k row bookings databases). kuf135
+5 Blockchain and/or digital payments are more a tangential story here - though there certainly are firms who are buying banks for their charters and/or trying to re-position themselves to take advantage of the fervor around Addinator
+5 Ask if they have strawberry milk. Shows that you're a true milk connoisseur.  Substack_Guy
+5 It’s just a growth area for WF. Has been for a while. It’s a super competitive space and we’ve always been waaay down the league tables. A few years ago we were like 30. Now we are higher, prob around 15. Works at Wells Fargo
+5 @thebrofessor  - so lilboosie
+5 Even in bad banks, there are always a few hitters. I know this because I was one of those guys, a big producer at a weak firm.  Managing Director in IB-M&A
+5 It’s definitely easier to make it work in a booming economy, but in a booming economy everything also looks expensive. Partner in RE - Comm
+5 You're about to graduate with $1M in your PA, why are you worrying about near term earnings?  Determined
+5 This a great thread to demonstrate how much being in the right place at the right time impacts personal wealth. It's not pure luck, but it's more luck than skill. Anonymous Monkey
+5 Yeah this is the ultimate definition of a virtual non-issue. There are a total of ~730k H1B holders in the U.S. compared to an adult non-senior population (18-65) of ~250ml. hedgehog9
+5 "Why are Americans getting increasingly upset at elite schools giving away top jobs to random foreigners fresh off the boat" is one of the most tone deaf takes I think I can recall ever. VP in IB - Gen
+5 I don't understand this point on living expenses. On a $200k salary your after tax take home in NYC is $140k, so you can spend $10k/mo and still have $20k of annual buffer left for one time expenses. PM in HF - Other
+5 Sounds like you are enjoying it, hopefully it stays that way.  Lots of valid perspectives and situations.  IMO, for pure data guys being “the first” data guy at a place, various pluses and minuses.   oil_quant
+5 I grew up upper middle class and the middle class white bois are some of the most uninspiring group of ppl I have ever met. Maybe the constant media bombardment of white guilt has something to do with it. Analyst 1 in IB - Gen
+5 Caveat: don't work in PE and the following may come off as absolutely wild to some marketMergerMaddie
+5 Viking PE is mostly thematic, mostly MM/LMM and quite hands-off (they don't get operationally involved at all). VP in PE - LBOs
+5 Uh $20B mkt cap is not a large cap company, son. Do I mean that a “large cap” should trade like pharma? Yes I do. Otherwise wtf is the point of classifying them separately? Benson Says
+5 Zero connection with Indians or Asian heritage here but this’s embarrassing. gelato_cuspids1d
+5 Banking will always be available to those with experience. However your prompt makes me think you should candidly evaluate what you’re seeking in a potential switch. Bank4L
+5 If your goal is S&T and you’re graduating early, a 1-year MS in Finance or Financial Engineering can absolutely help bridge the recruiting gap—especially if it aligns your graduation with the 2027 cycl DerivativesRiskEducation
+5 Amazing that base salary is the same amongst the two as well. rolo25
+5 I mean Copilot is cooked from the beginning tbh. Used to work at McKinsey and I definitely got addicted to Claude Opus. I think it got to a point where I could not do anything without it anymore. Associate 2 in PE - Other
+5 BMO M&M is not a top group, league tables doesn't make up for nonexistent exits and bad culture Intern in IB-M&A
+5 Ex MBB here, working on AI in Tech now. For generic work, AI is already useful: summarizing docs, turning messy notes into a memo, drafting first-pass emails, cleaning up language etc. Ex-consultant in Tech
+5 What a pussy intern. Should be blacklisted from the industry. RB2000
+5 You'd most likely be joining as a Senior Analyst or an Analyst, if not JPM(Junior PM), and since you said under a PM and giving out ideas.  bomboclatinvestor
+5 apetrynamakeit devildog2067
+5 queer Analyst 1 in IB - Gen
+5  UBS should just build out the team they want.  Analyst 1 in IB - Cov
+5 We are Deloitted to have you here! Analyst 1 in S&T - FI
+5 Levered FCF reflects net cash to the business, typically (at least I’ve seen) inclusive of net movements in borrowing/capital. Bank4L
+5 Have you tried the scribbling method? Its basically just scribbling while you read to trick your brain into thinking you are taking notes which helps tremendously with retention and internalization. Analyst 1 in IB - Gen
+5 Congrats on starting full time! spudrmonke
+5 I'm surprised you're not getting much traction with HHs if you say you're at a large asset manager (only a few that are truly large and they should all open doors)... Investment Analyst in HF - Event
+5 They are a foreign nation that has dragged us into all of the wars since Vietnam, either under false pretenses or by our association with them; Bin Laden openly stated that his reasoning for 9/11 was because of our a seekinthealpha1
+5 Just unamerican, where merit is the benchmark and corruption and bribery are frowned upon Associate 3 in IB - Cov
+5 Genuine question. Why do so many IB/PE quitters try to pursue operating businesses?  Managing Director in IB-M&A
+5 Ex-MBB here, spent ~10 years there and now in tech. I’d take Jane Street, and honestly I don’t think this is that close. Ex-consultant in Tech
+5 To be fair, as someone hiring, it was rough. We had a couple of back-of-house closing roles open, and got some of the most ridiculous applicants that didn't fit at all.  CPMA's15
+5 Bump. As of today it’s probably GTCR, TA, HIG, New Mountain, KPS in UMM/MM and Warburg unarguably in MF (exits and DPI have been solid asf in the past 2-3 years)  Associate 1 in CorpStrat
+5 This is one of the few industries in the US with Associate 1 in PE - Other
+5 Great shop in LA. Especially  to start your career. Fun younger group. Quasi institutional you'll get good reps and training, pay. Great exit ops.  Teller in PropTrad
+5 Are these numbers being posted real? They are worse than anything Ive ever seen Analyst 1 in IB - Gen
+5 You get your bonus payment missed Analyst 1 in IB - Gen
+5 My friend, you sound drained and I feel for you because I have been there. For whatever reason, your job took its toll on you. In my view the question is not what options are available to you. Principal in HF - Other
+5 I have a generally 7-12% reply rate and I’m not at a target school best tips would be VaxMerstappen
+5 European Masters students (slightly older and much more experienced than 19-20yo undergrad) are much easier to hire given they've already been trained and taken internships in their home countries / Frankfurt/Paris/Mi Analyst 1 in IB-M&A
+5 If your end goal is high‑finance and eventually something like macro HF, both IBEB and IBA can get you there. Kevin W.
+5 . Analyst 2 in PE - Other
+5 There's too many variables that will affect the level of "content" each person feels. Disregarding firms with strong imbalances (i.e. VP in Consulting
+5 learn to spell Prospect in IB - Cov
+5 Happy to provide some detail on this: dirtypotato
+5 Just dropping you a Godspeed, onwards and upwards, from a fellow monkey that’s been on WSO from those days. VP in PE - LBOs
+5 No problem at all. COO in HF - RelVal
+5 I work at a Hedgefund and I will tell you that if I ever met or found out someone worked at AlphaSights at any point in their career I would mentally deem them a retard and they would never be able to escape that Analyst 2 in S&T - FI
+5 Recent HSW grad - do not go to the MBA unless you don't want to stay in PE. Odds are incredibly low that you find a seat better or comparable to your current position as VP at a MF. Investment Analyst in HF - Other
+5 imagine going to er or lmm over walleye NotFinanciallyAnonymous
+5 Thanks, really helpful. My main concern at this point is what you said - the geographic constraints. I am not in a huge metro (2-3M). Research Analyst in AM - Equities
+5 Does anyone know any person or business who really relies on AI?  That's all we need to know.  From a financial perspective, of course AI is a bubble. Ozymandia
+5 DEI equates to Women, black / Hispanic men, and LGBTQ+ VP in IB - Cov
+5 The effort you put into a question is largely proportional to the effort others put into answering it. Burke
+5 Won't be long before we see "Leveraging Offer." Paul_Owen
+5 What are the best credit seats? bmm112
+5 Global brand doesn’t really matter if you’re already VP level unless you have future lateral plans. Amazon Prime
+5 Great questions — and very relevant given how quickly workflows are evolving. 1. On higher value-add tasks for junior bankers: rafaelpoole5
+5 Xhamster02Maybe RE expanded too hard post covid and now there’s a hangover effect in the industry MultifamilyGuy
+5 As someone who used to recruit in both, candidate calibre in London on average is much higher than in the States cuz of those European Masters students with multiple deal experiences and speaking multiple European language brtfedd1312
+5 To answer this question, I would look at it more as a question of do you know the fundamentals of an LBO. PeRmAnEnTiNtErN
+5 I agree, but I also get it. This site is mostly made of college students and fresh grads, so everyone has really big dreams. Fred Fredburger
+5 My working hypothesis is that the lack of experience is a product of how banks adapted to the new post covid/gen z era. Bank4L
+5 In the simplest terms, you have people focused on bringing in business versus executing on that promise - that's coverage versus M&A. VP in IB - Gen
+5 (1) "You did not comprehend what I wrote." No. I do understand everything you said in all material regards. jl12
+5 Just went through this and lateraled to a SA spot after a 2 year program. Associate 1 in PE - LBOs
+5 It's a great way to get into these programs, but you get way less deal and model reps working on a handful of projects over your 2 analyst years than someone from banking who sees 50-100 projects. Associate 3 in IB-M&A
+5 TopBoy.-What do you think happens when many people, with high incomes, move to a much smaller city with a lower cost of living? howtomakeitinamerica
+5 Hey, my take on your two questions: 1) There was definitely some luck/favourable timing that helped me ramp up as quickly. Associate 3 in PE - Other
+5 Plenty of firms do this.. thats how WF/Citi interns on 1.5x OT are hitting 40-50k during SA Incoming Analyst in IB-M&A
+5 >Region: all Europe SOFRsoGood