+4 I went to a service academy and have been working in IB for awhile now.  Works at Goldman Sachs
+4 I have been in Corp Dev for about eight years across four different companies (no IB background). Bunnies
+4 Best portco I’ve ever had… amazing biz.  VP in PE - LBOs
+4 I think the disagreement comes from how we define “wealthier.”  suu
+4 I recommend finishing the degree at Cornell. Florida is a huge state for hospitality obviously, and you already have that strong internship on resume. Holidayinn
+4 clear gaps between gs/jpm/ms --> bofa/citi/barclays --> db/ubs Associate 2 in IB-M&A
+4 International people cannot switch jobs easily. They must keep their job or else they will be exiled from the country. So they will endure long hours. They will endure toxicity. FlyingBoat
+4 AI shit answer Analyst 1 in IB - CB
+4 I use AI every day for coding (quant type of role) and it's scary how good it's getting, but at the same time it doesn't seem to be freeing up any time among tech teams at my work. Soros_
+4 DoW + Bankers = should be AMAZING culture! Investment Analyst in PE - LBOs
+4 I would say go with the Corp Dev seat here - IB associate work/life balance, in my opinion, only gets worse due to higher responsibility but still working on junior-level tasks. BlueMoonGoon
+4 Gotcha, thought you were at an EU school from your post. Associate 3 in IB-M&A
+4 I look at things in terms of what I achieve in a given week as opposed to what I achieve each day. Associate 2 in IB-M&A
+4 Personally I think it’s a great option if your on a budget but would like others input  IBchimp88
+4 “1/10 rage bait” Proceeds to get baited into rage. Associate 1 in IB-M&A
+4 S&T 7am-5pm bopguy
+4 Hard to beleive there are banks that pay like this in the year 2026. 15k for middle ranking is the same pay as people in corporate banking. Associate 2 in PE - LBOs
+4 If you’re at a target, relax. I didn’t have a freshman internship and I landed top BB with a sophomore fall internship. Prospect in IB - 5th Year
+4 Go for GP led side. Secondaries tiering isn’t the same as for most other practices (I.e. Jeff PCA is substantially better than the other two). Associate 1 in IB - Gen
+4 Actually there are a lot of issues with seed oils.  anonymous investor
+4 Just reneged for an RBC offer Good riddance Analyst 1 in IB-M&A
+4 As someone in their mid-30s who is worth $4m, I would suggest that you combine both paths. beattheodds
+4 I think your argument works against the point you're trying to make.  The developer should fee off the improvements, off what they develop. Ozymandia
+4 Don't default to doggy. You don't need your MD to be able to go that deep at first.  IsItREPE
+4 Bro thinks he’s gonna get hate for saying HL is a top RX shop 😂 nontargetmarket
+4 The Department of Homeland Security confirmed Ross' injury, but has not yet responded to CBS News' requests for more information yawhtrow
+4 If you didn't go to a target undergrad and don't have good internships then it makes sense to do a master. But most UK ones are just one academic year, so very short and don't give you as many chances (i.e. Goj5979
+4 Its hard for people to remember you if you are a generalist on the buyside. A lot of buyside analysts are sector specialists, whether its tech, industrials, consumer, financials etc. kil
+4 unless you're at a big firm that can go across stressed/distressed, invest up/down the cap structure and truly control the LME process, distress investing in most cases is fighting with lawyers over why/how the smarter par Investment Analyst in HF - Event
+4 Genuinely some of the most retarded investors I’ve ever met Diomedes
+4 Honestly, it’s a hustle and if you’re networking and studying hard enough, it becomes a numbers game. Study the group, what they’re known for and do your research. VP in PE - LBOs
+4 You can break in for sure, it's been done. After brexit its less direct. Goj5979
+4 The Disney brand name goes a long way. I run my own business now, and I think the Disney name has helped me more than my IB/Consulting and Target School name. Manager in CorpStrat
+4 Here is some DEI discussion Principal in IB-M&A
+4 Market could be completely different in 1-2 years when you’re looking to start, so don’t be disheartened. CoffeeBong
+4 XIG PE is a seriously underrated seat IMO. I’ve interviewed quite a few people from the team for MF roles and have generally been quite impressed. Pirate_Equity
+4 Boi if u don’t get ur ahh back to 550 s tryon rn - Prospect in IB - Cov
+4 As others have mentioned, the big downside is that you're effectively cross-collateralizing all your upside. Ozymandia
+4 UBS is a leading wealth management that has an IB function for the purposes of cross-sell. I am shocked a bunch of supposed bankers are not able to figure this out. Associate 2 in PE - LBOs
+4 how did op get a return offer himself, sounds like a nightmare to be around Analyst 1 in HF - EquityHedge
+4 Dude AI is here and it’s the future. I bet you old architects were saying shit like this when Autocad came out. patrick_bateman_
+4 Are they single, which banks, and do they like sensitive young men? StandardHardo
+4 Sign of the AI bubble popping Associate 1 in PE - LBOs
+4 Oxford BA.Crazy how you haven't been banned yet btw  Prospect in IB - Gen
+4 I wouldn’t go too crazy on this one if you are working on ownership side of the table. Pokemon Master
+4 Sinking ship there. Likely dead before the end of the year  Trader in S&T - Comm
+4 I transferred into uva as an Econ major and didn’t even get interviews at any of the clubs. Yet I ended up at bofa/barc and was super happy how things turned out. Intern in IB - Gen
+4 Bc in a bull market only the shittiest companies have debt trading at 80 or below. Research Associate in AM - FI
+4 On what part specifically? In short though... Director in IB - Restr
+4 anyone know piper sandler? cheesefries
+4 Use the offer post-SA to lateral to a MM for FT.  PaulAllenIsInLondon
+4 Haha is it really so bad on the IB side. On S&T side and seems G. Trader in S&T - FI
+4 Outside of what other commenters have said, the biggest thing will be getting experience on your resume, both as an intern and ft. Zyns_And_Excel
+4 There is a lot here, and I am happy to unpack the follow up Qs:    Anonymous Monkey
+4 My thoughts as a recent Stern alum - first of all congrats. Would agree with others on the socially meh/super competitive part. Analyst 1 in RE - Comm
+4 A few questions for you: kuf135
+4 Ah yes, famously, in America Poles and Swedes aren't internationals...dude what? Your reply is that inane it passes for ragebait investmenttbanking
+4 Depends on fund, but at an MM if you need to move you can move. But generally it’s because your PM wants to move you (I.e your PM wants to covering US stocks or your PM is in the US). Analyst 1 in HF - EquityHedge
+4 Are you certain that A&M RX is meaningfully superior to only LMM IB for distressed PE? PM in HF - Event
+4 GPT calling out HL for churning is hilarious lol Analyst 1 in IB-M&A
+4 I'm sure all of the MBA associates will be devestated to learn they won't be able to interview for Raymond James' trailer park vertical side note, aren't all MM's generalist at the associate level?  Works at Citigroup
+4 Agree with the top comment, learn your lesson and be glad it didn't impact your health/others around you. mrharveyspecter
+4 cragfar Pokemon Master
+4 This video called it! Associate 3 in IB - ECM
+4 DB in the gutter Prospect in IB - Cov
+4 UBS analysts were getting too fat to be client facing. This is a blessing.  Intern in IB - Gen
+4 If it’s not within the first 3 months you’ll be okay from an optics perspective believe it or not the execution capabilities of a BB will not disintegrate because a junior font aligner took 2 days  Analyst 2 in IB - Cov
+4 Prospect in S&T - Other Themaster441
+4 These posts are so dumb  Intern in IB - Gen
+4 IsItREPE
+4 Q up, PWP down, LAZ up masterbeast
+4 My second uncle sold his business for 5 million and UBS is nowhere to be found Gold-ManSacks
+4 Good friend works there. Avoid at all costs. Analyst 2 in IB-M&A
+4 you must be feeling really smart now huh thebigsnort
+4 Thank you for doing this as this forum doesn't have much quant talk. Associate 2 in PE - LBOs
+4 Intern in IB - GenFrom a levfin perspective he's right Managing Director in IB-M&A
+4 Congrats on UBS! Analyst 1 in IB - Gen
+4 Cant confirm all of these, but I’ve heard numbers around these Associate 2 in IB - Cov
+4 Most people these days are largely illiterate. No one reads anymore. Everyone floats between thinking they have to optimize every second of every day or spends hours doomscrolling social media.  CRE
+4 Rx is more technical as a junior relative to other banking gigs because you have 100x capital structures you have to run through a new 3-statement model to see where cash flow shakes out. shamoneh
+4 I feel like you can go to any of those funds post banking. Banking will give you insight into M&A process more so than credit job. VP in IB - Cov
+4 everytime an EB analyst is mentioned my mouth starts watering because i wanna take their massive peen in my mouth because theyre so smart and have so much rizz and are so cool (im a dude btw) Analyst 1 in HF - EquityHedge
+4 Barc is Top 10 in ECM but tech ECM here can be quite sweaty with hours pretty much approaching coverage/M&A hours. Analyst 2 in IB - Cov
+4 So MOE/PWP > LAZ/PJT for M&A it seems Is Laz the new Greenhill? Analyst 2 in IB-M&A
+4 Get laid lol Analyst 2 in IB-M&A
+4 Whats his linkedin CV5063
+4 Congrats on Citi SF! Intern in IB - Cov
+4 Listen. Here is the issue. UBS is chock full of chuds. Chud central. Major LTN & LTBs. We can’t have that. Fix yourselves. Heightmaxx. Jump at the ceiling 25 times per day - it’ll genetically help you grow. fuckshampoo21
+4 congrats on penis wine partners Intern in IB - Cov
+4 Saw this thread bumped and wanted to spend some more time on a more thoughtful answer.   I just want to share just one piece of advice because I hope sharing only one it underscores its importance.  Deal Team Six
+4 He single-handedly pulled JPM to the top of the IB league tables in EMEA anon1982
+4 This is going to be a very personal opinion, but I truly believe the shop matters in RX. Analyst 1 in IB - Restr
+4 As someone going to an MSF, it is because my undergrad school and major are not going to get me a good job at all, esp not in this market (def not one that would help get into or afford a top mba - how many people from ops pbgrxavel
+4 Had a similar process and team meal (though lunch v. dinner) at the end. It was the final round for the overall process. Investment Analyst in HF - Other
+4 Ppl shouldn’t be filling out applications online if they actually want to make a move. They should be leveraging the vast network of ex-BofA bankers that are now at other banks. VP in IB - Cov
+4 Yeah this happens. They're just leveraging their returns with your equity at that point and minimizing their skin in the game. laffer
+4 But Disney is so much fun! Intern in S&T - Other
+4 Really appreciate you holding this Q&A - recently gained a lot of interest in ABS. Let's say: Intern in IB - Cov
+4 Depends on which fund and their structure. At my fund AM is valued highly (we are high yield/opportunistic debt). I sit equal to our head of strategy/production and report to our head PM. CRE Credit
+4 There are more strategies, plans, and justifications in this thread than there are in the White House cabinet.  CRE