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Income inequality, a topic that gets discussed a lot here. I've been reading up on it, namely books and a lot of articles. Would like to hear other's thoughts on it. My main thought is, would it be unavoidable? I feel there are two classes of people with money. Basically,...
I knew this guy who was obsessed with Taylor Swift. He had 2 premium memberships to her fan club, always gets front row tickets, and I'm pretty sure he has the most Taylor stuff I have ever seen. Got any co-workers who are obsessed with something that's just weird or is their...
I've found that having a routine and doing certain things have made me much happier and more productive at work. It could be anything, for example things I do that I think would benefit everyone are: read, work out, listen to podcasts instead of music and journal. I'm trying to...
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The other day I read an article from Bloomberg saying that this year a record number of candidates enrolled this June. Idk, but in my eyes when something becomes accessible to so many random people it losses its prestige. Over years I predict having the CFA will just be another tick on the CV and no...
I've been told from several people I respect over the years to "invest in myself", especially while I'm in my 20's. As I'm about to start my 2 years as an IBD analyst, I'm thinking of ways to invest in myself and wanted to hear what types of investments you make in yourselves and the impact they hav...
It is the year 2010... a man by the name of Oliver Creed releases his new Eau De Parfum, Creed Aventus... I never knew the turn my life was about to take. I smelt Aventus the for the first time in January of 2011. It was a Tuesday if I recall, snowy, cold. I stopped into the Creed boutique on my wa...
Youtube has had its fair share of scrutiny with a number of videos depicting white supremacy and its removal of videos that audiences didn't find fair to take down. Recently with an interview with CNN, Google's CEO Sundar Pichai has commented that: [quotes]“We’ve gotten much better at using a c...
I've found that having a routine and doing certain things have made me much happier and more productive at work. It could be anything, for example things I do that I think would benefit everyone are: read, work out, listen to podcasts instead of music and journal. I'm trying to incorporate more of ...
Seeing the discussion on the prior youtube thread prompted me to post this. So Mark is getting into the banking game by launching a currency. So, does the same private company censorship argument hold true when instead of simply censoring opposing views, they can freeze one's financial facebook ac...
IT'S CLOSE..... We are looking for ~10-20 Beta Testers for the new WSO Mobile App -- for both Android and iOS. Version 1.0 of the app will have site navigation, notifications (not done yet), posting and commenting and be tied into the live server/database. If you are interested in helping us iron...
Hey guys, So I'm a 1st year analyst in MBB in the SF Bay Area and hate it here. I'm a Duke graduate, and I'm used to being in a "work hard, play hard" mentality. Compared to before, where a lot of people were both smart and had good social skills, people in the Bay on average are quite weird and ug...
I got a mail from Tennessee Department of Revenue last month, asking me to pay a Tennessee Professional Privilege Tax. I looked up online and according to the tn.gov website (https://apps.tn.gov/privtx/), it's an annual tax imposed on persons holding an active Tennessee license or registration to pr...
Just wanted to start a conversation as it's something I ponder almost every day and I'm sure many of you have valuable perspectives...
Hey guys, so about a year ago I had a small labrum tear from overhead presses (no desire to do those ever again after consulting with several PTs and doctors about its functionality). Like a dumbass, I waited like 6 months before talking to a doctor, and was prescribed PT as the doctor thought it mi...
In case anyone forgot their lunch today, I got your back! https://news.mcdonalds.com/stories/about-our-food/international-currency-exchange.html In celebration of this summer’s limited time offering of select McDonald’s menu favorites from around the world, we are featuring an exchange of glob...
As a student at a non-target, the idea of not being able to break into IB after college has certainly crossed my mind. Despite my high GPA and (I believe) above average networking skills, it's just a fact that the odds are not favorable. As a result, I was curious about potential backup plans and wh...
Graduated this past December and am currently working in AM. The hours at my firm aren't bad at all, rarely having to work longer than 830-6 on weekdays and never on weekends. I'm living at home to save some money up with the plan being to move out next year. So far I've been good with saving up mos...
Hi WSO Like many of you I find finance/business extremely interesting. It's my passion and I could talk about it days on end. I do my research and have read your typical finance and investing books. I'll listen to finance podcasts as well. Point is I actually enjoy finance in the real world. Now ...
Article link below: https://www.marketwatch.com/story/nike-becomes-latest-retailer-to-add-plus-size-mannequins-2019-06-07?mod=mw_theo_homepage I think this is a smart move from Nike, allows them to access a new market of customers. However, I think they could have made a separate line for the "plu...
Master Excel with our specialised excel courses perth. Also you can learn from us on Saturday mornings! So, don't wait and get your hands-on on excel now!!! ...
I've read a number of posts on this site from young people who talk about not wanting to take the traditional path and "work 'til I'm 65;" early retirement seems to be a paramount goal for a lot of of people. My question is, what is the nest egg you would feel retiring with? Of course there's goin...
Sooooo.. I will start my job in NY..and I met few female bankers during my internship and stuff...I think most female bankers are actually very pretty... But face only. They have no sense of fashion...wow.. I grew up with bunch of fashion ppl in my life (my mom is a fashion designer and my sister a...
Fairly Simple. How much do you spend to maintain your lifestyle? What changes would you make to your lifestyle in the future? As for me annually Housing: $20,000 Books: $1,000 Cars: Still drive a crappy car and don't have plan to upgrade, $2,000 on gas Food: $3,000 goes to grocery, around $5,000 go...
It seems like all my life I have had vices. In high school, it was video games. College, drinking and weed. Now it is caffeine and sports betting. At this point I feel it is inevitable to have a few things that I can't do without, and I don't necessarily think it is a bad thing. All of us are going ...
What music do you listen to study, get work done, party, concentrate, workout, etc. I am interested in seeing what everyone listens to and to see if finance bros have similar tastes in music. Myself: I mostly listen to trance, tech-house, big room, and hardstyle. This is for work, relaxing, and par...
Personally, I'm a big fan of sports channels so I always try to look for streams of Joe Rogan, Undisputed, First Take, etc. I also like watching channels who decide to make edits of the compilations of athletes careers or who condense the 4+ hour golf tournaments I want in less than 10-20 minutes. ...
Join the email list for your city to receive updates on future WSO events in your city. When signing up you will also receive a welcome email with a link to join your city's chat group. We created these Telegram groups with the goal of making it easier for WSO members to organize events / happy hour...
We've all seen it on WSO. The exit-ops dream. Threads galore attempting to rank banks and consulting firms solely off of exit ops. The IB analyst/associate justifies 2-3 years of doing work they hate for better exit-ops. The S&T analyst grunting through to try to make it to a hedge fund. The con...
Liquor, hash, Mary Jane, Molly - what's your preferred substance when it comes to taking the edge off or making things just interesting enough? I've gone through a few, including all of the above, a few hallucinogens, some experimental stuff that is said to be produced by the brain when you die, "w...
Income inequality, a topic that gets discussed a lot here. I've been reading up on it, namely books and a lot of articles. Would like to hear other's thoughts on it. My main thought is, would it be unavoidable? I feel there are two classes of people with money. Basically, those who know how ...
I've been questioning my path recently. I'll be applying for full time positions soon and there's part of me that isn't 100% sold on what I am doing. It feels like it is the right path but I know there are so many other paths out there. For me, if I hadn't spent so much money on an education, I w...
"The College Board plans to assign an adversity score to every student who takes the SAT to try to capture their social and economic background, jumping into the debate raging over race and class in college admissions. This new number, called an adversity score by college admissions officers, is ca...
Hello! I'll try to keep this short... I'm 22 and I currently work as an accountant. I was an intern and got hired without a degree, since I proved that I know what I am doing. I'm a self-taught accountant, but I will get my associate's degree next year. The company I work for right now is great - ...
Dances With Newfoundland
Trump has been giving me nightmares lately. No, I don't think he will win the GOP nomination or ever become President. Problem is twofold. First, Trump has sucked all the oxygen and media coverage from the GOP race, which is a major issue since the 2016 GOP field is the strongest since 1980. Rat...
I knew this guy who was obsessed with Taylor Swift. He had 2 premium memberships to her fan club, always gets front row tickets, and I'm pretty sure he has the most Taylor stuff I have ever seen. Got any co-workers who are obsessed with something that's just weird or is their obsession over the...
All, I recently came across a kpop song on YouTube and listened to it. The song was extremely catchy, so I went to the group's Spotify page and listened to some of their other hits, and before I knew it, I was addicted. It also doesn't help that the singers are extremely attractive, and as much as ...
Crowdsourcing the best dinner orders in the midtown / Grand Central area. I'll start: Italian - Notaro, Aperitivo Indian - Dhaba, Darbar Burgers - Bareburger...
Swiggy has certainly made our online food ordering knowledge increasingly happy. Additionally, it allows experimenting with the food from the absolute best nourishment joints and eateries without leaving the solace of your home. Other than this, Swiggy offers and Swiggy Coupon Code can make you get ...
OYO Rooms began their voyage with little inns and the number was likewise less. However at this point they are spread the nation over and have tied with numerous quality lodgings. OYO Referral Code The primary intend to begin OYO rooms was to give the continuous explorers (business or relaxation) a ...
So I go to a top school, so think Harvard, Yale, or Princeton. And coming in, I almost felt a sort of insecurity, because I thought that I would be up against the grinders whom I knew in high school, and against kids who went to the best boarding schools, which everyone knows prepare kids well. And ...
Howdy y'all, I have been thinking about this question for a while - is climbing the hierarchy in a banking group (traditional M&A / capital raising) the surest way to reach a net worth in the eight digits? Of course, the number of bankers who have breached nine figures and above can be counted on ...
in your opinion, what do you think are critical issues that are facing the world/USA right now, and what do you guys think are potential solutions to these problems?...
NBA Playoffs are in full swing. My San Antonio Spurs got knocked out by the two-bit Nuggets so I no longer have a dog in the fight. **Philadelphia vs. Toronto -- Toronto in 6** 76ers are stacked with talent, but I'm just not seeing the team cohesion and I think Brett Brown is a bust of a coach. Em...
So I started a new job yesterday. Today, I started to do my normal routine where I get up every 2 hours and do some push ups at my desk. I only do like 30 every time, and it take 2 minutes. Within 10 minutes of doing them, someone next to me had reported me to our manager for 'inappropriate office c...
I'm actually a squirrel
Good luck everybody! Get some quality sleep tonight, kill it tomorrow, and see on on the other side....
I turned 30 last week, thought i'd pass some advice and my favorite quotations on to you all. I pulled all these from my grand list so it is by no means comprehensive, just a sample. Enjoy. fwiw I'm ex finance (spent 3 years in IB now work with a start up in Brazil). So here they are, in no orde...
Here's a question for you all. Let's say you could work from home 1 day (sometimes 2 days) a week but because some seniors in the office don't like it, it risks your performance bonus of $20k. Assume that job security is not a problem in the role. Also assume that you don't intend to stay at the fi...
I'm gradually increasing my credit lines. When applying for a new card, are they more likely to give you a higher limit if you add an authorized user from the jump? Thanks...
I believe in the philosophy that you do not shit where you eat. Romance has no place in the office, but it seems to me that it happens way too often. Two of my coworkers recently broke up, bad enough that the guy has requested to be transferred to another office. I am not close with either of them a...
I happened to be the lucky intern sitting closest to the MD at the time and earned myself the task of planning/coordinating some intern events for this summer. I want to plan something where we won't hate being there but I also don't want to make my MD think "what a dumb fucking intern" when I propo...
I am creating presentation on PowerPoint. I want to add different background in every slide. Can anyone suggest me, how can I do it? ...
Hi all Have a feeling I won't get many replies on this, but hoping for the best. I'm still a student, but I'm planning on mapping out a robust financial framework for my personal finances. For context, I have a tentative graduate offer at a privately owned investment bank. Salary of A$90,000 and ...
Assuming the girl is around 22 and just out of college, how many people would her having had sex with be a dealbreaker?...
What do you guys do about life insurance? What's your philosophy on the matter? I have a bunch of loans and I'm having a kid, so I want to get life insurance because leaving my wife with all this shit is scary and I'll probably never do better on a physical than now. My objective isn't to make my fa...
My dad and mom, who are poor, but sacrificed a lot for me (working 2 jobs, working on weekends, etc.), I'm sending them off to a nice long vacation, all paid by me. What have you guys done for your parents, just out of curiosity? Also paid off all of their debt they had (under 5k). Seems like it wou...
The people on my team leave the office for lunch every day and get takeout. I'd much rather bring my own home-cooked meals instead of eating greasy restaurant food all the time. Is it a weird move to be the guy who brings lunch to work instead of joining the rest of the team? As much as I want to be...
Would you advise someone (late 20s, 3rd year Analyst / 1st year Associate) to take a potentially career-track opp at a buy side firm in a different city with the hope of leveraging that experience to move to an NYC position later on? Does making it to the buy side in any capacity outweigh location c...
Talked to a couple of friends this weekend who explained how they basically leverage their credit cards for arbitrage. Had one friend who opened a credit card in her dogs name (which didn't card interest for 18 months) then paid bills through venmo to hit the card, but would take the bill money, ...
Title says it all... What music do you guys prefer while working? Can't stand the silence but can't have something with any words in it. Anyone feel the same?...
I grew up playing soccer and have followed the US national teams on and off for the past 10-15 years. I recently felt the urge to follow Chelsea because they signed Pulisic, but I have no idea where to start in understanding the league (leagues?). I have the strategy/fundamentals down but I have no...
As many of you finish your undergrads, I would be excited to hear your best "How are you graduating" or "How did you get into this school" stories. ...
I want to hear stories of pick up artistry, streaks (of success or droughts), or even just unexpected love stories. Mine is, I usually do a lot of sitting by the bar with some staring, drooling, and wimpering like a sad and needy puppy. Edit: for those not convinced this topic is somewhat complex,...
I just turned 21 and am about to start an internship. As I am moving from one phase of my life to another, I will now be needing to evolve my taste in alcohol. My first legal purchase was Don Julio Blanco, but I'm looking for suggestions. What does everyone here drink?...
What's the nicest hotel / location you've stayed at? I'll start: I'm an LP and every AGM is at a 5-star place somewhere so I've stayed a bunch of nice places. No contest nicest was the Ritz Carlton Hong Kong. My room was on the 112th floor overlooking Victoria Harbour in the IFC building. How ...
A few times I've seen posts here about the use of adderall, especially in the threads about staying awake during the analyst years. I was wondering, where do you guys get adderall if you use it? Weird, but serious post btw... What is Adderall and Where can I get Adderall? Adderall is a prescriptio...
Any ideas on why Apple would do this? It does look sleek, but you know China could copy that for $100 bucks, unless there is some expensive raw material on it. I think the design budget went over and it came out to like $600 cost and $849 price. Someone had to have been like - fuck it ... make it $...
What do you all think the most profitable segment of finance will be in 20 years? Segments could include HF (specify strategy) / AM (specify asset class), PE (buyouts, growth equity, VC, etc.), IB, Real Estate, Crypto / Blockchain, or really anything else here I haven't thought of yet. If there's ...
I've been struggling with properly relaxing on my time off. I constantly think of my work and my other projects on the weekend and when I come home from work. My current activities I do to try to unwind are: lift weights, yoga and reading. I know that many of you have more strenuous jobs/hours tha...
Moving to the beautiful southeast for work and looking to get the lay of the land. I'll be living a stones throw from downtown and would love to get some opinions on what spots are either popular or up and coming. ...
Went on a date, thought it went well. Then found out we were incompatible because she said she didn't like how I kept teasing her. Pretty innocent stuff too, like it started to drizzle a bit and she said we needed to go inside immediate. I replied a little rain won't kill you. Am I spending too ...
I saw this on a different forum and just thought it was hilarious! It is from a while ago, but it's still funny. The guy's response is priceless, and he really puts her in her place. What do you think? ORIGINAL INQUIRY THIS APPEARED ON CRAIG'S LIST What am I doing wrong? Okay, I'm tired of ...
Until very recently (just finished junior year) I did not take school as seriously as I should have. I live in NYC and go to a prestigious specialized high school. My GPA is 3.2 but after this semester should be 3.3. I have 1400 on the SAT but will start studying this summer to get a higher score. I...